How You Can Get Your Next Tour or Airbnb For FREE

 

Some places that you travel to like Diamond Beach in Iceland do not have chain hotels that you can book on points like Marriott, Hyatt or Hilton. Or maybe like our family of five, hotels are not a good choice because you need two rooms or you will be forced to eat out for every meal. 

How You Can Get Your Tour or Airbnb For FREE

So how can you get your Airbnb, Bed and Breakfasts and tours for FREE if you can't use points?

The secret is in the Capital One Venture credit card.  Current bonus offer ends Sept. 9th so read carefully. 

The Capital One Venture and Venture X credit cards include a travel eraser and travel credit through the Capital One Travel Portal. 

 

Let's explain: 

1. Travel Eraser - When you log into your Capital One account and click view rewards, cover travel purchases, you will see a list of qualified purchases. Any purchase that codes as travel will qualify to be erased like Airbnb, tours, rental cars etc. You can erase the whole purchase or just part of it. You can even erase some of the purchase and then when you have more points, erase the rest. You have three months to erase the purchase so start with the oldest ones first. The value is 1:1 so some would argue you can get more value out of your points by transferring them to an airline, but I believe this is personal to your strategy and goals. For example, I erased the hotel charge for our 5th person in Tahiti. We already had our flights and over water bungalow covered so this was a random travel purchase we could get for FREE. Worth it! 

2. Travel Credit in the Portal - The Venture credit card comes with a $250 travel credit with the current bonus offer which ends Sept. 9th and the Venture X always comes with a $300 travel credit when you purchase hotels or flights through the Capital One Travel Portal. In order to use this credit, you must book your hotel or flight through the Capital One Travel Portal which works great for independent hotels and bed and breakfasts. In the booking process, the portal will ask if you want to use your travel credit to cover the purchase. You do not have to use the entire credit on a single purchase.  

 

Some people are hesitant to book travel through third parties like the Capital One Travel Portal, but I have found it to work quite well. Even when my flight was cancelled due to weather last summer, I was notified by both the airline and Capital One of the cancellation and how to reschedule. 

Ending Sept. 9th, Capital One Venture credit card is offering a $250 travel credit, $100 Global Entry credit and 75,000 bonus points when you sign up. There is a $4,000 minimum spend and a $95 annual fee. So with the travel credit, you are actually making money on this card approximately $1,000. You can only get this bonus once every 4 years. We do not know how long this offer is going to last so don't wait. 

The Capital One Venture X card is a good option if you want airport lounge access for you and your authorized users. The current offer is 75,000 bonus points for a $4,000 minimum spend and a $395 annual fee, but it includes a $300 travel credit. 

If you need some help figuring out if this card will help you reach your travel goals, join my Travel Coaching Program. The next cohort launches September 15th and it's my personal goal to help my clients collectively save more than $100,000 in 2025. 

Why I Won't Use The Capital One Travel Portal Ever Again!

 

One of the great benefits of Capital One Venture and Venture X cards are that you can erase your travel purchases with Capital One points. This benefit makes the Venture X and Venture card a popular flexible choice. 

You just make the purchase using your Capital One credit card and then erase. Any travel purchase is eligible like airbnb, vrbo, amusement park tickets, tours booked on viator and much more. No blackout dates, no transferring points, no waiting, easy. 

The second way you can use your Capital One points is to transfer your points to dozens of airlines at 1:1. So if you spot an award ticket on an airline for 25,000 points, you can transfer your points to that airline instantly and use the points to buy your ticket. Again, easy. 

Sometimes you can even get a better value out of your points this way to depending on how many points you need.

The third way you can use your points is in the Capital One Travel Portal. 

The portal uses the third party platform Hopper similar to Expedia to find flights and hotels. Then each flight or hotel is offered at 1:1 for Capital One points. There is no discount like what's offered through the Chase Travel Portal is you have the Chase Sapphire Preferred or Reserve credit cards. The benefit to booking through the travel portal is that taxes and fees are included. Sometimes when you look at award tickets, the fuel charges are outrageous. 

Not so with the Capital One travel portal, those fees are included in the price. And it looks like you bought the ticket so you earn award miles on the flight or at the hotel. 

However, be warned. The portal will often offer you most basic economy ticket it can find. Cheap, yes. But you may not be able to check or carry on luggage, choose your seat or make any changes. And if there is a change in your flight, Capital One is very good at notifying you, but does not have any authority to change or refund flights without the airline's permission or change code. 

Believe it or not, sometimes getting that permission or change code can be a headache for Capital One and then for you. It can be a very long and frustrating process. Also while you are traveling, Capital One cannot help you rebook your flight or deal with travel changes like if you had booked straight from the airline. 

Something to keep in mind. I love maximizing my points, but sometimes it may not be worth the headache. 

if you are interested in the Capital One Venture X credit card, use my referral link. Right now, you can get a bonus 75,000 points with a $4,000 minimum spend. 75,000 points are 1:1 if you transfer them to airlines or hotels and worth $750 if you cash them in for FREE travel. 

You can check out my trick on how to reach the maximum spend without spending $4,000 right here. 

New $1,000 Bonus Travel Offer On Capital One Venture

 

Great new offer from Capital One! 

Apply for the Capital One Venture credit card and get $250 to use as a travel credit in the Capital One travel portal plus 75,000 points. That's $1,000 in free travel. Wow! The minimum spend is still $4,000 and the annual fee is just $95. 

This offer is equivalent to the Venture X offer, but the annual fee is $300 less. Amazing! 

Read here about my hack to use travel purchases to reach the minimum spend and erase them BEFORE you have to pay. It's crazy!

This is my go to credit card for any purchases that don't earn bonus points on the Chase FREEDOM or Sapphire Reserve credit cards. The Capital One Venture card earns 2x points on all purchases. The beauty of these flexible points is you can transfer points to a dozen different airlines including my new fave FlyingBlue.com, a few hotel chains and of course, you can erase travel purchases. 

The travel credit is only good for travel purchases made in the Capital One Travel portal, but I have found that the portal has improved and is actually quite reliable and easy to use. 

I actually got this card when we were going on a family trip to Costa Rica. By family, I mean extended family trip, you know, like a group of 20 people. The deal was everyone had to pay for their own airfare, but then once in Costa Rica, the trip would be a gift. Pretty sweet! The only other catch is we all had to fly on the same Delta flight. Since I didn't have enough Delta miles for 5 round trip airline tickets, my husband and I each applied for the Capital One Venture card. We charged the plane tickets and everything else to those cards to meet the minimum spend and we ended up getting three of the tickets FREE. 

Now I still like this card, however, I like the Chase Sapphire Preferred and Reserve cards better. Here's why:

• Capital One every purchase earns 2 points per dollar
• Chase Sapphire Preferred and Reserve - most purchases earn 1:1, but dining and travel earn 2:1 and there are categories where you can earn 5:1 if you have Chase FREEDOM, FLEX or INK cards. 
• Capital One points value are 1:1 when you use them to erase purchases
• Chase Sapphire Preferred values points at 1:1.25 if you use them in the travel portal or as a statement credit
• Chase Sapphire Reserve values points at 1:1.5 if you use them in the travel portal or as a statement credit 
• Capital One and Chase offer 1:1 transfer values to airline miles, but Chase offers way more partner airlines and hotels. 

I still think the Chase Sapphire Preferred and Reserve offer more flexibility than the Capital One.  But if you already have the Sapphire cards or the airline partners on the Capital One list work better for you, this is a great option. 

If you decide to give this one a go, consider using my referral link. You get the same great bonus offer and I get a little something for referring you and can use it to bring you more great ideas on how to travel for Almost FREE. 

If you would like to join my travel coaching program, you can use this link.   I would love to help you and your family travel for almost FREE. Use the promo code FREETRAVEL for $50 off. 

How I Scored A Flight To Europe for $50 And 20,000 Points

  

Number one million why I love flexible points! You have been hearing a lot about Chase Ultimate Rewards points these days because of the recently announced incredible bonus offers, but this story is about another brand of flexible points. One that you don't hear about as often and one that doesn't get enough credit. 

How I Scored A Flight To Europe for $50 And 20,000 Points 

We are talking about Avios, the loyalty points program for British Airways, Iberia, Aer Lingus, Qatar Airways and Finnair. But it doesn't stop there because these airlines are part of the One World Alliance that also includes partners like American Airlines, LATAM, and Vueling. 

The flexible part here is that you can transfer the points between the main four airlines depending on which one offers you the best deal. And you can transfer Chase Ultimate Rewards points and Capital One points to Avios too. 

Let's look at the path I took to find this great deal of 20,000 points and $50 on a one way flight from Chicago to Madrid, Spain. 

How I Scored A Flight To Europe for $50 And 20,000 Points 

1. Start with Google Flights to see your options. We find this American Airlines red eye flight for $464 in economy. 

2. Next let's check American Airlines. Now I actually don't have any American Airlines miles and it is not a transfer partner for any flexible points, but let's check anyway. It's being offered for 27,000 miles and $5.60 so that gives us a starting point. We are looking at off peak fares.  

3. I always like to check seats.aero to see what other options may be out there. You can see 90 days out with a free account. 

4. Then I check the Chase Travel Portal and the Capital One Travel Portal to see if the flight is listed and how many points are needed or the price if I decide to buy it in the portal and earn 5x points. 

Now that the Chase Travel Portal has added the "Points Booster", it's always a good idea to look because you never know what you are going to get and it changes constantly. The Capital One Travel Portal is always one cent per point so it's usually a better place to pay cash, earn 5x points and then erase the purchase with your points. In the Chase Travel Portal, the same flight would cost 30,993 points. In the Capital One Travel Portal, the same flight would cost 46,400 points.  Big difference! 

4. American Airlines is in the One World Alliance with British Airways so we try searching there. The same flight shows up for 20,750 Avios and $213. I like the the number of points, but those taxes, Yikes. 

5. So can we do better? Since Madrid is the base for Iberia Airlines and we have a stash of Avios from the Iberia Airlines credit card bonus offer a few years ago, let's see what's happening there. 

Wow! 20,750 Avios and $51.70, now that's a deal. Remember when we mentioned that Iberia is part of the One World Alliance with American Airlines? This deal is for the same American Airlines red eye flight from Chicago to Madrid. Crazy, right?

And guess what? We look for the return flight and snag that one for just 16,000 Avios and $100 taxes. That's how we do it here at Almost FREE Family Travel. 

So if you just got your Chase Sapphire Preferred 100,000 bonus, this could be one way to use those points. Click here to read about other ways. 

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting call or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

 Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

Avios 

20,000 $50 Chicago to Madrid 

16,000 $131 Madrid to Chicago 

Iberia Avios 

Woohoo! Another FREE Travel Success Story!

 

Woohoo! I just booked two round trip flights to Medellin, Colombia on points! And the best part by waiting a few days, I saved 20,000 points. 

I am going to show you how I do this so you can do it too, but if you feel like you need more support, join my Travel Coaching Program. Registration is open now for the second cohort. 

Okay, here's the way to redeem those points and miles:

The first step is to research the destination, which airlines fly there? I use Google Flights to figure that out. You can use the date grid if your dates are flexible to find the best price combination. You can use the price graph to figure out if the cost fluctuates. This is important! 

Once you know which airlines fly to the destination and when the price is the best, you can look at points or miles that will get you there. 

In this case, Copa Airlines had the best flights and it is a member of the Star Alliance. But I don't have any points or miles that transfer to Copa Airlines.

This is when the flexible points come in so handy! Chase Ultimate Reward points and Capital One points are the programs I prefer.  But there are also American Express Rewards and Citi. 

All of these programs are flexible meaning you can use the points for any travel, but the two I prefer have a few key differences. 

• Capital One points are always worth one cent per dollar.  You can either book through the Capital One Travel portal or use the travel eraser to get a statement credit for the purchase. If you have the Capital One Venture X, the $300 travel credit kicks in if you book through the portal too. It's great to have Capital One points for tours, flights on budget airlines, independent hotels and more. You can also transfer the points to several hotel chains and more than a dozen airlines. 

• Chase Ultimate Rewards points can be more valuable depending on which credit cards you have and how you use the points. For example, with the Chase Sapphire Reserve credit card, my points are worth 1.5%. When I book the flight through the Chase Travel Portal, it will only cost 56,374 points even though the price is $845.60. If you have the Chase Sapphire Preferred credit card, then your points are worth 1.25%. 

You can also transfer Chase Ultimate Reward points to dozens of airlines and several hotel chains. You can read here about how to transfer points to Hyatt for sweet deals. 

Just like the prices for flights increase and decrease depending on the day of the week and when you book, it's the same in the travel portals.  So check several times before you finally book so you get the best deal. When I checked this flight the first time, it was priced at 56,374 points, but I wasn't quite ready to book. Then when I was ready to book, the price had jumped to 74,000 points so I waited a few days and it dropped again. 

Sometimes the price drops on Tuesdays and Wednesdays so keep that in mind. 

A benefit to booking flights through the travel portals is that taxes are included. Pretty nice! Some people are hesitant to book through travel portals because they are considered third party instead of booking directly through the airline. I have not had a problem, but it is a personal decision. 

To book your flight through the Chase Travel Portal, login to your Chase.com account and click redeem points, click travel and then follow the prompts just like you would book through expedia or other third party platforms. When you get to the check out, click use points. You can even pay with a combination of points and cash. 

If you want to start earning Capital One points, you can either apply for the Capital One Venture card with a 75,000 bonus, $4,000 minimum spend and $95 annual fee or the Capital One Venture X card with a 75,000 bonus, $4,000 minimum spend and $395 annual fee (this includes $300 travel credit, $100 Global Entry credit and Priority Pass Lounge membership). 

If you want to start earning Chase Ultimate Reward points, we recommend you start with the Chase Sapphire Preferred credit card with a 60,000 bonus, $4,000 minimum spend and $95 annual fee or the Chase Sapphire Reserve credit card  with a 60,000 bonus, $4,000 minimum spend and a $550 annual fee (this includes a $300 travel credit, $100 Global Entry credit and Priority Pass Lounge membership plus 1.5% point value in the portal). 

If you decide to apply for any of those credit cards, please consider using my referral links. 

Hurry, Capital One Venture X 100,000 Bonus Offer Ends March 14th

 

I just scored two round trip flights to Ireland for later this summer! Woohoo! 

Now, I want to share with you how I did it and how you can do it too before the offer ends on March 14th. This one is pretty easy so here goes. Right now, the Capital One Venture X credit card has a 100,000 point offer with a $300 travel credit and a $200 Airbnb credit. The catch is the high minimum spend of $10,000 plus the annual fee of $395. 

How You Can Score 2 Roundtrip Tickets to Europe for FREE

Before that scares you, let's talk about my secret way to eat up some of that minimum spend before you ever pay a bill. 

Capital One actually gives you the bonus before you pay the credit card bill which is different than most other offers. 

Which means, you can actually buy your plane tickets through the Capital One Travel Portal as soon as you get the credit card in the mail and then erase them before you ever have to make a payment if you time it right. Pretty sweet!

You will see the $300 credit go through within a few days. If we assume your plane tickets are similar to mine about $600 each r/t, then you are already $1,200 on your way towards the minimum spend. 

Plus every purchase you make is 2x points so you already have 2,400 points towards FREE travel. 

As long as you hit the minimum spend on your card within 90 days, which you have to in order to earn the bonus, you can erase the charge for the plane tickets.

Let's take a look at that again in steps. 

1. Apply for the Capital One Venture X card before March 14th

3. The $395 annual fee charges to the card, it counts towards your minimum spend. 

4. Charge everything to your new Capital One Venture X card including gas, groceries, property taxes (if the convenience fee is low), tuition payments, household repairs or projects etc. You have 3 months to reach the minimum spend of $10,000. 

6. Buy your flights to Europe through the Capital One Travel Portal, charge them to the Capital One Venture X credit card  Login to your Capital One account, click on travel portal, search for flights and purchase. 

7. A few days after you buy your flights, you will see a $300 travel credit post to your account 

8. When you reach the $10,000 minimum spend, you will see the 100,000 bonus points post to your account. 

9. Now you should have about 120,000 points. You will erase the plane tickets by clicking on cover travel purchases. Each point is worth one cent so 124,894 points equals $1,248.

It's that simple. If you would like to fly for FREE, this is one of the easiest ways to do it. You have until March 14th to apply for the Capital One Venture X credit card and if you would use my referral link, I would appreciate it. 

If you would like to learn more about how to fly FREE and how to earn the companion pass, we have teamed up with Families Fly FREE and would love to invite you to join the club. Click here for more information.  

Thinking About Booking Summer Travel, Read This First!

 

Thinking about crossing the pond this summer? What about heading to Hawaii? Just getting around to making your summer plans? In the past 24 hours, I have received multiple emails from friends wanting to find out how they can travel FREE this summer. 

Usually, I recommend planning at least one year ahead to travel FREE, and if you are interested, click here to find out about the club at Families Fly FREE. But I do have one secret way to score some FREE travel this summer. In fact, I just recommended this secret to a friend wanting to travel end of May.

And I'm going to share this trick with you right now. 

 It has to do with the Capital One Venture X and Venture Rewards cards. These cards have a unique travel eraser tool. So here's the secret, if you charge your travel to these cards to reach the minimum spend, you can actually erase the travel purchase when you get the bonus and BEFORE you ever have to pay the balance due. 

Capital One will actually give you the bonus immediately when you spend the minimum and BEFORE you pay the bill. They do not make you wait until after you pay the balance like most Chase credit cards. 

That means you can actually buy the flights, hotels, rental cars, cruises, and tours as part of your minimum spend and then just erase those purchases. 

Following me here?

Thinking About Booking Summer Travel, Read This First! 

I just did that exact thing for my trip to Ireland. 

Plus the Venture X card comes with a $300 travel credit when you purchase your travel through the Capital One Travel Portal AND 5x points on flights AND 10x points on hotels and car rentals. 

So let's look at my friend's situation. She has already secured her flights to Maui for end of May using her Southwest companion pass, a buy one, get one pass for two years and one of the best travel benefits out there. Awesome! 

Now she would like to splurge for her birthday and stay at the Four Seasons or similar type hotel. But those hotels are running $1,600 per room per night. Ouch. 

If we had more time, we may use another strategy, but since this travel is happening in just a few weeks, I believe this is the best and probably the only option unless of course you have a stash of 500,000 points. 

Here's the strategy:

1. My friend and her partner EACH open a Capital One Venture X card. My friend should open hers and then immediately send her partner a referral link so he can open his card. The referral is worth 25,000 points. 

2. The card bonus offer right now is 75,000 bonus points for a $4,000 minimum spend

3. Purchase 3 hotel nights through the Capital One Travel Portal on my friend's card and 2 hotel nights through the portal on her partner's card. 

4. Quickly, charge another $640 on the partner's Capital One credit card to reach the minimum spend. Maybe a few snorkeling trips in Maui! 

5. The bonus should post pretty quickly, plus the 10x points on the hotel purchase so the purchase will yield 75,000 + 50,400 or 125,400 on my friend's account. 

5. Use the travel eraser to erase nearly one night at the hotel about a $1,300 value. 

6. The $300 statement credit will post immediately as well bringing the annual fee down to just $95. 

7. The referral will net another 25,000 points and you have 90 days to erase travel purchases so once that posts, erase another $250. Since you can erase partial payments, you can continue to chip away. 

Now do the same thing on the partner's Capital One card and bam, at least 2 nights are FREE. If you decide to try this trick, please use my referral link to support this blog. 

Thinking About Booking Summer Travel, Read This First! 

If you want your entire trip to be FREE, you need to plan in advance and I recommend joining me at Families Fly FREE. We have teamed up with my friend and national travel blogger Lyn. She has created a simple system to help families fly free. 

If you would like to check them out, click here and let Lyn know I sent you. :) I'll be sharing testimonials from some happy members and I'll let you know when I'll be offering webinars. 

 

Just returned from two weeks in Ireland, amazing! In the photo, you can see my family and I on a five mile hike along the top of the Cliffs of Moher. Fabulous! We also spent time in Dublin, stayed the night in a castle and took the Black Taxicab Tour in Belfast. 

And guess what? The trip from soup to nuts cost approximately $1,000 for all four of us. Yep, that includes flights, hotels, rental car, food and tours. 

I am going to break it down for you step by step so you can see how we did it. 

• Flights - erased with Capital One points and Chase Ultimate Rewards 
• Hotels - IHG points and a FREE night certificate, Marriott points, erased Airbnb.com reservations with Chase Ultimate Rewards points and Capital One Venture X $300 promotion credit
• Tours - Erased some with Capital One points 
• Dining - Erased with Chase Ultimate Reward points 
• Parking - Erased with the Chase Sapphire Reserve travel credit 

My goal is to teach everyone how to fly and stay for FREE so travel is accessible for all families. 

My Two Week Family Trip To Ireland Cost Only $1,000 

Step1 

The first thing I work on when planning a trip are the flights. Now that may seem so logical to you, but I have met people who book their hotels first. Wrong! 

You have to book the flights first because sometimes in order to get FREE flights, you have to be flexible with your dates/times and even destination. For example, it might be cheaper to fly to Paris and then catch a budget airline over to Dublin than to fly directly. 

For this trip to Ireland, we knew we wanted to leave around the end of June. Aer Lingus is the obvious airline of choice and usually it offers the best points deals. I had earned the 100,000 Avios bonus a few months back and planned to use those points to get us there. 

But when I started searching up flights, the fuel charges were so outrageous, it would have cost me 50,000 points plus $282 for each ticket. That's not FREE. 

So I checked American Airlines, Delta and United, but it was the same problem. Outrageous fuel charges. 

My next step was to look at the travel portals. Both Chase and Capital One offer travel portals where you can use points to "buy" your flights. 

Each portal works a bit differently and you can read about them here. 

After researching both portals, my best option was to book tickets for my husband and myself through the Capital One travel portal and "erase" the purchase with points. Those tickets cost us 55,000 points each, but no fuel charges. My husband had earned the points through the 100,000 bonus points Capital One Venture X credit card offer. Read about my ultimate Capital One Travel Portal hack here! 

And to buy my daughter's flight through the Chase Travel Portal on my Sapphire Reserve account with points. Since the Sapphire Reserve offers 50% bonus on points when you book through the portal, her round trip ticket cost 33,000 points. Read about the what you need to do before you book your flight through the Chase Travel Portal. 

My son was already in Europe. 

My Two Week Family Trip To Ireland Cost Only $1,000 

Step 2

Now that we have flights secured, we move onto hotels. I use awardmapper.com to check the areas for hotel chains. I notice there is a Holiday Inn Express Dublin City Centre that has rooms available. I cash in a FREE night certificate for the first night and then book three nights on points. IHG offers buy 3 nights with points and get a 4th night FREE. Now we have the first 5 nights covered for 89,000 points. We had earned those IHG points a few years back with a bonus on the IHG credit card. 

Back to awardmapper.com to check Belfast for hotels and bam, an AC Hotel by Marriott offers rooms for just 21,000 points per night. I'll take two nights there please. 

The rest of the nights, I book on Airbnb.com using my Chase Sapphire Reserve credit card which is running a promotion where you can use points to erase Airbnb.com purchases. 

The Capital One Venture X also came with a $300 credit on Airbnb.com so I used that to pay for the night in the castle.  

Now all the hotels are FREE. 

My Two Week Family Trip To Ireland Cost Only $1,000 

Step 3

I book the rental car and due to a technical issue at pick up end up paying for it on the Chase Sapphire Preferred credit card so I'll end up paying for that one. 

Step 4

While on the actual trip, I use the Chase Sapphire Reserve credit card to pay for all parking and dining. This card comes with a $300 travel credit so as we charge travel, it's erasing the charges. It also earns 3x points on dining and then when I return home, I erase another $700 worth of purchases with the pay myself back program.  Some may argue that you can get more value out of the points by transferring them to an airline, but it all depends on your travel plans. 

My Two Week Family Trip To Ireland Cost Only $1,000 

Step 5

I rent my house when I go on vacation and use those funds to pay for the trip too so that covers almost all the rest of the purchases less $1,000. 

Does it take some work and some planning, yep, is it worth it? Family time, memories and a chance to visit a beautiful country. I think so! 

If you want your entire trip to be FREE, you need to plan in advance and I recommend joining me at Families Fly FREE. We have teamed up with my friend and national travel blogger Lyn. She has created a simple system to help families fly free. 

If you would like to check them out, click here and let Lyn know I sent you. :)

If you are thinking about applying for the Chase Sapphire Preferred card, please use my referral link. 

If you are thinking about applying for the Capital One Venture X credit card, please use my referral link.