So Many 100,000 Plus Bonus Offers Right Now

What if you could stay at hotels in Europe for FREE? We did it. Three years ago, four weeks, lots of hotels and all FREE. 

How do we do it? We take advantage of the bonus offers on credit cards. And right now, credit cards are coming out strong to lure you into applying. Currently, there are 100,000 plus bonus offers from Chase Sapphire Preferred, Hilton, IHG, and Capital One Venture. So the question is should you jump in and if so, which one?

I'm going to break it down for you and try to make it as simple as possible so you can take advantage of these amazing offers to get FREE travel down the road for your family. 

So Many 100,00 Plus Bonus Offers Right Now 

Okay here goes. Yes, you definitely should jump in and apply. That's a no-brainer. These offers are too good to pass up, some are the highest bonus offers we have ever seen. And bonus offers translate into FREE travel so yes, do it. 

Now, which card or cards should you apply for? That one is more difficult so let me help you. 

My number one go-to card is the Chase Sapphire Preferred credit card. So if you don't really know where you want to travel or have a specific need, then apply for this card first. 100,000 Ultimate Reward points equal approximately $1250 in FREE travel or cashback. You can get more value from these points too if you transfer them to more than a dozen airline partners or hotel partners Or if you use them to buy travel through the Chase Travel Portal. 

Which one should you choose 

The second choice would be a tie for me between the Hilton American Express Surpass card or the Capital One Venture card. Both carry a $95 annual fee, but obviously, the Hilton card earns Hilton points good at only Hilton brand hotels. On our last few trips to Eastern Europe and Panama, we stayed in Hampton by Hilton. This brand is great for families because you can easily get 5 people in a room (2 double/queen beds and a sofa pullout) plus it includes breakfast. Our breakfast in Panama City, Panama and Krakow, Poland were phenomenal. And the price tag for these hotels is 5,000-10,000 per night. Wow! 

Now the Capital One Venture card earns Capital One points which are great because you can use them to essentially erase any travel purchase. So there is no fuss with this card. No need to transfer points to partners. You just use the card to make the purchase and then log into your account and erase it. You can erase the whole purchase or a part of it. Super easy. The minimum spend for this one is hefty so be prepared. 

You can only get the Capital One Venture card once in your lifetime. If you had the Hilton Ascend card, you are not eligible for the Surpass. American Express will only approve you for two cards in a 90 day period. American Express also offers a tool that will tell you when you apply if you qualify for the bonus before you submit. 

My number one choice

The IHG card would be my last choice, but I know people who love IHG and will buy points when they go on sale with the 100% match. IHG points are good within the IHG brand which includes Holiday Inn and Holiday Inn Express. 

You can check out the benefits for each card which may sway you one way or the other. 

• IHG waives the $89 fee for the first year and the bonus is 150,000 points. The rest of the cards carry a $95 annual fee. It has a $3,000 minimum spend. 
• Hilton Surpass card has a $3,000 minimum spend and a 130,000 bonus offer. Check a few different links. 
• Capital One Venture has a $20,000 minimum spend to get the full 100,000 bonus. You get 50,000 points for the first $3,000 spend. This card also carries a $95 annual fee. 
• The Chase Sapphire Preferred  has a $4,000 minimum spend to get the 100,000 bonus. It also carries a $95 annual fee. 

For me, the Chase Sapphire Preferred is my number one choice! If you decide to apply for one of these cards, please consider using my referral link. You get an awesome deal and I get a few points for referring you.