Lounge Full? Visit Multiple Airport Lounges During Your Layover

Lounge capacity issues are real and incredibly frustrating! But here's something you might not know: you can visit multiple lounges on the same day, or even enjoy one while you're on the waitlist for another. Several credit cards offer free membership in the Priority Pass Lounge network which offers entry for you and up to two guests into more than 1,700 lounges around the world. 

Recently, I had a three-hour layover at JFK in New York. I wanted to check out the Chase Sapphire lounge, but the line stretched on forever. I decided to add my name to the waitlist anyway. The agent estimated a 20-40 minute wait, which operates through text notifications—and you only have 10 minutes to reach the lounge once they text you. While some lounges let you join waitlists through the Priority Pass app, this particular Sapphire Lounge requires in-person sign-up.

Lounge Full? Visit Multiple Airport Lounges During Your Layover

Ten minutes isn't nearly enough time to switch terminals, but it's plenty of time to visit another lounge within the same terminal. Terminal 4 offers several Priority Pass network options:

• Air India Lounge
• Virgin Atlantic
• Hello Sky
• Chase Sapphire - restricted hours for non Chase Sapphire card members

I headed downstairs to the Hello Sky pop-up lounge. No line whatsoever—I checked in quickly and walked right in. The space is compact but not overcrowded, and I immediately found a comfortable couch with a nearby charging station. An attendant approached within moments and offered me a glass of wine. What a welcome!

The food and drink selection pleasantly surprised me, featuring both hot and cold options plus an impressive variety of alcoholic and non-alcoholic beverages. A large monitor, computer, and printer were available for business needs. The only downside to this pop-up lounge? No restroom facilities inside.

Lounge Full? Visit Multiple Airport Lounges During Your Layover

After 40 minutes of relaxation, my phone buzzed with the text I'd been waiting for—time to head to the Chase Sapphire Lounge. I gathered my belongings and headed upstairs, passing a Capital One Lounge along the way.

The Chase Sapphire Lounge was busy but manageable when I arrived. An attendant immediately seated me at a spot with charging capabilities. The amenities included hot and cold food buffets, an extensive drink selection, and an espresso machine. There's also a full-service bar with a QR code menu featuring items like hamburgers, grilled cheese, and french fries.

The takeaway? You have numerous options available, so explore them all and don't hesitate to visit multiple lounges during a single layover!

How to Get Access

Chase Sapphire Reserve Credit Card: This remains the best way to access the Priority Pass lounge network. The current offer includes 100,000 points for meeting a $5,000 minimum spend requirement. While the $795 annual fee might seem steep, the credits and benefits provide excellent value. We hear this offer is ending soon! 

Capital One Venture X Credit Card: This alternative offers access as well, currently providing 75,000 points for a $4,000 minimum spend. The $395 annual fee comes with fewer benefits compared to the exceptional Chase Sapphire Reserve offer.

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. Not ready to dive into th coaching program, download the ebook or custom tracker or book a 1:1 consulting call with me.  I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

Why You May Want To Book Refundable Hotels

 

You've done all the research and decided on the hotel you want to book. You are not booking with points through the branded website, but rather booking through a third party platform or a travel portal, it may be wise to spend a little bit more to book the refundable option. 

I have to admit that I tend to book non refundable and rely on travel insurance with my credit card to cover a major issue.

But I'm starting to rethink that position. 

Here's why. 

Recently, I booked a hotel through the Capital One Travel Portal. My plan was to pay for the hotel and then erase the purchase with points. I have some points saved and will earn 10x points on the hotel purchase. I  decline the non refundable price protection offer for $115. 

But days later, the price drops. Argh. And now I can't rebook. If I had just paid the $9 extra for the refundable rate by the hotel or the $43 by Capital One or the $115 for the cancel for any reason, I could have rebooked at the lower rate saving $50. Of course, the math has to make it worth it. 

I am relentless at booking and rebooking my Southwest flights to chip away at the points, but I realize now that I tend to lock in hotel rates and should be using the same strategy. 

It may not always pay off, but in this case, spending a bit more at the beginning could have ended in a savings. 

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. Or book a 1:1 consulting call.  I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

How I Scored A Flight To Europe for $50 And 20,000 Points

  

Number one million why I love flexible points! You have been hearing a lot about Chase Ultimate Rewards points these days because of the recently announced incredible bonus offers, but this story is about another brand of flexible points. One that you don't hear about as often and one that doesn't get enough credit. 

How I Scored A Flight To Europe for $50 And 20,000 Points 

We are talking about Avios, the loyalty points program for British Airways, Iberia, Aer Lingus, Qatar Airways and Finnair. But it doesn't stop there because these airlines are part of the One World Alliance that also includes partners like American Airlines, LATAM, and Vueling. 

The flexible part here is that you can transfer the points between the main four airlines depending on which one offers you the best deal. And you can transfer Chase Ultimate Rewards points and Capital One points to Avios too. 

Let's look at the path I took to find this great deal of 20,000 points and $50 on a one way flight from Chicago to Madrid, Spain. 

How I Scored A Flight To Europe for $50 And 20,000 Points 

1. Start with Google Flights to see your options. We find this American Airlines red eye flight for $464 in economy. 

2. Next let's check American Airlines. Now I actually don't have any American Airlines miles and it is not a transfer partner for any flexible points, but let's check anyway. It's being offered for 27,000 miles and $5.60 so that gives us a starting point. We are looking at off peak fares.  

3. I always like to check seats.aero to see what other options may be out there. You can see 90 days out with a free account. 

4. Then I check the Chase Travel Portal and the Capital One Travel Portal to see if the flight is listed and how many points are needed or the price if I decide to buy it in the portal and earn 5x points. 

Now that the Chase Travel Portal has added the "Points Booster", it's always a good idea to look because you never know what you are going to get and it changes constantly. The Capital One Travel Portal is always one cent per point so it's usually a better place to pay cash, earn 5x points and then erase the purchase with your points. In the Chase Travel Portal, the same flight would cost 30,993 points. In the Capital One Travel Portal, the same flight would cost 46,400 points.  Big difference! 

4. American Airlines is in the One World Alliance with British Airways so we try searching there. The same flight shows up for 20,750 Avios and $213. I like the the number of points, but those taxes, Yikes. 

5. So can we do better? Since Madrid is the base for Iberia Airlines and we have a stash of Avios from the Iberia Airlines credit card bonus offer a few years ago, let's see what's happening there. 

Wow! 20,750 Avios and $51.70, now that's a deal. Remember when we mentioned that Iberia is part of the One World Alliance with American Airlines? This deal is for the same American Airlines red eye flight from Chicago to Madrid. Crazy, right?

And guess what? We look for the return flight and snag that one for just 16,000 Avios and $100 taxes. That's how we do it here at Almost FREE Family Travel. 

So if you just got your Chase Sapphire Preferred 100,000 bonus, this could be one way to use those points. Click here to read about other ways. 

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting call or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

 Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

Avios 

20,000 $50 Chicago to Madrid 

16,000 $131 Madrid to Chicago 

Iberia Avios 

Got My 100,000 Chase Bonus, Now What?

 

Woohoo! Thank you Chewy. That one purchase put me over the $5,000 minimum spend for the 100,000 Chase Ultimate Rewards bonus on the Chase Sapphire Preferred credit card. 

This was the incredible bonus offer that ended May 15th. You may still be working on reaching the minimum spend or you may see the bonus pop up in your account soon!

It is interesting that I have not even made the second payment on this card yet, but they gave me the bonus points. It used to be that Capital One was the only issuer that would award the points before you paid the bill. 

• This means that you could actually put the points towards a statement credit on this payment so you knock $1,000 off your credit card bill. Pretty cool. 

But we can actually squeeze a lot more value out of 100,000 Chase Ultimate Reward points. 

How can you squeeze more value out of your CUR points? 

• One way is to transfer them to an airline that usually gives fantastic points redemption on flights like Flying Blue (KLM, Air France loyalty program) and Iberia Avios. 
• But you can also find some great surprise redemptions on airlines like Emirates like this 7,500 points for a flight from Malta to Cyprus. 
• If you were to buy this flight, it would cost you $284.  
• I like to use the tool seats.aero to find out what award flights are available. The tool is FREE unless you want to search more than 90 days out.  

Another way to squeeze more value out of CUR points is to transfer them to Hyatt. You can find Hyatt Place and Hyatt House hotels for as low as 3,500 per night. Incredible. 

And you can also transfer the points over to a Chase Sapphire Reserve account and use them in the Chase Travel Portal for 1.5:1 or use them in the Chase Sapphire Preferred Travel Portal for 1.25:1 value. 

This is why I love flexible points like CUR, Amex and Capital One. 

If you don't have a Sapphire card yet, you could apply for the Chase Sapphire Reserve before June 23rd to lock in the $550 annual fee. Right now, it offers 60,000 bonus points for a $5,000 minimum spend. 

The Chase Sapphire Preferred is back to its regular offer of 60,000 points for a $5,000 minimum spend and $95 annual fee. We hear that some better offers might be announced next week so you may want to hold off for a few days. 

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. Or book a 1:1 consulting call.  I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

Should You Hang Onto Your Chase Sapphire Reserve?

 

The Chase Sapphire Reserve has been my favorite credit card for quite awhile. Even when the annual fee increased to a whopping $550 a few years ago, I held onto it. But today Chase announced that the annual fee is going up again, this time to $795. So now the question is should you hold onto it? I'll tell you right now, the answer is yes!

Should You Hang Onto Your Chase Sapphire Reserve?

But let's break down the benefits and dig deeper. 

Now worth and value are very personal. What's treasure for me, maybe trash for you. But let's see if we can investigate the changes and benefits and see if it's worth it for me and that might help you decide if it's worth it for you. 

How do I use this card right now? 

• I charge all of my travel and dining to this credit card. Why? 
• Currently, it earns 3x points on dining and travel. It also has amazing travel cancellation, rental and interruption insurance. I made a claim a few months ago and though it took several times uploading the same documents, they eventually reimbursed me. I always charge rental cars to this card because it earns 3x points and has awesome car rental insurance so I can pass on the insurance offered by the rental agency. 
• Moving forward, it will continue to earn 3x points on dining and 4x points on travel booked directly with airlines and hotels. But other travel like car rentals, Airbnbs, and tours will only earn 1x points so that's disappointing. 
•  I combine all of my Chase points onto this card to use them in the Chase Travel Portal. Why?

• Currently, when you book in the portal, you earn 5x points on airlines and 10x points on hotels. When you use your points to purchase, the points are worth 1.5 in the portal. 
• Moving forward, when you book in the portal, you will earn 8x points on all travel purchases booked through the portal. Current cardholders will still be able to get 1.5 value for points in the portal for a two year grace period. But the card is moving towards a "points boost" up to 2x points on certain travel purchases marked with a rocket ship. We are unsure right now how much travel will be eligible for a boost. 
• $300 Travel Credit - I use this credit every year since it is automatically applied to travel purchases. Though it's not really a benefit, it does bring down the annual fee by $300. 
• Moving forward, this credit will remain so it brings the annual fee down to $495. 
• Global Entry credit - you can use this once every four years so it's valued at $30 per year as a benefit. 
• Moving forward, this benefit remains. 
• Priority Pass Lounge and Sapphire Lounge Access - remains a benefit on the Sapphire Reserve. 
• Moving forward, there's no change 
  
• Earns 5x points on Lyft and 10x points on Peloton. 
• Moving forward, there's no change. 

Should You Hang Onto Your Chase Sapphire Reserve?

Other changes: 

• Authorized users - price is going up from $75 to $195 per user. I don't recommend adding authorized users to any cards, but if you want to, Capital One Venture X allows you to add authorized users for free and let's them use the lounge access, but we hear this benefit may be ending. 
• You could only hold one Sapphire card at a time. 
• Moving forward, you can hold both cards at the same time. This could be huge! The Sapphire Preferred has an annual fee of $95 and is one of my favorite cards. I usually advise my couple clients for one person to hold the Chase Sapphire Preferred and the other to hold the Reserve. Now one person could hold both. Instead of downgrading, you can just apply for the other Sapphire card and get the welcome bonus again. 

• Other new credits:
• $500 credit to use on Edit Hotels (Chase curated list).(split in two $250 credits) A quick search showed most properties were 5 star and came with perks like breakfast and $100 property credit. 
• $300 credit on StubHub or Viagogo
• $300 in monthly Doordash promotions 
• $300 credit at Sapphire Reserve Exclusive Tables (split in two $150 credits)
• $250 annual credit for Apple TV and Music 
• $120 Doordash membership 
• $120 Peloton Membership 
• $120 Lyft in app credits 

If you spend more than $75,000 on the Reserve card annually, then you will earn some added benefits  like status at IHG and Southwest, $500 Southwest travel credit, and $250 credit at The Shops at Chase. 

Chase says the refreshed Chase Sapphire Reserve will offer $2,700 value of benefits, but the question is how many of these benefits will you actually benefit from? 

It's enough to make your head spin, but rest assured, if you already have this card, the new benefits will kick in June 23rd and you won't get charged the increased annual fee until after October 26th 2025 when your annual fee is due.  

So if your annual fee is due July 1st like mine, you will end up in the sweet spot. You will get to enjoy the new benefits until July 2026 and the old benefits until October 26th 2025, but only pay the old annual fee of $550. Then you can decide if you want to pay the increased annual fee next year. 

If you don't have this card yet, you could apply before June 23rd to lock in the $550 annual fee. Right now, it offers 60,000 bonus points for a $5,000 minimum spend. 

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. Or book a 1:1 consulting call.  I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

How To Visit National Parks With Points and Miles

 

Feeling uneasy about traveling internationally right now, there are so many beautiful places to visit right here in the US including National Parks. And yes, you can use points and miles to visit them. 

Recently, I visited Joshua Tree National Park, it is the 6th most visited park in the US with 3 million visitors every year. The park is located approximately 45 minutes from Palm Springs in the Hi Desert.

The top 10 most popular National Parks are: Great Smoky Mountains, Grand Canyon, Zion, Yellowstone, Rocky Mountain, Yosemite, Acadia, Grand Teton, Joshua Tree and Olympic. 

And those are just the most popular ones. Some of the smaller yet amazing National Parks include: Canyonlands, Lassen Volcanic, Big Bend, Channel Islands and North Cascades. 332 million people visit the National Parks each year. 

You will need to pay the entry for each park so if you plan to visit 2-3 of them, you should look into purchasing the America The Beautiful annual pass for $80. For seniors, it's just $20 for an annual pass and $80 for a lifetime pass. The pass is FREE for military and fourth graders and their families. 

You could pay a lot to stay inside some of the parks OR there are a handful of hotel chains that are typically located just outside the entrances to the parks. Those chains include Fairfield Inn and Suites by Marriott, Holiday Inn Express by IHG and Sure Stay Plus by Best Western. These hotels usually qualify for FREE night certificates like Marriott's FREE night for 35,000 points. In addition, Holiday Inn is a stay 3, get the 4th night FREE and Marriott is stay 4, get the 5th night FREE. 

If there is no chain near the entrance or you don't have a FREE night certificate, you can also look in the Chase Travel Portal or the Capital One Travel Portal or you can "erase" the hotel with your Capital One Venture credit card. 

For Joshua Tree National Park, I used a FREE night certificate to stay at the Fairfield Inn and Suites in Twenty Nine Palms. It is located about seven minutes outside the park entrance. There is a grocery store across the street from the hotel and a few restaurants nearby including a Chipotle and Starbucks. I prefer the Fairfield Inn and Suites hotels because the rooms can accommodate up to 6 people, there is a pool and includes breakfast. 

Most of these parks are located within driving distance from a city where Southwest flies so you can use points and your Southwest Companion Pass. For example, Joshua Tree National Park is approximately 30 minutes from Palm Springs, 1.5 hours from Ontario Airport and 2.5 hours from Los Angeles, Burbank, John Wayne Airport and San Diego. 

Yellowstone is located a few hours from Salt Lake City and Boise, Idaho. Yosemite is located a few hours from Oakland, San Francisco, San Jose and Fresno. The Grand Canyon, Zion and Bryce are located a few hours from Las Vegas. You can also fly into Phoenix to visit the Grand Canyon. 

The biggest expense with a National Park trip is usually renting a car, but if you charge this purchase to your Capital One Venture or Venture X credit card, you get rental insurance and can "erase" the purchase with points. Right now, the Capital One Venture credit card is offering 100,000 bonus points through my special link. You might also try booking your rental car through the Chase or Capital One Travel portal, but I usually find Costco has better rates. 

One of my clients told me she finds great rates through airline offers when she books her flights. But however you make the reservation, be sure to pay for the rental car with a credit card that earns bonus points for travel. Or use a credit card that you are working to earn a bonus offer like the Chase Sapphire Preferred 100,000 point offer or that you can erase the rental with points. 

Food options can be limited near the National Parks so it's a good idea to carry a cooler with you and stop at a grocery store on the way. Keep plenty of water with you as well since many of the parks can be hot and have long lines during the busy season. 

Some of the parks like Joshua Tree National Park offer ranger tours like the one I took to Keys Ranch, an original homestead inside the park. We spent two hours in a private area inside the park that is only accessible on the tour. The original house, equipment and cars are on the property and Ranger Tom had lots of stories about the miners and park back in the 1930's. The tour is only available October - April and costs $20 per person. 

If you are looking to stay closer to home or in the US this summer, National Parks offer a great escape from the city and are super affordable with points and miles. 

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. I would love to help you make priceless family memories affordable. 

My Second Favorite Travel Card 100,000 Bonus Offer Ends May 12th

My second favorite travel credit card is ending it's 100,000 bonus offer on May 12th. My link will get you the 100,000 offer rather than a $250 credit in the travel portal. Way more value! 

This offer is for 100,000 bonus miles rather than a travel credit so you have the flexibility to use the miles any way you want like transferring to an airline or hotel, erasing travel purchases or in the travel portal. 

In fact, we found a hack where you can actually erase travel purchases before you even pay for them! 

We love the flexibility of Capital One miles so 25,000 miles is much better than a travel credit.

What can you do with 100,000 Capital One miles?

• Round trip flight for 2 or 4 people to Europe
• Resort suite in the Algarve, Portugal for 3 nights 
• 7 nights at a hotel in Japan 
• First class seat to Sydney, Australia 

The minimum spend on this offer is $5,000 and the annual fee is $95. 

Other benefits included with the Capital One Venture card include:

• 2x points on all purchases
• $120 Global Entry/TSA credit 
• Rental Car Insurance Coverage
• Trip Cancellation/Interruption Insurance

You are only eligible for this bonus offer once every four years. And just a sidenote, there is NO lounge access included with this card. Though card holders are eligible for a discounted lounge pass. 

This is offer ends May 12th so don't wait. As always, if you need more guidance, please join our Travel Coaching Program, you can find out more about our personal coaching here. Use FREETRAVEL for $50 off the cost. Or you can book a 30 minute consult for just $100. We would love to help you! 

Great News! Bilt Adds Southwest As A Transfer Partner

 

If you are renting, you should have a Bilt credit card! You can read all about the Bilt card here. For renters, it is a no brainer way to rack up flexible points every month. Those points can be transferred just like Chase Ultimate Reward points, Citi points, Amex points and Capital One points to dozens of airlines and hotels.

Great News! Bilt Adds Southwest As A Transfer Partner

 

And now Bilt has added Southwest Airlines as one of its transfer partners. 

The only other flexible points you can transfer to Southwest Airlines are Chase Ultimate Reward points. 

The points transfer 1:1 meaning 1 Bilt point = 1 Southwest point same as Chase Ultimate Reward points to Southwest points. 

The points do not count towards the Southwest Companion Pass. 

Let's say you spend $2,500 per month on rent. If you pay your rent through the Bilt app with your Bilt credit card, you will earn $2,500 Bilt points or 2,500 Southwest points per month. You need to make at least 5 transactions per month on your Bilt credit card to qualify.  

So after three months, you would have 7,500 Bilt points which you could transfer to Southwest and use them for flights like three one way flights from San Diego to San Francisco. Now that Southwest Travel Credits expire, you should always use points to buy flights. If you use points on Southwest and cancel a flight, the points are returned to your account. Southwest points never expire. 

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. I would love to help you make priceless family memories affordable. 

Capital One Venture Rewards 100,000 Point Bonus Offer

 

Woohoo! If you thought the recent bonus offer including a $250 travel credit was awesome, well, we just found an even better limited time offer. This offer is for 100,000 bonus miles rather than a travel credit so you have the flexibility to use the miles any way you want like transferring to an airline or hotel, erasing travel purchases or in the travel portal. 

In fact, we found a hack where you can actually erase travel purchases before you even pay for them! 

We love the flexibility of Capital One miles so 25,000 miles is much better than a travel credit.

The minimum spend on this offer is $5,000 and the annual fee is $95. 

Other benefits included with the Capital One Venture card include:

• 2x points on all purchases
• $120 Global Entry/TSA credit 
• Rental Car Insurance Coverage
• Trip Cancellation/Interruption Insurance

You are only eligible for this bonus offer once every four years. And just a sidenote, there is no lounge access included with this card. Though card holders are eligible for a discounted lounge pass. 

This is a limited time offer and we do not know the end date right now. As always, if you need more guidance, please join our Travel Coaching Program, you can find out more about our personal coaching here. Use FREETRAVEL for $50 off the cost. 

New $1,000 Bonus Travel Offer On Capital One Venture

 

Great new offer from Capital One! 

Apply for the Capital One Venture credit card and get $250 to use as a travel credit in the Capital One travel portal plus 75,000 points. That's $1,000 in free travel. Wow! The minimum spend is still $4,000 and the annual fee is just $95. 

This offer is equivalent to the Venture X offer, but the annual fee is $300 less. Amazing! 

Read here about my hack to use travel purchases to reach the minimum spend and erase them BEFORE you have to pay. It's crazy!

This is my go to credit card for any purchases that don't earn bonus points on the Chase FREEDOM or Sapphire Reserve credit cards. The Capital One Venture card earns 2x points on all purchases. The beauty of these flexible points is you can transfer points to a dozen different airlines including my new fave FlyingBlue.com, a few hotel chains and of course, you can erase travel purchases. 

The travel credit is only good for travel purchases made in the Capital One Travel portal, but I have found that the portal has improved and is actually quite reliable and easy to use. 

I actually got this card when we were going on a family trip to Costa Rica. By family, I mean extended family trip, you know, like a group of 20 people. The deal was everyone had to pay for their own airfare, but then once in Costa Rica, the trip would be a gift. Pretty sweet! The only other catch is we all had to fly on the same Delta flight. Since I didn't have enough Delta miles for 5 round trip airline tickets, my husband and I each applied for the Capital One Venture card. We charged the plane tickets and everything else to those cards to meet the minimum spend and we ended up getting three of the tickets FREE. 

Now I still like this card, however, I like the Chase Sapphire Preferred and Reserve cards better. Here's why:

• Capital One every purchase earns 2 points per dollar
• Chase Sapphire Preferred and Reserve - most purchases earn 1:1, but dining and travel earn 2:1 and there are categories where you can earn 5:1 if you have Chase FREEDOM, FLEX or INK cards. 
• Capital One points value are 1:1 when you use them to erase purchases
• Chase Sapphire Preferred values points at 1:1.25 if you use them in the travel portal or as a statement credit
• Chase Sapphire Reserve values points at 1:1.5 if you use them in the travel portal or as a statement credit 
• Capital One and Chase offer 1:1 transfer values to airline miles, but Chase offers way more partner airlines and hotels. 

I still think the Chase Sapphire Preferred and Reserve offer more flexibility than the Capital One.  But if you already have the Sapphire cards or the airline partners on the Capital One list work better for you, this is a great option. 

If you decide to give this one a go, consider using my referral link. You get the same great bonus offer and I get a little something for referring you and can use it to bring you more great ideas on how to travel for Almost FREE. 

If you would like to join my travel coaching program, you can use this link.   I would love to help you and your family travel for almost FREE. Use the promo code FREETRAVEL for $50 off.