Why I Visited Two Capital One Lounges In The Same Day

They say once you experience something you can't go back. Well, that's how I feel about airport lounges. A quiet space amongst the chaos of the airport. A place with food, drinks and my favorite, coffee. A place with WIFI, comfy chairs and sometimes even a resting room and showers. 

Recently, I spent time in the new Capital One Lounge in Washington DC Dulles Airport and then just hours later during an extended layover, visited the Capital One Lounge in Denver. 

How much does this all cost? Nothing if you are holding a Chase Sapphire Reserve credit card or  Capital One Venture X credit card. There are a few others too that include this benefit, but I'm going to focus on these two credit cards. 

There are 1,500 Priority Pass lounges around the world and three Capital One lounges (Dallas, Denver, Washington DC Dulles). Everyone must present a valid boarding pass to enter and check in at the lounge desk. You can find a list of all the lounges worldwide on the Priority Pass website or app.

• The Chase Sapphire Reserve credit card includes the Priority Pass membership. Once you receive your credit card, just login to your Chase.com account and activate the membership. Priority Pass will send you a physical card in the mail. You can also access a digital card online. Through July 1st 2024, the pass includes some restaurants too where you are eligible for a $26 per person credit. The pass is good for the card holder and two guests. Authorized users also get a Priority Pass membership, however, it costs $75 per year to add an authorized user so that's not the best option.  
• The Capital One Venture X  credit card includes the Priority Pass membership as well, but not the restaurant credit. It is also valid for the card holder and two guests. A benefit of the Capital One Venture X is that you can add authorized users for FREE and they ALSO get FREE Priority Pass lounge access for themselves and two guests. I added all three of my children as authorized users which helps them build their credit and gives them an emergency credit card plus they have access to Priority Pass lounges and the three Capital One lounges. Pretty sweet! 

The Chase Sapphire Reserve is offering an increased bonus offer right now of 75,000 points for a $4,000 minimum spend, but it does carry a $550 annual fee. 

The Capital One Venture X is offering 75,000 bonus offer for $4,000 minimum spend and a $395 annual fee. 

Both are great cards and can have a vital part in your travel strategy. Join my travel coaching program for help to determine which one best fits your needs for your future travel goals. 

Unveiling the Money-Saving Magic of Priority Pass Lounge Access: Elevate Your Travel Experience!

 

If you are travelling this summer and it seems like almost everyone is, you may want to get Priority Pass Lounge Access to save money and just make the trip more comfortable. 

On a recent trip cross country, we had a quick layover in St. Louis. Even though it was only about one hour, with my Chase Sapphire Reserve credit card, we were able to drop into the Priority Pass lounge, Wingtips, in Terminal 2 across from Gate E29. The Priority Pass lounge network features 1,300 lounges around the world and is a free benefit with the Chase Sapphire Reserve credit card 

The benefit allows the card holder and two guests to enter. We also hold the Capital One Venture X card so that gets the rest of my family into the lounge. 

I always check to see if there are lounges available in the airports when I fly. Besides snacks, drinks, and a quiet place to charge cell phones, the lounges offer a place to sit down. The pass is good for the holder plus one guest. 

Sometimes the lounge may not be a lounge at all, it could be a credit at a restaurant in the airport. If that's the case, the pass is valid for $28 for the pass holder and their guest. Wow! 

A few years back I flew out of JFK to London Gatwick. There is an amazing restaurant in JFK Terminal 8 Bobby Van's Steakhouse that is on the lounge pass. My daughter and I feasted on a full dinner before boarding our red-eye flight across the pond. Our bill came to $5 and that's only because we ordered a dessert. 

On the way back, we stopped at the Grain Store Cafe and Bar in London Gatwick South Terminal. Whew, we had a hard time spending our $28 credit each. We ended up loading up on croissants and desserts to bring home to the family. 

Lounges vary from airport to airport in quality and offerings, but sometimes you luck out. 

The Priority Pass is a FREE perk with the following credit cards:

• Chase Sapphire Reserve
• Capital One Venture X
• The Platinum Card from American Express
• The Business Platinum Card From American Express 
• Hilton Honors American Express Business Card 

Note that the American Express cards do not have restaurant benefits. My favorite card which you probably know by now is the Chase Sapphire Reserve. Right now, that card is offering 60,000 bonus points when you spend $4,000 in three months. It carries a $550 annual fee but includes a $300 travel credit, $100 global entry credit, 10x points on Lyft, and complimentary access to Door Dash, Instacart and GoPuff. If the Reserve is too expensive, try the Sapphire Preferred card, it does not include Priority Pass membership, but it is a great card. Though the offer has changed, you can read about why I love this card so much. 

Priority Pass Strikes Again! Woohoo!

One of the perks of the Chase Sapphire Reserve credit card is a Priority Pass membership.  This membership gets you entry into 1,300 airport lounges around the world for you and two guests. Plus you get $30 for you and two guests at dozens of airport restaurants around the world. 

I've written about this benefit before because it's so awesome and makes it much easier to shell out the $550 annual fee for this credit card. Besides this benefit, you get the $300 travel credit, Global Entry credit and 50% more value for your points in the Chase Travel Portal. 

You need to activate the Priority Pass membership through your online Chase account. Then you can search airports on the Priority Pass app or website. It will list the available lounges and restaurants. 

For a recent trip to Providence, Rhode Island, we found the Providence Provisions Kitchen listed in the North Concourse on the website and headed there. We decided to take full advantage of our $30 credit per person since we were facing a 6 hour flight and had not eaten lunch. 

Dinner Feast! 

We ordered clam chowder, veggie and quinoa salad, veggie burger and a mac and cheese. Our bill came to $62.17 with tax and tip. The waiter applied our $60 credit and we paid $2.17 for our meal. Woohoo! 

You can use the Priority Pass and restaurant credits as many times as you want during your membership, there is no limit. 

By the way, there are several credit cards out there that include Priority Pass lounge membership, but Chase Sapphire Reserve is the only one that includes the restaurant credit. 

The current offer for the Chase Sapphire Reserve credit card is a 60,000 bonus for a $4,000 minimum spend plus the $300 travel credit, Global Entry credit, Priority Pass membership and 50% more value in the Chase Travel Portal. This card does charge a hefty $550 annual fee. 

You can read here about why I love this card and how to combine points for more value. 

If this card fits your strategy, please consider using my referral link. 

Why I Love The Priority Pass

 

On a recent trip cross country, we had a quick layover in St. Louis. Even though it was only about one hour, we dropped into the Priority Pass lounge, Wingtips, in Terminal 2 across from Gate E29. The Priority Pass lounge network features 1,300 lounges around the world and is a free benefit with the Chase Sapphire Reserve credit card 

I always check to see if there are lounges available in the airports when I fly. Besides snacks, drinks, and a quiet place to charge cell phones, the lounges offer a place to sit down. The pass is good for the holder plus one guest. 

Sometimes the lounge may not be a lounge at all, it could be a credit at a restaurant in the airport. If that's the case, the pass is valid for $28 for the pass holder and their guest. Wow! 

A few years back I flew out of JFK to London Gatwick. There is an amazing restaurant in JFK Terminal 8 Bobby Van's Steakhouse that is on the lounge pass. My daughter and I feasted on a full dinner before boarding our red-eye flight across the pond. Our bill came to $5 and that's only because we ordered a dessert. 

On the way back, we stopped at the Grain Store Cafe and Bar in London Gatwick South Terminal. Whew, we had a hard time spending our $28 credit each. We ended up loading up on croissants and desserts to bring home to the family. 

Lounges vary from airport to airport in quality and offerings, but sometimes you luck out. 

The Priority Pass is a FREE perk with the following credit cards:

• Chase Sapphire Reserve
• Citi Prestige Card 
• The Platinum Card from American Express
• The Business Platinum Card From American Express 
• Hilton Honors American Express Aspire Card 
• Marriott Bonvoy Brilliant American Express Card 
• US Bank Altitude Reserve Visa Infinite Card
• Hilton Honors American Express Surpass Card 
• Hilton Honors American Express Business Card 

Note that the American Express cards do not have restaurant benefits. My favorite card which you probably know by now is the Chase Sapphire Reserve. Right now, that card is offering 50,000 bonus points when you spend $4,000 in three months. It carries a $550 annual fee but includes a $300 travel credit, $100 global entry credit, %15 off Lyft, and $60 Door Dash credit. If the Reserve is too much, try the Sapphire Preferred card, it does not include Priority Pass membership, but it is a great card. Though the offer has changed, you can read about why I love this card so much. 

You Got Capital One Lounge Access, Now What?

 

Enjoying an alberol spritz in the Capital One Lounge in Denver! So even though my flight was delayed, I was able to charge my phone, do some work, enjoy a drink or two and a nice meal. 

Lounge access comes with my Capital One Venture X credit card. In fact, I added my three children as authorized users which is FREE and they get lounge access too. Well worth, the $395 annual fee. 

But while I was waiting in line, I heard so many people confused about how lounge access works and how much it costs. 

So let's try to sort this out. 

You Got The Capital One Venture X Lounge Access, Now What?

For simplicity, I am going to focus on the Capital One Lounges (currently in Washington DC Dulles, Denver, Dallas and coming soon to Las Vegas) and the Priority Pass (a network of 1,600 lounges worldwide). I know there are other lounges out there for business class and various airlines, but we are just going to focus on these. 

First question, how do you get lounge access:

• Capital One Lounge - Capital One Venture X credit card holders get unlimited lounge access for Capital One Lounges. They can also bring two guests with them. Capital One Venture credit card holders get 2 lounge passes per year. 
• Priority Pass Lounge - Capital One Venture X credit card holders get membership included as a benefit for the card holder and authorized users. Chase Sapphire Reserve credit card holders get membership for the card holder only. Amex Platinum and Business Platinum cards holders also get membership included. Chase Sapphire Reserve, Amex and Capital One Venture X card holders can bring two guests. 

The Chase Sapphire Reserve credit card used to include a restaurant benefit as well which was awesome, but it dropped that benefit in July 2024. 

You Got The Capital One Venture X Lounge Access, Now What?

Once you activate your membership online to the Priority Pass, you will get a card in the mail and a digital card that you show at the lounge entrance along with your boarding pass. You can download the app and find lounges worldwide. 

You can only visit the lounge while you are waiting for a flight departure and not  upon arrival unless you are connecting to another flight. 

For the Capital One Lounges, you show your boarding pass and your Capital One credit card. Since there are only three lounges currently, they are packed and often have a waitlist. 

It's a good idea to get on the wait list, but it's a bit tricky to find in the app. 

You Got The Capital One Venture X Lounge Access, Now What?

• Login to your Capital One account
• Click on Explore rewards and benefits
• Click on Lounges in the upper right corner
• Click on the lounge
• You will see the current capacity and then a button to join the waitlist 
• Once you do that, you will get a text when it is your turn to enter 
• You have 10 minutes to show up or you will lose your turn and have to join the waitlist again

Both the Capital One Venture X and Venture card come with a 75,000 bonus for a $4,000 minimum spend. The Venture X carries a $395 annual fee, but you get a $300 travel credit, $120 Global Entry credit, Priority Pass membership and Capital One lounge access for the card holder and up to 4 authorized users for FREE. The Venture card only carries a $95 annual fee and comes with 2 lounge passes each year. 

The Chase Sapphire Reserve carries a hefty $550 annual fee, comes with a $300 travel credit, $120 Global Entry credit, Priority Pass lounge access and 1.5 to 1 value for Chase Ultimate Rewards points in the travel portal. 

Both Capital One and Chase Ultimate Reward points are considered flex points and can be transferred to dozens of airlines and hotels. 

If this sounds interesting to you, I recommend going through my points and miles course which includes a 1:1 strategy session with me, a custom tracker and ongoing group coaching. Let's get you traveling for almost FREE and making those priceless memories! 

Why Priority Pass Lounge Access Is Great For Family Travel

       

We added a slice of cheesecake at Bobby Vans

         My new favorite credit card is the Chase Sapphire Reserve. I have been waiting almost a year to drop under 5/24 so I could be approved for this card. Chase limits you to five credit cards every 24 months. This includes all credit cards not just Chase cards. So you have to be strategic when applying for cards. I reached my 5/24 limit a year ago when I applied for two Southwest credit cards in order to secure the companion pass.
          But recently I dropped below again as some old cards began to fall off. Woohoo!
You can check out my past post comparing the Sapphire Reserve vs the Preferred if you are interested and consider using my referral link if you decide to apply.
One of the perks included in the Sapphire Reserve card is FREE membership to the Priority Pass Lounge network. The network has 1200 lounges in 143 countries.

         You have to activate your membership, but it's a simple online process. Then you will receive your card in the mail. You do need to carry your card with you if you plan to use the lounge network. You can also enroll in the mobile app.
         You can check the website to see what lounges are available in different cities around the world.
Some airports offer a variety of lounge access in different terminals with snacks, wifi, drinks even showers.
         But here's the best part, some airports offer credits at specific restaurants. On the website, you will see the restaurant, menu, credit offered, hours and any other pertinent information. On a recent flight from JFK to London, we saw that Bobby Vans Steakhouse was on the lounge site.

          The restaurant was past security in terminal 8  so you need a valid boarding pass and be sure to leave enough time to go back through security again in your flight terminal. But the restaurant offered $28 per person credit. With the Sapphire Reserve, your membership is good for you and a guest. Most entrees at Bobby Vans run about $15-$30 so it's very generous. You will still need to pay tax and gratuity.


       
       My daughter and I enjoyed Ahi Tuna Burgers, Baked Mac And Cheese and a slice of cheesecake for dessert. The bill came to $63 dollars and then they deducted the $56 credit. Pretty sweet! And sure beat the dinner served onboard our flight to London.

The Grain Cafe in London Gatwick

         On our way home from London Gatwick, we noticed the Grain Cafe was also included in the Priority Pass Lounge network. This cafe is located on the second floor after you pass through the security while you are waiting for your gate to be announced on the board so it's super convenient.
          The cafe has sandwiches, baked goods, salad, coffee, tea and much more. The 15 pound per person credit goes a long way. We actually asked for everything we wanted and the sales person told us we will had 5 pounds left and stuck a few croissants in our bag. YUM!

Grain Cafe Staff Puts Extra Croissants In Our Bag

        Since we took away here, there was no tax or gratuity so they just handed us our food and off we went.  The value of this perk on this trip was approximately $100. Even though the annual fee is $450 on this card, the perks make this card totally worth it.
In a future post, I'll review the Chase Travel Portal and how my daughter flew to New Orleans for $45.
That's how we do it at almost FREE family travel.

How To Get A FREE Massage With Your Priority Lounge Pass

 

If you are traveling over the holidays, you might want to stop by the Be Relax Spa for a head, foot or back massage! The spas are located in seven airports around the country. It's FREE with your Priority Pass membership. 

How To Get A FREE Massage With Your Priority Lounge Pass

The Priority Pass is a benefit that comes with several premium credit cards such as

• Chase Sapphire Reserve, 
• The Platinum card from American Express, 
• The Business Platinum card from American Express, 
• Hilton Honors Aspire
• Hilton Honors American Express Surpass
• Marriott Bonvoy Brilliant 
• US Bank Reserve
• Citi Prestige

You will need to logon to your credit card account and activate the pass. Once you do that, you can go to prioritypass.com to search for lounges and restaurants included in the 1,300 location network. 

Most of the locations are lounges that offer snacks, drinks, and a quiet place to charge your devices. But some restaurants are listed and for me, that's the sweet spot. 

Your pass is good for $28 credit at the restaurant for you and a guest. Wow! 

My daughter and I enjoyed a full dinner at the Bobby V's Steakhouse in the JFK airport before our flight to London. 

We also stopped at the Grain Store in the London Gatwick airport on our return to pick up sandwiches, croissants, and much more. In fact, we had a hard time spending the entire credit. 

Be sure to read the fine print and bring your physical card with you. You will receive a card in the mail a few weeks after you activate your membership. 

Mission Accomplished! I Got My Southwest Companion Pass

 

The best news of the week! Earned my Southwest Companion Pass and it's valid through December 31, 2024. Woohoo!

The Southwest Companion Pass is a BOGO pass valid for up to two years that you can use to take a companion on any flight anytime and as many times as you want. All you pay is the $5.60 in taxes. Compare that with other passes where you can only use them once or they cost $99. 

You earn the pass by collecting 135,000 Southwest points in a single calendar year. Once you earn the pass it is valid for the rest of that year and the next year. 

Riding in a classic car in Havana, Cuba

I have had this pass for the past 8 years minus last year 😢and it has saved me thousands of dollars. When I took my daughter to visit colleges, yep, she flew for FREE as my companion. When we went back east for a family event, yep, took my son as my companion for FREE. When I went to Cuba, took my husband for FREE. Amazing! 

Mission Accomplished! I Got My Southwest Companion Pass

If you have been following my blog, you can see how I planned to earn the pass, but let me share the exact stats and how it went. 

• I started planning this back in October 2022. 
• I cancelled my Southwest Priority credit card because you can only hold one personal Southwest credit card at a time. 
• I also confirmed that it had been at least 24 months since I received the bonus. 
• After 30 days, I applied for the new Southwest Priority credit card which had a 75,000 bonus offer for a $3,000 minimum spend. I like the Priority card because it comes with a $75 Southwest credit. Even though it has a higher annual fee of $149 once you subtract the credit, it's actually less than the others. You also get FREE upgraded boardings which are helpful when you forget to check in LOL. 
• Next, I applied for the Southwest Performance Business credit card which was offering 80,000 bonus points for a $5,000 minimum spend. I chose this one because I need to renew my Global Entry this year and it comes with a $100 Global Entry credit. 
• Now I directed all my spending to these two cards. Holiday gifts, holiday travel, medical bills, groceries, dining everything. I don't bother changing monthly automated bills especially since I pay those with credit cards that earn extra points on streaming, phone, internet etc. 
• I was very careful to reach the minimum spend after Jan. 1st because you have to accumulate the points in the same calendar year to earn the 135,000 points needed. And you want to earn the points as close to the beginning of the year as you can so the pass is valid for almost two years. 

And bam, mission accomplished! Now if you compare this plan with the new Southwest companion offer of 30,000 bonus points and a companion pass valid through February 2024 by opening one card, you can see that I end with a pass good for an additional 10 months and 120,000 more Southwest points. 

More work, yes. More payoff, yes! 

What do I plan to do with the pass this year? I have already booked two East Coast trips and now I'm looking at going to the countries that Southwest flies to that I haven't been to before. Woohoo! 

Now this plan isn't right for everyone, in my next blog post, I'll share with you who SHOULD definitely take advantage of the new Southwest bonus offer. 

How You Can Earn The Southwest Companion Pass Fast

The Southwest companion pass is one of the best perks in the miles and points game. And now, Southwest has made it pretty easy for you to earn it quickly with a new 75,000 point offer on their family of credit cards Southwest Plus, Southwest Premier and Southwest Priority. 

Southwest Companion Pass

This could put you very close to earning one of the best perks in the business, the Southwest companion pass. The companion pass is a buy one, get one FREE on any flight for almost two years. You need to collect 125,000 Southwest points in a single calendar year to earn it. So if you apply for the credit card, you are more than halfway there.  You can earn the rest by flying, shopping in the portal, using the hotel and rental car partnerships, dining program and more. Wow! I have had the companion pass for years and I would value it at thousands of dollars. 

Southwest credit card 75,000 point offer

Here are the details of the new limited-time offer available across all three personal cards:

• Spend $1,000 for 40,000 points in the first 3 months 
• Spend an additional $4,000 in six months for an additional 35,000 points

You have three choices on personal cards. The differences between the Plus, Premier and Priority are: 

Plus

• $69 annual fee
• 3,000 anniversary bonus 

Premier

• $99 annual fee
• 6,000 anniversary bonus

Priority

• $149 annual fee
• $75 Southwest credit 
• 4 upgraded boardings 
• 7,500 anniversary bonus

I believe the Priority card is the best value because though the annual fee is higher, you also get a credit on Southwest. If you apply for one of these personal cards, you will earn 75,000 bonus points plus 5,000 points for your purchases. So you are looking at 80,000 points with one card. 

You need 125,000 points to earn the companion pass. You are only allowed to hold one personal card at a time. But you can hold a personal card and a business card at the same time. 

Southwest offers two business cards and here are the current offers:

Premier Business 

• 60,000 bonus 
• $3,000 spend 
• $99 annual fee 

Performance Business 

• 70,000 bonus 
• $5,000 spend 
• $199 annual fee
• $100 Global Entry credit 
• 4 upgraded boarding passes 

With all limited time offers, we do not know how long the offers will stick around, but we are hearing that this one will end February 10th. The companion pass is good for the year you earn it and the following year so the sooner you earn it, the better. Good luck and please use our referral links if you decide to apply for any Southwest credit cards. 

Hot Tips: Maximizing Points and Miles to Slash College Costs

It's that time of the year, time to visit college campuses. If you are like me, you may be visiting campuses all over the country. This trek can cost thousands of dollars if you pay for hotels, flights, food and the car rental. Or you can save thousands by using points and miles. And since college tuition is closing in on $100,000, every penny saved is worth it. 

I just returned from a two week mega college campus visit and I'm going to break it down so you can see how I used points and miles to save. 

We started by flying Southwest Airlines exclusively because I earned the companion pass last year. This alone can make a huge difference. The Southwest Companion Pass is the best value around. BOGO for any flight, anytime for up to two years on Southwest Airlines. You can read about how I earned the pass here. 

My daughter and I flew from San Diego to New York to Nashville to Providence, Rhode Island and back to San Diego. Four flights paid for with Southwest points and my daughter aka my companion flew for FREE. The value on the flights alone was approximately $1,200. 

Now, let's talk about hotels. This was the Wyndham hotel we stayed at in Vermont. It was probably the nicest Wyndham I have ever seen. Two nights, one night I actually paid for because I wanted to earn a few more Wyndham points for my next trip. The second night was FREE with my Capital One travel credit. Here's the breakdown of where we stayed for the rest of the trip and how we paid for the hotels each night. 

• 3 nights in New York - We stayed at a Marriott Residence Inn with an expiring FREE hotel night certificate and 40,000 Bonvoy points
• 2 nights in Vermont - paid for one night at the Wyndham, used the Capital One travel credit for the second night.  
• 2 nights in Nashville - 24,000 points transferred from Chase to stay at the Hyatt House for two nights
• 1 night in Boston - stayed at the Hampton Inn and Suites with a Hilton FREE night certificate 
• 1 night in Connecticut - used 23,000 IHG points to stay at a Holiday Inn Express
• 1 night in Washington DC - Holiday Inn Express booked through the Chase Travel Portal with 13,000 Chase points
• 1 night in Pittsburgh - 12,000 points transferred from Chase to Hyatt to stay at the Hyatt House 

10 nights in hotels cost me $170. The savings are approximately $1,800. And guess what, all the hotels included FREE breakfast. Another savings of approximately $200. 

We visited one Priority Pass lounge during our trip at the Pittsburgh Airport and ate at two restaurants included in the Priority Pass; The American Tap Room at Reagan National Airport in Washington DC and Providence Provisions at the Providence Theodore Francis Green Airport. Unfortunately, restaurants will be dropped from the Chase Sapphire Reserve credit card in July 2024. 

These visits saved us another $100 in meals. 

The car rental was $700 for the two weeks. I paid for it with the Chase Sapphire Reserve credit card so I earned 3x points and got great car rental insurance. If you had a lot of Capital One points, you could have paid for the car rental with that card and erased it. 

I paid for the gas with my Capital One Venture X card for 2x points. I paid for meals with my Chase FREEDOM Flex card which gets 5x points on restaurants this quarter due to the rotating bonus categories. 

We took a few Lyft here and there which I paid for with my Chase Sapphire Reserve for 10x points. 

So in summary, this trip could have cost approximately $5,000. 

• $1,200 for flights 
• $1,800 for hotels 
• $500 for meals 
• $700 for the car rental 
• $200 for gas 
• $100 for Lyft 

But with points and miles, this trip cost $1,200 and I earned thousand of points and miles to use on my next adventure. 

If you would like support with your own points and miles planning, join my travel coaching program. It's affordable and you get one on one support, a customized tracker, live group coaching forever and my points and miles video course. 

Is The New Southwest Companion Pass Offer Right For You?

 

If you are dreaming about visiting someplace like Yosemite National Park this summer, you might be tempted to jump on Chase's new Southwest Companion Pass offer. But let's talk for a minute about whether this offer is the right one for you.

The Southwest Companion pass is a BOGO on any Southwest flight anytime for up to two years. You earn it by accumulating 135,000 Southwest points in a calendar year. 

We recommend applying for two Chase Southwest credit cards, one personal and one business, to earn the pass. I have had this pass for 6 years and have saved thousands of dollars. Last year, I didn't have the pass and I regretted it greatly. 

The new offer is to apply for the Chase Southwest Plus personal credit card, spend the $4,000 minimum and then earn a bonus of 30,000 points and the companion pass for one year. 

Is The New Southwest Companion Pass Offer Right For You? 

So let's compare the new offer with the regular companion pass method we recommend and see how it stacks up so you can decide if it is right for you. 

There are three Chase Southwest personal credit cards, the Plus, Priority and Premier. The bonus offers on these cards range from 40,000 points up to 75,000 points. The minimum spend ranges from $1,000 to $3,000. The cards range in annual fees from $69 to $149. There are varied benefits on each card. 

You can only hold one personal card at a time and you can only get the bonus offer once every 24 months. Chase will also only approve you for 5 cards every 24 months.  

There are also two Chase Southwest business credit cards, the Performance and the Premier Business. The bonus offers range from 60,000 points to 80,000 points and the minimum spend ranges from $3,000 to $5,000. The annual fees range from $99 to $199. 

Is The New Southwest Companion Pass Offer Right For You? 

Usually I recommend applying for one personal card and one business card to earn the companion pass. The minimum spend for the two cards can be as low as $4,000 and as high as $8,000 depending on the offers. You can earn as many as 155,000 Southwest points and as few as 110,000 points. The annual fee for two cards can be as low as $168 or as high as $348. The companion pass is valid for up to two years. 

This new offer is only for the Chase Southwest Plus credit card with an annual fee of $69 and a minimum spend of $4,000. The bonus offer is 30,000 points plus the companion pass. The pass is valid through February 28, 2024. 

So is this new offer right for you? Like everything we talk about, it really depends on you and your travel plans. The pros of this offer are that it is simple, one card, one minimum, one bonus. The cons are that the pass is only good for one year instead of two years. You only earn 30,000 points instead of lots more. 

Let us know what you decide to do. And if you decide to jump on this offer, please consider using my referral link.