You Got Capital One Lounge Access, Now What?

 

Enjoying an alberol spritz in the Capital One Lounge in Denver! So even though my flight was delayed, I was able to charge my phone, do some work, enjoy a drink or two and a nice meal. 

Lounge access comes with my Capital One Venture X credit card. In fact, I added my three children as authorized users which is FREE and they get lounge access too. Well worth, the $395 annual fee. 

But while I was waiting in line, I heard so many people confused about how lounge access works and how much it costs. 

So let's try to sort this out. 

You Got The Capital One Venture X Lounge Access, Now What?

For simplicity, I am going to focus on the Capital One Lounges (currently in Washington DC Dulles, Denver, Dallas and coming soon to Las Vegas) and the Priority Pass (a network of 1,600 lounges worldwide). I know there are other lounges out there for business class and various airlines, but we are just going to focus on these. 

First question, how do you get lounge access:

• Capital One Lounge - Capital One Venture X credit card holders get unlimited lounge access for Capital One Lounges. They can also bring two guests with them. Capital One Venture credit card holders get 2 lounge passes per year. 
• Priority Pass Lounge - Capital One Venture X credit card holders get membership included as a benefit for the card holder and authorized users. Chase Sapphire Reserve credit card holders get membership for the card holder only. Amex Platinum and Business Platinum cards holders also get membership included. Chase Sapphire Reserve, Amex and Capital One Venture X card holders can bring two guests. 

The Chase Sapphire Reserve credit card used to include a restaurant benefit as well which was awesome, but it dropped that benefit in July 2024. 

You Got The Capital One Venture X Lounge Access, Now What?

Once you activate your membership online to the Priority Pass, you will get a card in the mail and a digital card that you show at the lounge entrance along with your boarding pass. You can download the app and find lounges worldwide. 

You can only visit the lounge while you are waiting for a flight departure and not  upon arrival unless you are connecting to another flight. 

For the Capital One Lounges, you show your boarding pass and your Capital One credit card. Since there are only three lounges currently, they are packed and often have a waitlist. 

It's a good idea to get on the wait list, but it's a bit tricky to find in the app. 

You Got The Capital One Venture X Lounge Access, Now What?

• Login to your Capital One account
• Click on Explore rewards and benefits
• Click on Lounges in the upper right corner
• Click on the lounge
• You will see the current capacity and then a button to join the waitlist 
• Once you do that, you will get a text when it is your turn to enter 
• You have 10 minutes to show up or you will lose your turn and have to join the waitlist again

Both the Capital One Venture X and Venture card come with a 75,000 bonus for a $4,000 minimum spend. The Venture X carries a $395 annual fee, but you get a $300 travel credit, $120 Global Entry credit, Priority Pass membership and Capital One lounge access for the card holder and up to 4 authorized users for FREE. The Venture card only carries a $95 annual fee and comes with 2 lounge passes each year. 

The Chase Sapphire Reserve carries a hefty $550 annual fee, comes with a $300 travel credit, $120 Global Entry credit, Priority Pass lounge access and 1.5 to 1 value for Chase Ultimate Rewards points in the travel portal. 

Both Capital One and Chase Ultimate Reward points are considered flex points and can be transferred to dozens of airlines and hotels. 

If this sounds interesting to you, I recommend going through my points and miles course which includes a 1:1 strategy session with me, a custom tracker and ongoing group coaching. Let's get you traveling for almost FREE and making those priceless memories!