A few years back, we were invited to a completely paid for family vacation in Costa Rica. Woohoo, we said. But the only catch was that we had to pay for our own plane tickets and we had to fly on Delta with the family.
Now I don't collect Delta miles, it's just not an airline that I tend to fly. Delta is part of the Skyteam Alliance which I also don't tend to fly. You can transfer Starwood points to Delta at 1:1 with the 5,000 bonus for every 20,000 points transferred. But at that point, I didn't have enough Starwood points to fund 5 airline tickets.
So what do you do? Back then I used the Barclays Arrival Plus card to erase the cost of the flights. Now you have another choice, the Capital One Venture card.
Here's a look at how the two compare:
1. Barclays Arrival Plus offers 40,000 points after spending $3,000. 2x points on all purchases, 5% back on travel redemptions and the $89 annual fee is waived for the first year.
2. Capital One Venture card offers 50,000 points after spending $3,000. 2x points on all purchases and the $95 annual fee is waived for the first year.
The two cards are very similar and offer you a chance to buy your plane ticket and then erase it with points. There are no blackout dates and you can buy on any airline. When we went to Costa Rica, my husband and I each opened a card. He bought 3 tickets and I bought 2 tickets. The tickets count towards your minimum spend. Once the bonus hits, you can redeem the points to erase the cost of the flights. Barclays allows you to erase in $100 increments. Capital One allows you to erase in $25 increments.
You have 90 days from the date of the purchase to log in to your account and erase the purchase. It's super easy.
So when we went to Costa Rica, each ticket cost approximately $600 and the bonus is worth about $500 plus the points you get for your minimum spend. So in essence, we bought 3 tickets and got 2 FREE.
You can only get these cards once so plan carefully.
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