Showing posts sorted by date for query freedom. Sort by relevance Show all posts
Showing posts sorted by date for query freedom. Sort by relevance Show all posts

Friday, May 15, 2026

I Booked a Last-Minute Caribbean Solo Cruise — Here's What Actually Happened


I Booked a Last-Minute Caribbean Cruise From New Orleans — Here's What Actually Happened

I was already heading to New Orleans for a conference when it hit me: I was closer to the Caribbean than I ever am from California. Why not tack on something bigger? I hadn't added a new country to my list yet this year, so I started poking around flights and hotels. The prices — even with points — were brutal. 😬

Then I noticed Chase Freedom was offering 5x points on Norwegian Cruise Line. A quick search later and I found a 7-day cruise departing from NOLA hitting Mexico, Belize, and Honduras. That knocked out several destinations in one shot.


I hadn't been on a cruise in 30 years, but I was open to it. Full transparency: NCL offered me a travel agent discount plus some extras. I booked a solo studio — a 99 sq ft inside cabin tucked into a secure solo-only section of the ship — upgraded my WiFi for work (150 free minutes came with the booking), and locked in snorkeling excursions at three of the four ports. ✅

Boarding: Brace Yourself


NCL sends a flood of pre-boarding emails covering luggage tags, upgrade offers, and cruise logistics. What they don't fully prepare you for is the boarding crowd. It's chaotic. 

👉Hot tip: check in online as early as possible — it determines when you can board, and earlier boarding means smaller crowds. Also worth knowing: you don't have to wait for your assigned boarding time despite what NCL tells you. Show up when you're ready. 


And you can opt to keep your carry on luggage with you. 


Once on board, rooms aren't available until later in the afternoon, but the pool, bars, and lunch are all yours. I spotted people already in the hot tub by 1pm. 🛳️

The Solo Studio Setup


The solo studio cabin itself is compact but smartly designed, and the real selling point is what surrounds it. The Studio Lounge is a secure, solo-travelers-only space stocked daily with fresh fruit, baked goods, lemonade, water, and an espresso machine. For anyone fueled by coffee ☕, that last one matters more than you'd think.


Every day, a solo traveler coordinator runs a meetup — a genuinely useful way to connect with the 60 other solo guests on board. Ages ranged from 30 to 80, first-timers alongside seasoned Platinum cruisers. Some were even doing back-to-back sailings on the same ship (no need to disembark or switch cabins, by the way — you just keep going).


After the daily meetup, the coordinator organizes group dinners at one of the sit-down restaurants, so eating alone is entirely optional. The three main dining rooms share similar menus but each has its own atmosphere. The food was genuinely good — not just "fine for a cruise." One evening my new solo crew invited me to the specialty sushi restaurant and it did not disappoint. 🍣


The buffet runs 6am–9:30pm and covers a lot of ground: salad bar, sandwiches, pasta, Indian, soup, and made-to-order eggs at breakfast. You will not go hungry. There is also a bar food type pub open 24/7.

Evenings on Board

After dinner, the ship basically becomes its own entertainment district. During the cruise, I caught four shows in the main theater, a comedy set, an NCL presentation, live music at a bar, and a dueling piano night. 🎹 So funny, all the music onboard is from the 70's, 80's and 90's. 


The Escape also has a ropes course, mini golf, bowling, waterslides, a basketball court, and an arcade. You can go hard or you can find a quiet corner — completely up to you.

The Ports 🤿


I chose snorkeling for three of the four port days, and each experience was completely different.


  • Roatan, Honduras: The guide took us to a dramatic drop-off — a 400-foot depth change from reef to ocean floor. Jaw-dropping.
  • Cozumel, Mexico: Strong current meant drift snorkeling the whole way. You just float and let the ocean do the work.
  • Belize: Snorkeling the second-largest reef in the world after Australia's Great Barrier Reef. Worth every minute.


One practical note on booking excursions: if you go through NCL, the ship is responsible for getting you back on time — and if something delays you, they'll wait. Book independently and that responsibility shifts to the tour operator. I've spoken with independent operators who take this seriously and will cover transport if the ship leaves without you, but for my own peace of mind I booked through NCL. (I can also get clients $50 off NCL excursions, so there's no financial upside to going outside.)


The ports themselves have changed a lot over the years — think high-end shops, solid restaurants, swim-up bars, zip lines, butterfly gardens, beach clubs, and yes, fish pedicures. 🦋



The Verdict

The week moved fast. My new solo travel crew has already booked a cruise together for next year — which probably tells you everything you need to know. 🌊

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. 

Or you can book a consulting call with us for just $100. I would love to help you make priceless family memories affordable. 

***In honor of every new paid client, we will make a donation of 10% to one of our favorite charities.

Tuesday, March 17, 2026

Find Out How You Can Get 5x Points on Amazon

 


An easy way to rack up Chase Ultimate Reward points is to max the 5x bonus categories on the no annual fee Chase FREEDOM and FREEDOM FLEX credit cards. 
These are rotating bonus categories that have included gas stations, restaurants, pet stores, entertainment, Paypal and more. 


For Q2 2026, the categories are:
  • Amazon 
  • Chase Travel
  • Feeding America
  • Whole Foods Market
I am super excited about Amazon since it's difficult to max points at the online store. 


You need to activate your card here before you get the bonus, but the extra points are retroactive. And you are limited to $1,500 across the categories, but hey, I am happy to take an extra 7,500 points anytime. 

Right now, the Chase FREEDOM FLEX is offering a $200 bonus on a $500 minimum spend. This annual no fee credit card is a great compliment to the Chase Sapphire Preferred or Reserve credit card too. If you don't have a Chase Sapphire credit card yet, the Reserve is offering 125,000 bonus right now and the Preferred is offering 75,000 bonus. Talk to me first though to confirm these cards make sense for you. 

Want more personal help using points and miles for almost FREE travel? I can plan your entire trip using your points and miles or offer a 30 minute consult to answer questions or you can  download my ebook, custom tracker or Join my Travel Coaching Program.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 






Tuesday, March 3, 2026

How To Get Thousands of FREE Airline Miles Without Spending Extra $

I talk about shopping portals all the time because they’re one of the easiest ways to earn airline miles and hotel points on spending you’re already doing. 🛍️✈️

Today I want to show you a few real examples — plus some bonus offers that can help you stack even more points and miles.



Rakuten is my current favorite shopping portal 💻✨

Rakuten.com has become my go-to for earning extra rewards on everyday purchases.

For example: I buy cat food from Chewy.com every few months. If I take the extra step of starting at Rakuten and then clicking through to Chewy, I’m still shopping at the exact same website — but now I earn:

  • 2% cash back from Rakuten

  • Plus 1x–2x points from my credit card

Chewy is listed on a bunch of shopping portals, so it’s always smart to check cashbackmonitor.com before you buy. When I checked, most portals were offering 1x points or miles at Chewy… but the Chase Freedom portal was offering 2x. 👀




The best part: Rakuten can pay out in points 🎯

Rakuten lets you earn rewards as:

  • Cash back

  • American Express Membership Rewards points

  • Bilt points

I linked my Rakuten account to Bilt, so every 4 months my Rakuten rewards automatically transfer into my Bilt account.


Quick Bilt refresher (because these points are legit)

Bilt points are a newer flexible currency — similar to Chase Ultimate Rewards, Amex, Citi, and Capital One.

You can transfer Bilt points to airline and hotel partners like:

  • Southwest

  • Alaska

  • Iberia

  • Virgin

  • Flying Blue (Air France/KLM)

  • Hyatt



A huge current Rakuten offer: Kraken 💰

Right now on Rakuten, the crypto platform Kraken is offering:

$150 back on a $225 deposit and purchase

If you’re earning in Bilt points, that’s essentially 15,000 Bilt points (since it transfers 1:1).

To put that into perspective:

  • My last flight from San Francisco to Los Angeles cost 4,500 Alaska points

  • The one before that cost 2,500 Southwest points

  • And yes, I brought a companion along for free 😅



Want to stack the deal even more? 🔥

If you open a Rakuten account using my referral link, you’ll get an extra 5,000 points after you spend $50.

So if you did the Kraken offer, you’d be looking at 20,000 Bilt points total.

And just to show how real this is: transfer those points to FlyingBlue.com and you can potentially book a one-way economy ticket on Air France from Los Angeles to Athens. Seriously.


Not into crypto? Totally fair 😄

If crypto isn’t your thing, you can still use the referral offer and earn the bonus on a normal purchase.

I used it once to send flowers to a friend as a thank-you and earned the 5,000 points that way. You could also use it on something basic like… cat food. 🐾



More bonus offers to earn points on everyday life ✈️🍽️🚗

United + Instacart 🛒

If you link your Instacart account with your United account and make a grocery purchase within 60 days, United will give you:

  • 500 miles for free

If you’re a new Instacart customer and make 4 orders in 8 weeks, United will give you:

  • 5,000 miles

I just did this and added another stack. I clicked on Rakuten.com which was offering 3x points on Instacart then placed an order with my Capital One Venture X to earn 2x points and 500 bonus United miles. Woohoo! 



Lyft partnerships 🚙

Link your Hilton, Alaska, Bilt, or United account with Lyft and earn points every time you ride.

Prefer Uber? You can link Uber + United for extra miles too.



Airbnb miles 🏡

  • Book through Delta Airbnb to earn Delta miles

  • You can also earn British Airways Avios on Airbnb stays through their earning portal


Rental car miles 🚗

I’ve linked my Budget Rental account to my Southwest Airlines account — so every rental earns me 500 Southwest miles.


VRBO + United 🧳

United also has a partnership with VRBO, so you can earn United miles on stays.



Dining points through IHG + OpenTable 🍷

On the IHG website, you can access OpenTable and earn:

  • 150 IHG points every time you dine out


The takeaway

None of these require extra spending — they just require one extra click or a quick account link. And over time, these little wins can add up to real flights and hotel nights. 😎

There are even more offers like this out there, so check the websites (or social pages) for your favorite brands and see who they partner with for rewards.

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting calldownload my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities.

Sunday, December 21, 2025

The Chase Combo That Changed My Points Game 💳✨

The Chase Freedom Unlimited + Sapphire Combo That Changed My Points Game 💳✨

Want to know a points-earning strategy that actually makes sense? Pair the no-annual-fee Chase Freedom Unlimited with either a Sapphire Preferred or Reserve card. (I've got a full breakdown of how this duo works )


Here's why this matters: The Freedom Unlimited earns 1.5 points on literally everything, plus 3x at restaurants and drugstores, and 5x on travel booked through Chase. The real magic happens when you transfer those points to your Sapphire card—suddenly they're worth way more when you redeem them for travel.

Right now, there's a $300 bonus after you spend $500 🎉

Since there's no annual fee, this card pays for itself (well, technically it costs nothing). It's one of those rare no-brainer additions to your wallet that keeps working for you year after year.

Use my referral link to get the increased bonus 

Want more personal help planning your next trip? Book a 1:1 consulting calldownload my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 


Wednesday, December 17, 2025

Score Big Points: Chase Freedom Q1 2026 Categories Are Here! 💳


Chase just dropped the Q1 2026 rotating bonus categories for the Freedom (no longer available) and Freedom Flex cards, and there's some surprisingly specific earning potential this quarter.

Why These Cards Matter

Both Freedom cards charge zero annual fees and pair beautifully with premium Chase cards like the Sapphire Preferred or Sapphire Reserve. Since all your points pool together in the Chase Ultimate Rewards ecosystem, you're essentially earning 5x points that can transfer to travel partners or boost redemptions through the Chase portal.

Q1 2026 Categories (Jan 1 - Mar 31)

Here's where you'll earn 5x points:

  • Norwegian Cruise Line 🚢
  • American Heart Association
  • Dining 🍽️

The Cruise Opportunity

Planning a Norwegian cruise in 2026? Here's a pro move: wait until January to book or pay your balance. A $3,000 cruise booking would generate 15,000 Chase points—that's serious value from a no-fee card. Even final payments on existing bookings should qualify if processed during Q1.

Dining Never Gets Old

The dining category remains one of the most practical bonus opportunities. Whether you're grabbing coffee, ordering takeout, or enjoying a nice meal out, those 5x points add up quickly over three months.

Don't Forget to Activate! ⚠️

Activate your card by March 14th to earn bonus points. The good news? Activation is retroactive to January 1st, so you won't miss out on early purchases.


New to Chase Freedom?

The Freedom Flex currently offers a $200 welcome bonus after spending $500 in the first three months. That's a solid return for everyday spending, plus you'll be ready for future rotating categories.

If you don't have a Chase Sapphire Reserve credit card yet and these credits sound interesting to you, there is an increased 125,000 point offer right now for a $6,000 minimum spend. You can read more about the benefits of the card here. If that's too steep for you, the Chase Sapphire Preferred is also offering an increased 75,000 point bonus offer for $5,000 minimum spend.


Want more personal help planning your next trip? Book a 1:1 consulting calldownload my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

Friday, December 5, 2025

Stack, Stack, Stack To Earn The Most Points And Miles


This is the best time of the year to earn so many extra points and miles! The secret is to
stack the offers when you are doing your holiday shopping online. A few things to keep in mind, you don't have to use the credit card that matches the shopping portal. For example, you can shop in the Southwest Shopping Portal, but pay with your Capital One credit card to get 2x points. Make sense?

 I'll give you several examples that I've actually done in the past week. 



Example #1 
Southwest Shopping Portal is offering 1,000 extra points if you spend $200 in the portal. That's easy, let's stock up on pet food. 



The Southwest shopping portal is also offering 2 points per $1 spent on purchases at Chewy. Awesome. Then we pay for our purchase with Paypal and our Chase FREEDOM FLEX credit card which nets us 5x points since this card has the 5x bonus rotating categories. 
So this one pet food purchase should earn:
  • 1,000 bonus Southwest points 
  • 400 Southwest points 
  • 1,000 Chase Ultimate Rewards 


Example #2
I was referred to Rakuten.com and bought flowers for a friend through 1-800flowers. I spent $65 on flowers, but got a FREE $50 for following the referral link plus 10% bonus cash back. Then I linked my Bilt account with my Rakuten account. Rakuten transferred more than 5,000 points into my Bilt account. You don't need a Bilt credit card, just create an account. Be sure your email is the same on both accounts. Woohoo! When I'm ready I can transfer the Bilt points to dozens of airlines or hotels like Air France, KLM, Southwest, Hyatt and more. On the first of the month, Bilt offers transfer bonuses too so I may be able to squeeze more value out of those points. 

So this flower purchase earned:
  • $50 referral cash 
  • 10% cash back 
  • 5,500 Bilt points that I can transfer the points to dozens of airlines or hotels

Example #3



I wanted to buy a new Iphone, Capital One Shopping was offering 10% back on Apple purchases and I could pay for the phone with Paypal and my Chase FREEDOM FLEX credit card for 5x Chase Ultimate Rewards points. 

So this phone purchase earned:

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting calldownload my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

Thursday, October 23, 2025

#1 Thing You Need To Do BEFORE Oct. 26th

 


If you already had the Chase Sapphire Reserve before the mega bonus offers in June 2025, then get ready for your benefits to kick in. 

Starting October 26th, we will finally get the new refreshed benefits and for most of us, we are getting them without paying the increased annual fee. So you want to make sure you cash in! And some of the benefits reset January 1st, so you really want to be on top of this one to max out the value. 

Here's the list so you can just check them off as you go:

Before 10/26 - 

  • Transfer points to your Chase Sapphire Reserve or Preferred from any Chase Ink, Freedom or Unlimited credit cards so they hold onto their increased value of 1.25 or 1.5. Any points accumulated or transferred to the Chase Sapphire Reserve BEFORE Oct. 26th hold their value. 

After 10/26 - 

  • Activate Apple TV+ and Apple Music
  • Activate IHG Platinum Status 
  • $250 "The Edit" hotel credit valid through 12/31/25 then resets Jan. 1st 
  • $150 StubHub credit valid through 12/31/25 then resets Jan. 1st
  • $150 dining credit valid through 12/31/25 then resets Jan. 1st
  • Points earned after 10/26 can be redeemed for 1x
  • Peloton statement credit begins 

Starting 1/1/26 -

  • "The Edit" hotel credit resets to $500 per year
  • StubHub credit increases to $300 per year 
  • Dining credit increases to $300 per year
  • $250 one time promo for select properties 
I plan to pin this list where I can see it and check off these credits as I use them. If you use the credits, the card more than pays for the increased annual fee of $795. 

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. Or book a 1:1 consulting call.  I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities.


Wednesday, September 17, 2025

Paypal Returns As The 4th Quarter 5x Bonus



Chase Freedom Q4 Bonus Categories Are Here! 🎉

The Chase Freedom 4th quarter bonus categories just dropped, and we're excited because PayPal is making its return!

Chase offers rotating quarterly bonus categories for both the Freedom and Freedom Flex credit cards. These no-annual-fee gems are perfect wallet staples that really deliver value. The bonus categories make them even more rewarding – we've seen everything from gas stations and EV charging to entertainment venues and pet stores in previous quarters.

Here's what Q4 2025 brings us:

  • Chase Travel - This category typically earns 5% cash back, so expect an additional 5x points boost 🛫
  • Department Stores - Think Macy's, Nordstrom, Kohl's (but not Target or Walmart)
  • Old Navy - Great timing for holiday shopping! 👕
  • PayPal - December only, so mark your calendars! 💳
You can earn up to $1,500 cash back across all categories during the quarter, but remember to register for the bonus through your account – it's not automatic.

Don't have a Freedom Flex yet? You can snag one with a sweet $200 bonus after spending $500. This free card is seriously worth keeping around – it earns 3x points on dining and drugstores, 5x on Chase Travel Portal purchases, and 1x on everything else.

Pro tip: Earn points on this card, then transfer them to your Sapphire Preferred or Reserve for maximum flexibility and value! ✨

Ready to register for Q4 bonuses or apply for the card? Your wallet will thank you!

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting calldownload my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 




Monday, June 16, 2025

Chase 5x Bonus Categories Announced For Q3

 


Woohoo! It's that time when Chase announces the 5x bonus categories for the next quarter. For Q2, Amazon was one of the bonus categories which is always exciting and a great time to stock up on your Amazon purchases and earn 5x points. I have two Chase FREEDOM credit cards and have reached the max $1,500 on both cards already this quarter. 




Still working on my P2 new Chase FREEDOM FLEX credit card he received when he downgraded his Chase Sapphire Preferred credit card a few months back. 


For Q3, the new categories are:
  • Gas Stations
  • EV Charging 
  • Select Live Entertainment
  • the bonus birthday category, Instacart
These are great summer categories since we may be driving more for road trips and attending more summer concerts! Instacart works for groceries and other household essentials. Think beach vacation?


You can activate the new categories now either by logging into your Chase account and clicking on redeem rewards or by clicking here. 
If you don't have a 5x bonus category credit card yet, it's a good add to your wallet. Chase FREEDOM FLEX offers a $200 bonus for $500 spend. There is no annual fee. Pair this card with your Chase Sapphire Preferred or Reserve and you will be earning points fast. 

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. Or book a 1:1 consulting call.  I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 



Friday, May 9, 2025

How You Can Earn 5x Points On Amazon


One of the benefits to the Chase FREEDOM FLEX credit card is the rotating 5x bonus categories. 

This means that each quarter there are 2-3 categories of purchases that earn 5x Chase Ultimate Rewards points rather than the usual 1x points. You can max out the category by spending $1,500 and earning a bonus of 7,500 points. 

So what does this look like?


This quarter the bonus categories are Amazon and select streaming services. I already get 5x bonus on streaming with my Chase Ink credit card, but I was super excited about Amazon. 

Like most of us, I order quite a bit from the online store so I let me family know that for the next quarter, all Amazon purchases should be directed to my Chase FREEDOM FLEX credit card. 

And that new couch I was thinking about purchasing, yep, bought it on Amazon for 5x points. 

If you don't have this card yet, it's a great no annual fee card to complement your Chase Sapphire Preferred or Reserve credit card. It's also a great starter card. Right now, there is a bonus offer of $200 when you spend $500 in the first three months. 


For more details on this amazing 100,000 bonus offer which is ending soon and what you can do with 100,000 Chase Ultimate Rewards points, think a week in Hawaii or Europe, click here. 

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. I would love to help you make priceless family memories affordable.