Showing posts sorted by date for query chase offers. Sort by relevance Show all posts
Showing posts sorted by date for query chase offers. Sort by relevance Show all posts

Friday, May 15, 2026

I Booked a Last-Minute Caribbean Solo Cruise — Here's What Actually Happened


I Booked a Last-Minute Caribbean Cruise From New Orleans — Here's What Actually Happened

I was already heading to New Orleans for a conference when it hit me: I was closer to the Caribbean than I ever am from California. Why not tack on something bigger? I hadn't added a new country to my list yet this year, so I started poking around flights and hotels. The prices — even with points — were brutal. 😬

Then I noticed Chase Freedom was offering 5x points on Norwegian Cruise Line. A quick search later and I found a 7-day cruise departing from NOLA hitting Mexico, Belize, and Honduras. That knocked out several destinations in one shot.


I hadn't been on a cruise in 30 years, but I was open to it. Full transparency: NCL offered me a travel agent discount plus some extras. I booked a solo studio — a 99 sq ft inside cabin tucked into a secure solo-only section of the ship — upgraded my WiFi for work (150 free minutes came with the booking), and locked in snorkeling excursions at three of the four ports. ✅

Boarding: Brace Yourself


NCL sends a flood of pre-boarding emails covering luggage tags, upgrade offers, and cruise logistics. What they don't fully prepare you for is the boarding crowd. It's chaotic. 

👉Hot tip: check in online as early as possible — it determines when you can board, and earlier boarding means smaller crowds. Also worth knowing: you don't have to wait for your assigned boarding time despite what NCL tells you. Show up when you're ready. 


And you can opt to keep your carry on luggage with you. 


Once on board, rooms aren't available until later in the afternoon, but the pool, bars, and lunch are all yours. I spotted people already in the hot tub by 1pm. 🛳️

The Solo Studio Setup


The solo studio cabin itself is compact but smartly designed, and the real selling point is what surrounds it. The Studio Lounge is a secure, solo-travelers-only space stocked daily with fresh fruit, baked goods, lemonade, water, and an espresso machine. For anyone fueled by coffee ☕, that last one matters more than you'd think.


Every day, a solo traveler coordinator runs a meetup — a genuinely useful way to connect with the 60 other solo guests on board. Ages ranged from 30 to 80, first-timers alongside seasoned Platinum cruisers. Some were even doing back-to-back sailings on the same ship (no need to disembark or switch cabins, by the way — you just keep going).


After the daily meetup, the coordinator organizes group dinners at one of the sit-down restaurants, so eating alone is entirely optional. The three main dining rooms share similar menus but each has its own atmosphere. The food was genuinely good — not just "fine for a cruise." One evening my new solo crew invited me to the specialty sushi restaurant and it did not disappoint. 🍣


The buffet runs 6am–9:30pm and covers a lot of ground: salad bar, sandwiches, pasta, Indian, soup, and made-to-order eggs at breakfast. You will not go hungry. There is also a bar food type pub open 24/7.

Evenings on Board

After dinner, the ship basically becomes its own entertainment district. During the cruise, I caught four shows in the main theater, a comedy set, an NCL presentation, live music at a bar, and a dueling piano night. 🎹 So funny, all the music onboard is from the 70's, 80's and 90's. 


The Escape also has a ropes course, mini golf, bowling, waterslides, a basketball court, and an arcade. You can go hard or you can find a quiet corner — completely up to you.

The Ports 🤿


I chose snorkeling for three of the four port days, and each experience was completely different.


  • Roatan, Honduras: The guide took us to a dramatic drop-off — a 400-foot depth change from reef to ocean floor. Jaw-dropping.
  • Cozumel, Mexico: Strong current meant drift snorkeling the whole way. You just float and let the ocean do the work.
  • Belize: Snorkeling the second-largest reef in the world after Australia's Great Barrier Reef. Worth every minute.


One practical note on booking excursions: if you go through NCL, the ship is responsible for getting you back on time — and if something delays you, they'll wait. Book independently and that responsibility shifts to the tour operator. I've spoken with independent operators who take this seriously and will cover transport if the ship leaves without you, but for my own peace of mind I booked through NCL. (I can also get clients $50 off NCL excursions, so there's no financial upside to going outside.)


The ports themselves have changed a lot over the years — think high-end shops, solid restaurants, swim-up bars, zip lines, butterfly gardens, beach clubs, and yes, fish pedicures. 🦋



The Verdict

The week moved fast. My new solo travel crew has already booked a cruise together for next year — which probably tells you everything you need to know. 🌊

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. 

Or you can book a consulting call with us for just $100. I would love to help you make priceless family memories affordable. 

***In honor of every new paid client, we will make a donation of 10% to one of our favorite charities.

Thursday, April 16, 2026

How Transfer Bonuses Can Stretch Your Points Further 🚀


One of the smartest ways to get more value out of your flexible points is to transfer them to airline and hotel partners. And here's a little bonus (pun intended) — almost every month, one or more partners run a transfer bonus ranging anywhere from 10% to 80%. That kind of boost can make a real difference. 💪

Not every transfer partner is worth your points even with a bonus, but the good ones become genuinely great when a promotion hits.

This Month's Standout Deal 🌟


Chase Ultimate Rewards is currently offering a 20% bonus on transfers to Air Canada Aeroplan — and this one is worth acting on. On the flip side, IHG even with a 70% bonus is not usually a good value, however, if you need to top off your account, it might be good option with the bonus. 

Aeroplan consistently offers strong redemption rates, and it's one of the best ways to book flights on United Airlines without actually using United miles.

Here's a real example to show you what that looks like:







Booking MethodCost
Aeroplan miles (San Diego → Denver)15,000 miles
Chase points transferred to Aeroplan (with 20% bonus)13,000 points
United miles for the same flight15,000 miles
Chase Travel Portal~18,000 points

Transferring Chase points to Aeroplan with the current bonus saves you money compared to every other option though you will pay $47 in taxes. That's a real win. 🎯

How to Transfer Chase Ultimate Rewards Points 📲


It's easier than you might think. Here's how to do it:

  1. Log into Chase and click "Redeem Points" — the same button you'd use for the travel portal
  2. Select "Transfer Partners"
  3. Enter your loyalty number to link your accounts

  4. Enter the number of points you want to transfer (in increments of 1,000) — for our example, you'd transfer 13,000 Chase points to receive 15,000 Aeroplan miles

  5. Confirm the transfer — it usually processes immediately, though occasionally it can take a couple of days

Once the transfer goes through, pop over to the Aeroplan website to confirm the miles landed in your account, then book your flight. Done! ✅

Keep an eye on these transfer bonuses — they rotate regularly and can quietly deliver some of the best value in the points world. 👀

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. 

Or you can book a consulting call with us for just $100. I would love to help you make priceless family memories affordable. 

***In honor of every new paid client, we will make a donation of 10% to one of our favorite charities. 




Tuesday, April 14, 2026

Atmos Rewards Is Back With a 100,000-Point Bonus 🎉


Atmos Rewards (Alaska Airlines) just brought back its 100,000-point bonus offer — and this one is worth paying attention to.

I usually steer my clients toward flexible point programs like Capital One, Chase Ultimate Rewards, and Amex. But after jumping on this offer last year, I can confirm that Atmos Rewards holds its own when it comes to flexibility — especially for families.

Why Atmos Points Are More Flexible Than You'd Think ✈️

Alaska Airlines partners with 13 alliance members, including some heavy hitters:

  • American Airlines
  • British Airways
  • Aer Lingus
  • Qatar Airways
  • Singapore Airlines
  • Cathay Pacific
  • Fiji Airways
  • Finnair
  • Iberia
  • Japan Airlines
  • Malaysia Airlines
  • Qantas
  • Royal Air Maroc
  • Royal Jordanian
  • Sri Lankan Airlines

That's a lot of booking options. To put it to the test, I ran a few searches:


  • San Francisco → Sydney, Australia — multiple options on Fiji Airways and American Airlines ✅
  • New York → Madrid, Spain — solid choices on Iberia and American Airlines ✅

  • Seattle → Tokyo — non stop even business class bookable on Hawaiian Airlines  ✅

Could you sometimes find a better deal booking directly, say on Iberia using Avios? Possibly. But Atmos points shine when you need options fast. A client of mine needed a last-minute flight to Austin — cash prices were brutal, but we found a redemption for just 12,500 Atmos points. That's the kind of win that makes keeping a points stash worthwhile. 🙌

The Two Card Offers Right Now 💳

Summit Card — 100,000-point bonus

  • Spend $6,500 in the first 3 months
  • $395 annual fee
  • Perks: 50% flight discount code, 8 lounge passes, and a 25,000-point global companion award

Ascent Card — 80,000-point bonus

  • Spend $4,000 in 4 months
  • $95 annual fee
  • Perks: 50% flight discount code, $99 companion fare, and one free checked bag for you and up to 6 guests

Both are genuinely strong offers. Whether you go big with the Summit or keep it lean with the Ascent, having a healthy Atmos points balance gives you real booking power when you need it most. 🗺️

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. 

Or you can book a consulting call with us for just $100. I would love to help you make priceless family memories affordable. 

***In honor of every new paid client, we will make a donation of 10% to one of our favorite charities. 

Tuesday, March 3, 2026

How To Get Thousands of FREE Airline Miles Without Spending Extra $

I talk about shopping portals all the time because they’re one of the easiest ways to earn airline miles and hotel points on spending you’re already doing. 🛍️✈️

Today I want to show you a few real examples — plus some bonus offers that can help you stack even more points and miles.



Rakuten is my current favorite shopping portal 💻✨

Rakuten.com has become my go-to for earning extra rewards on everyday purchases.

For example: I buy cat food from Chewy.com every few months. If I take the extra step of starting at Rakuten and then clicking through to Chewy, I’m still shopping at the exact same website — but now I earn:

  • 2% cash back from Rakuten

  • Plus 1x–2x points from my credit card

Chewy is listed on a bunch of shopping portals, so it’s always smart to check cashbackmonitor.com before you buy. When I checked, most portals were offering 1x points or miles at Chewy… but the Chase Freedom portal was offering 2x. 👀




The best part: Rakuten can pay out in points 🎯

Rakuten lets you earn rewards as:

  • Cash back

  • American Express Membership Rewards points

  • Bilt points

I linked my Rakuten account to Bilt, so every 4 months my Rakuten rewards automatically transfer into my Bilt account.


Quick Bilt refresher (because these points are legit)

Bilt points are a newer flexible currency — similar to Chase Ultimate Rewards, Amex, Citi, and Capital One.

You can transfer Bilt points to airline and hotel partners like:

  • Southwest

  • Alaska

  • Iberia

  • Virgin

  • Flying Blue (Air France/KLM)

  • Hyatt



A huge current Rakuten offer: Kraken 💰

Right now on Rakuten, the crypto platform Kraken is offering:

$150 back on a $225 deposit and purchase

If you’re earning in Bilt points, that’s essentially 15,000 Bilt points (since it transfers 1:1).

To put that into perspective:

  • My last flight from San Francisco to Los Angeles cost 4,500 Alaska points

  • The one before that cost 2,500 Southwest points

  • And yes, I brought a companion along for free 😅



Want to stack the deal even more? 🔥

If you open a Rakuten account using my referral link, you’ll get an extra 5,000 points after you spend $50.

So if you did the Kraken offer, you’d be looking at 20,000 Bilt points total.

And just to show how real this is: transfer those points to FlyingBlue.com and you can potentially book a one-way economy ticket on Air France from Los Angeles to Athens. Seriously.


Not into crypto? Totally fair 😄

If crypto isn’t your thing, you can still use the referral offer and earn the bonus on a normal purchase.

I used it once to send flowers to a friend as a thank-you and earned the 5,000 points that way. You could also use it on something basic like… cat food. 🐾



More bonus offers to earn points on everyday life ✈️🍽️🚗

United + Instacart 🛒

If you link your Instacart account with your United account and make a grocery purchase within 60 days, United will give you:

  • 500 miles for free

If you’re a new Instacart customer and make 4 orders in 8 weeks, United will give you:

  • 5,000 miles

I just did this and added another stack. I clicked on Rakuten.com which was offering 3x points on Instacart then placed an order with my Capital One Venture X to earn 2x points and 500 bonus United miles. Woohoo! 



Lyft partnerships 🚙

Link your Hilton, Alaska, Bilt, or United account with Lyft and earn points every time you ride.

Prefer Uber? You can link Uber + United for extra miles too.



Airbnb miles 🏡

  • Book through Delta Airbnb to earn Delta miles

  • You can also earn British Airways Avios on Airbnb stays through their earning portal


Rental car miles 🚗

I’ve linked my Budget Rental account to my Southwest Airlines account — so every rental earns me 500 Southwest miles.


VRBO + United 🧳

United also has a partnership with VRBO, so you can earn United miles on stays.



Dining points through IHG + OpenTable 🍷

On the IHG website, you can access OpenTable and earn:

  • 150 IHG points every time you dine out


The takeaway

None of these require extra spending — they just require one extra click or a quick account link. And over time, these little wins can add up to real flights and hotel nights. 😎

There are even more offers like this out there, so check the websites (or social pages) for your favorite brands and see who they partner with for rewards.

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting calldownload my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities.

Wednesday, February 18, 2026

How To Get A Whoop Device Membership For FREE


Chase is at it again. 😄 Lately, the Sapphire cards have been piling on credits and perks — and if you’re paying attention, it’s getting easier to squeeze real value out of them.


We recently covered how to use the Chase Sapphire Reserve credits (Edit, Dining, StubHub, and the Hotel Credit) for an almost-free trip to Las Vegas 🎰. And we also talked about the $50 promotional travel credit on the Chase Sapphire Preferred, which stacks nicely with the card’s annual hotel credit.

Now there’s a new perk in the mix: Whoop.


New Chase perk: Whoop memberships 🏃‍♀️⌚

Chase Sapphire cards now include offers for Whoop, the health and fitness tracker that monitors things like:

  • Sleep

  • Stress

  • Recovery

  • Activity and strain
    …all day, every day.

Here’s what Chase is offering

Chase Sapphire Reserve

  • Free one-year “Life” membership

  • Listed value: $359

Chase Sapphire Preferred

  • $100 off the “One” membership

  • Membership price: $149 (before the discount)


Important: activate first ⚠️

You must activate the offer inside Chase Offers in your Chase.com account before you buy.

Quick note from my own experience: the Whoop offer didn’t show up immediately for me. I had to type “Whoop” into the search bar inside Chase Offers to find it.

Hot tip: stack it with the free trial 💡

Whoop offers a one-month free trial, which is a great way to test it out before committing.

If you go this route, make sure you:

  • Purchase your membership before the trial ends so you can choose the Life membership, or

  • Cancel in time so you don’t get auto-enrolled and charged for the PEAK membership ($239)

Because yes… that part happens fast. 😅

If you’ve been curious about Whoop, this is one of the better ways to try it without paying full price.

If you don't have a Chase Sapphire credit card yet, the Reserve is offering 125,000 bonus right now and the Preferred is offering 75,000 bonus. Talk to me first though to confirm these cards make sense for you. 

Want more personal help using points and miles for almost FREE travel? I can plan your entire trip using your points and miles or offer a 30 minute consult to answer questions or you can  download my ebook, custom tracker or Join my Travel Coaching Program.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 



Wednesday, December 17, 2025

Score Big Points: Chase Freedom Q1 2026 Categories Are Here! 💳


Chase just dropped the Q1 2026 rotating bonus categories for the Freedom (no longer available) and Freedom Flex cards, and there's some surprisingly specific earning potential this quarter.

Why These Cards Matter

Both Freedom cards charge zero annual fees and pair beautifully with premium Chase cards like the Sapphire Preferred or Sapphire Reserve. Since all your points pool together in the Chase Ultimate Rewards ecosystem, you're essentially earning 5x points that can transfer to travel partners or boost redemptions through the Chase portal.

Q1 2026 Categories (Jan 1 - Mar 31)

Here's where you'll earn 5x points:

  • Norwegian Cruise Line 🚢
  • American Heart Association
  • Dining 🍽️

The Cruise Opportunity

Planning a Norwegian cruise in 2026? Here's a pro move: wait until January to book or pay your balance. A $3,000 cruise booking would generate 15,000 Chase points—that's serious value from a no-fee card. Even final payments on existing bookings should qualify if processed during Q1.

Dining Never Gets Old

The dining category remains one of the most practical bonus opportunities. Whether you're grabbing coffee, ordering takeout, or enjoying a nice meal out, those 5x points add up quickly over three months.

Don't Forget to Activate! ⚠️

Activate your card by March 14th to earn bonus points. The good news? Activation is retroactive to January 1st, so you won't miss out on early purchases.


New to Chase Freedom?

The Freedom Flex currently offers a $200 welcome bonus after spending $500 in the first three months. That's a solid return for everyday spending, plus you'll be ready for future rotating categories.

If you don't have a Chase Sapphire Reserve credit card yet and these credits sound interesting to you, there is an increased 125,000 point offer right now for a $6,000 minimum spend. You can read more about the benefits of the card here. If that's too steep for you, the Chase Sapphire Preferred is also offering an increased 75,000 point bonus offer for $5,000 minimum spend.


Want more personal help planning your next trip? Book a 1:1 consulting calldownload my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

Tuesday, December 16, 2025

Don't Let Your Chase Sapphire Reserve Credits Expire! Here's Your Game Plan

Don't Let Your Chase Sapphire Reserve Credits Expire! Here's Your Game Plan 🎯


Got the Chase Sapphire Reserve? You're probably feeling the December 31st deadline pressure right about now.

Here's the deal: Chase bumped the annual fee to $795 earlier this year (ouch 😬). But they also added some seriously valuable credits to soften the blow. The catch? They all expire on Dec. 31st, and you need to use them to actually justify that hefty fee.

If you're scrambling to figure this out, you're not alone—we're in the same boat! Let me walk you through some strategies that might help. Plus, Chase is rolling out changes on January 1st that should make this less stressful next year 🙌

Your Three Main Expiring Credits:

  • $150 StubHub credit
  • $150 Restaurant credit
  • $250 Edit hotel credit

(There are also monthly credits like Lyft and DashPass, but those don't expire annually, so we're focusing on the big three.)


💳 The $150 StubHub Credit

This one's straightforward:

Activate the credit first in your Chase.com account. It's located under benefits. Buy any ticket on StubHub.com using your Chase Sapphire Reserve card. You can purchase for yourself or let someone you trust buy a ticket in their account using your card—as long as the purchase goes through StubHub directly, you're good.

Key detail: You only need to purchase the ticket by Dec. 31st, not attend the event. You need to activate the credit before you make the purchase! 

Pro tip: You could buy a ticket and relist it on StubHub. Even if you resell for the same price, you're up $150 from the credit 💡


🍽️ The $150 Restaurant Credit

This one confuses people, but it's actually pretty flexible:

  1. Go to Chase Sapphire Exclusive Tables on OpenTable
  2. Click your city (or wherever you're visiting) to see participating restaurants
  3. Book a reservation through OpenTable—you can choose ANY available time, not just the ones marked "Chase Sapphire"

But here's where it gets better—you don't even need a reservation:

  • Walk in and dine
  • Order takeout
  • Get delivery (if the restaurant offers it directly—not through third-party apps)
  • Buy a gift card online IF the restaurant uses Toast as their payment system (you'll see "Toast" on the checkout page)

Just make sure you pay with your Chase Sapphire Reserve card to trigger the credit.



🏨 The $250 Edit Hotel Credit

This one takes a bit more work:

Log into the Chase Travel Portal and search for hotels. Edit properties sometimes appear at the top if they include a points boost, but there's no dedicated filter (annoying, I know).

Since Edit hotels are typically 4-5 star luxury properties, filter for those categories to narrow your search. Some more affordable options include Kimpton hotels and MGM properties in Las Vegas.

What you get with Edit hotels:

  • $100 property credit
  • Daily breakfast
  • Early check-in/late check-out
  • Free WiFi

Important notes:

  • 2-night minimum required
  • Book by Dec. 31st, but your actual stay can be in 2025
  • Some people are booking refundable 2026 stays—we're still figuring out what happens if you cancel or modify
  • You can use Chase Ultimate Rewards points to cover any remaining balance after the credit

My Vegas Plan 🎰

I already have trips booked for next year, but the Edit hotels in those cities were way over budget. So I'm doing a quick midweek Vegas trip instead:

  • MGM Grand - only $40 out of pocket after the $250 credit for 2 nights
  • Daily breakfast included
  • $100 property credit for lunch or dinner
  • $150 restaurant credit for another meal out
  • $150 StubHub credit for Sphere tickets
  • Southwest points + Companion Pass for flights

Total out-of-pocket: $40 for a 2-night Vegas getaway ✈️

I'll report back on how it goes! 

In January, Chase is changing the bi-annual $250 credit to an annual $500 credit, BUT you will still need to book a 2 night minimum for each $250 credit. The theory is you can book back to back reservations to use both credits. You will need to contact the hotel to connect the reservations so you don't need to change rooms. 


Want more personal help planning your next trip? Book a 1:1 consulting calldownload my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities.