Chase FREEDOM is my go to no annual fee credit card. You earn 1% cash back in the form of Chase Ultimate Reward Points for every purchase. And every quarter, Chase adds bonus categories that earn 5% cash back.
Cashback categories range from gas stations to Amazon to Paypal. Q2 categories are Paypal, Chase Pay and Grocery Stores.
You are able to earn $75 cash back on $1,500 in purchases across the three categories. Chase will even keep track on the website. You do need to activate each quarter which you can also do through the website with just one click.
Then you can redeem your points for cash back.
If you have the Chase Ink, Chase Sapphire or Chase Sapphire Preferred, you can transfer the points to airlines.
Right now, Chase is offering $150 bonus cash back when you open this card and spend $500 in the first 3 months. This card will not help you with free travel, but it will put some cash back in your pocket.
That's how we do almost FREE family travel.
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