How You Can Rack Up 15,000 Chase Points Fast

Chase Quietly Launched a 10x Points Offer You Don't Want to Miss 👀

Chase just announced a partnership with Paze, a new digital wallet platform — and it comes with a seriously impressive earning opportunity: 10x points on purchases, up to 15,000 points per month. 💳✨

What Is Paze?

Paze is a digital payment system owned by Early Warning Services (the same company behind Zelle) that's accepted by select online retailers and linked directly to your credit card. Several major banks have already signed on — Chase, Wells Fargo, Bank of America, Capital One, and US Bank among them.

The Chase 10x Offer

Chase is sweetening the deal for certain cardholders by offering 10x points when you use Paze for online purchases. Here's which cards are eligible:

• Sapphire Preferred
• Sapphire Reserve
• Chase Freedom
• Chase Freedom Unlimited
• Chase Freedom Flex

United credit cards are also eligible for 10x points, though their cap is 20,000 points total.

How to Get Set Up

Getting started is straightforward:

1. Open the Chase mobile app
2. Tap Digital Wallet, then select Paze
3. Choose your eligible card — it should link instantly ✅

Where to Shop

Head to Paze.com to see the current retailer list. It's still growing, but a few highlights include Fanatics, Broadway.com, Harry & David, Domino's, and GNC.

Here's where it gets interesting for points enthusiasts 🤓 — New Egg is on the list, and they sell gift cards for a wide range of brands we actually use for travel and everyday spending:

• ✈️ Southwest Airlines
• 🏨 Hotels.com
• 🚢 Princess Cruises
• ✈️ Delta
• 🚗 Lyft
• 🛒 Chewy, Instacart, DoorDash, Uber Eats, Grubhub, Chipotle, Airbnb

Stacking 10x points on gift cards for travel brands? Yes, please.

👉Hot tip: try 3x stacking with Rakuten or your favorite shopping portal

The Numbers

The offer caps at $1,500 per card per month, which translates to a clean 15,000 Chase points. With this promotion running through December 31, 2026, there's real earning potential here if you stay consistent — especially if you're already spending at these brands anyway.

Once your purchase posts, the 10x points will appear in your account automatically. No hoops, no codes.

With 7 months left on this offer, that's a lot of points!  

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. 

Or you can pay a travel planning fee and we will find all the best points and miles deals for your trip! 

Or you can book a consulting call with us for just $100. I would love to help you make priceless family memories affordable. 

***In honor of every new paid client, we will make a donation of 10% to one of our favorite charities.

 

Holiday Shopping? The Magic of "Stacking" Rewards

 

Are you leaving free travel points on the table every time you shop online? Let me introduce you to a game-changing strategy that'll have you earning rewards like a pro!

What is a Shopping Marketplace?

Think of an online shopping marketplace like a digital mall that rewards you for shopping through their platform. Instead of going directly to a retailer's website, you can earn bonus points by taking a quick detour through these clever portals.

The Magic of "Stacking" Rewards

Here's where it gets exciting: you can potentially earn multiple layers of rewards on a single purchase. Imagine turning your everyday shopping into a ticket for your next vacation!

How It Works:

1. Check Cashback Options: Before buying anything, visit cashbackmonitor.com
2. Compare Marketplace Rewards: See which portal offers the most points. Most airlines, hotels and banks have portals, but the number of points you can earn varies. 
3. Click Through the Marketplace: Log in and access the retailer's site
4. Use Your Rewards Credit Card: Double or even triple your point earnings!

Real-World Example: Walmart Shopping

Let's break down a typical scenario:

• You want to make a purchase on Walmart.com 
• Check cashbackmonitor.com
• Chase Freedom Marketplace offers 4x points
• Your credit card adds 1-2x points
• Total: Up to 5x points on a single purchase!

Pro Tip: Your Free Vacation Starts Here

By strategically routing your online purchases, you're not just shopping—you're building a travel fund. Every click could be bringing you closer to your dream destination.

So before you hit that "buy" button, take a moment to maximize those rewards. Your future self (lounging on a beach) will thank you! 🌴✈️💳

If you need more help, feel free to schedule a 1:1 coaching session with me or enroll in my travel coaching program. Both are super affordable and will help you be successful in traveling for almost FREE. 

Holiday Shopping Portals Offer Big Bonuses

It's almost that time of the year again! The holidays. Whether you give big gifts or small gifts or you plan to gift to charity, you can earn extra points for your online purchases. 

Holiday Shopping Portals Offer Big Bonuses 

How you ask? By taking that one extra step and making your purchase through a shopping portal. Most of the airlines, some credit cards and even a few hotel chains have shopping portals. 

Already we are seeing some bonus offers! 

• Alaska - Earn 300 bonus points when you spend $100, 750 when you spend $350 or 1,500 when you spend $650. 
• American - Earn 500 bonus miles for spending $200, 1,500 for $700 or 4,000 for $1,600 in total purchases. This is big because it doesn't have to be one purchase, it can be multiple purchases from different stores. 
• Delta - Earn 400 bonus miles for spending $200, 1,000 bonus miles for $500 or 4,000 for spending $1,500. 
• Southwest - Earn 400 bonus points when you spend $100, 1,600 when you spend $400 or 4,000 for spending $900.
• United - Earn 500 bonus miles when you spend $125, 2,000 bonus miles when you spend $500 or 5,000 for $1,100. 

These are just some examples, but your first step before making any online purchase is to check cashbackmonitor.com for the specific store. From there, you can see if there is an elevated offer for that store and then you can see if there is a bonus offer being offered by the platform. 

Holiday Shopping Portals Offer Big Bonuses 

The other thing to take into consideration is your travel strategy. Are you trying to collect points or miles on a certain airline or hotel? If so, then target that shopping portal. Flying Blue often has huge bonuses! 

Another interesting fun fact is that you don't have to use the credit card associated with that shopping portal. For example if you use the Chase Shopping Portal to earn 3x points at Chewy.com, you could use your Capital One Venture X credit card to pay for the purchase to earn 2x points. 

We call this strategy "stacking". I've seen some people double and even triple stack! 

Let me know the creative stacking you come up with. 

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting call, download my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

Remember Your Amex Offers On Black Friday

We already talked about using shopping portals for extra savings and miles during Black Friday and Cyber Monday sales. Now let's talk about stacking offers by using the right credit card for your purchase. 
Some credit cards offer additional bonuses like these from American Express. 
If you log into your American Express card online and scroll to the bottom of the page, you will see a list of Amex offers like these. They rotate and range from a few bucks off to some huge savings. 

You need to activate the offer before you make the purchase and then American Express will issue a statement credit. Of course, you will make your purchase through a portal, but you will use this Amex card to double dip. 

Chase Freedom offers rotating categories. This quarter, you get 5% cash back at Costco, department stores and Chase Pay. 
If you are a Target shopper, then the Red Card always gives 5% back and if you shop at Amazon, then the Amazon card also always gives 5% cash back. 
So before you make any purchases this week, do some homework and it could end up saving you some big bucks! 

Chase Sapphire Reserve Cardholders: Your Mid-Year Credits Expire June 30th ⏰

Chase Sapphire Reserve Cardholders: Your Mid-Year Credits Expire June 30th ⏰

If you carry the Chase Sapphire Reserve, you've got a deadline coming up. Several credits reset on July 1st — meaning anything unused from the January–June window disappears. No rollover, no exceptions. 💸

Here's exactly what you need to use before the clock runs out:

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Credits Expiring June 30th 📋

• StubHub Credit — ⚠️ Activate this one before you purchase. Skipping that step means the credit won't apply and there's no getting it back after the fact.
• Dining Credit with Chase Sapphire Reserve Exclusive Tables 
• Edit Credit (the Edit hotel booking benefit in the travel portal, note this is different than the hotel credit which is specifically valid at certain hotel brands)

All three are issued twice annually — once for January through June, and again for July through December.

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How to Use Them Smartly 💡

You can read about how I used these credits earlier this year for a fun weekend in Las Vegas. 

Dining Credit: Not heading out to dinner before June 30th? You can still put this credit to work. Buy a gift card at any restaurant running on the Toast payment platform — it triggers the dining credit and you've got the gift card ready for a future meal. Easy win.

Edit Credit: Book two nights now before the credit resets, then book another two nights at the same property once your July credit kicks in. Stack them together and you've effectively covered a four-night stay across two credit periods. We've covered the Edit + hotel credit stacking strategy before — if you haven't tried it yet, this is a great time to start. 🏨

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Quick Checklist Before June 30th✅

• Activate and use StubHub credit
• Use or gift card hack your Dining credit
• Book your Edit credit stay (and plan the July stack)

Don't let these expire — the reset is coming fast. 🗓️ Chase estimates that if you use all the credits, the value is more than $5,000. But you have to use them to at least get the value out of paying the $795 annual fee. 

I have created a handy tracker for you to help you keep track. 

And if this all stresses you out, then you may want to look at the 100,000 bonus offer for the Chase Sapphire Preferred credit card which is much more straight forward. For a $95 annual fee, you get a $100 hotel credit, $120 Global Entry credit and 100,000 bonus points when you spend $5,000. It's our favorite travel credit card. Please use our referral link if you decide to apply. 

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. 

Or you can pay a travel planning fee and we will find all the best points and miles deals for your trip! 

Or you can book a consulting call with us for just $100. I would love to help you make priceless family memories affordable. 

***In honor of every new paid client, we will make a donation of 10% to one of our favorite charities.

Two Shopping Portal Promotions End This Week

 

Two shopping portal promotions ending this week, one from American Airlines and one from United Airlines. If you need a few miles to top off your account or if you need some activity on your American Airlines account, then you might want to take a look. 

United Airlines miles never expire, however, American Airlines miles expire after just 18 months of no activity. Shopping portals are a great way to show activity on your account and reset your expiration date. 

Two Shopping Portal Promotions End This Week

Right now, both promotions are the same. Spend $150 and get 500 miles, spend $300 and get 1,000 miles. You do not have to spend the entire amount on one purchase. You just need to spend the total by the promotion end date. 

If you don't know how shopping portals work, check out this post. Shopping portals are a great way to earn airline miles and points without actually flying. Many of your favorite retailers are listed on the marketplace and may have different offers on each portal. I use cashbackmonitor.com to see the offers in one place. Stacking offers can make shopping portals even more lucrative. 

The American Airlines promotion ends Jan. 20th. 

The United Airlines promotion ends Jan. 19th. 

The Ultimate Guide to Maximizing Miles Through Shopping Portals!

 

The Black Friday and Cyber Monday sales are already popping up! So if you have your eye on something, now might be the best time to press that purchase button to get the best deal. 

But be sure that you are getting the most points and miles for each purchase. 

Not only can you get the points for the purchase, but you can also get bonus points. 

We have put together the ultimate guide to maximizing miles through shopping portals to help you get that next trip for free. 

You can think of a shopping portal like a marketplace. All of the retailers are listed on one website and when you access the retailer through the marketplace, you are rewarded with extra points or miles. These are IN ADDITION to the points you get for the purchase. We call this "stacking"

1. Before you buy anything, check cashbackmonitor.com. This website lists every retail store and which portals it is listed on so you can choose the best option for you. You click through to the portal from cashbackmonitor.com

Depending on your strategy, you may pick one portal over another. 

• if you need to top off an account
• you have points that are expiring and you need some activity
• you are trying to earn enough points for a specific trip 

There are a lot of reasons to pick one portal over another. 

My go-to portal is the Chase Ultimate Rewards since I can transfer those points to dozens of different airlines, hotels, use them in the travel center or pay myself back. Points earned in the Southwest shopping portal count towards the Companion Pass. 

Sometimes the portals will offer bonus points too so if I saw a great bonus offer in another portal, I would head there. 

You can click on the portal out of cashback monitor and log in from there. Some of the portals require a separate login from your regular airline mile account. 

Then make your purchase just like you would normally. The portal will track your purchase and a few days later you will get an email letting you know that your purchase is being tracked. 

Now one more thing before you push the button to make that purchase and after you click through to a shopping portal, be sure you use the right credit card. If you have a Chase FREEDOM FLEX card, then check your bonus categories. If the store you are making a purchase from is listed, then use that credit card to get the bonus on top of the portal bonus. For example, Q4 2023 bonus categories include Paypal. Can you use Paypal to pay for this purchase? Many retailers offer the option, then do it and collect 5x bonus points on top of the portal points. 

If not, is the retailer an office supply store? If so, use your Chase Ink credit card to earn 5x points and so on. Amazing and happy shopping!