Wednesday, December 10, 2025

Your Ultimate 10-Day Portugal Adventure


Portugal truly has it all. Wine that'll make you reconsider your drinking habits (in the best way), beaches carved into dramatic cliffs, rivers winding through ancient valleys, narrow cobblestone streets that were definitely not designed for modern cars, and yes, that famous yellow tram. I traveled from the sun-soaked Algarve in the south all the way north to the terraced vineyards of the Douro Valley and the vibrant streets of Porto, with plenty of stops in Lisbon and charming villages along the way.

This is my 10-day itinerary that actually worked – no rushing, no FOMO, just the right balance of sightseeing and soaking it all in. And if you want help booking this luxury trip for less? Reach out to me.

Getting There: The Flights ✈️

My family flew to Lisbon using points and miles, but here's where it got interesting: we were coming from four different cities, arriving and departing on different days, and arriving and departing on different flights to and from different destinations. Chaos, right?

Actually, it was both complex and simple at the same time. Simple because we were essentially four solo travelers with some flexibility, which makes award bookings much easier to piece together. Complex because keeping track of everyone's itinerary required a detailed spreadsheet and possibly too much coffee.

Want the full breakdown? You can read about exactly how I used points and miles for these flights here.

Days 1-3: Lisbon ☕

Lisbon hits different. Europe's second-oldest capital somehow manages to feel both ancient and alive, with its hilltop neighborhoods cascading down to the Tagus River. The tile-covered alleys of Alfama will have you stopping every five steps for photos, while the contemporary buzz keeps things fresh.

My top picks:

🚶‍♀️ Start with a FREE walking tour – I do this in every city I visit. You'll get the history, the layout, and those crucial local tips about where to actually eat (not the tourist traps).

🚋 Tram 28 – Hop on and let it rattle you through the historic districts. Pay on board, around €2.50. Yes, it's packed with tourists, but there's a reason for that.

Maritime Museum – Give yourself 2-3 hours here. Portugal's seafaring history is wild, and this place tells it well.

🏛️ Carmo Convent – The roofless ruins are hauntingly beautiful.

📚 Baixa district – Wander through and pop into Livraria Bertrand, the world's oldest bookstore. It still smells like old paper and possibilities.

🌅 Sunset viewpoints – Miradouro da Graça and Miradouro Senhora do Monte are where you want to be when the light turns golden.

🍴 Mercado da Ribeira – Food stalls galore when you need a quick bite.



The Pastéis de Nata situation 🥐

Look, you're going to eat approximately 47 of these custard tarts. Here's where to find the best ones:

  • Manteigaria
  • Fábrica de Nata
  • Pastelaria Santo António
  • Pastéis de Belém (the original from 1837 – yes, there will be a line)

Days 3-5: Sintra & Douro Valley 🏰🍷

Sintra is basically a fairy tale that wandered into Portugal and decided to stay. Castles everywhere you look.

Pro tip: Do NOT drive into the town center. Just don't. Park outside and walk in, or take the train from Lisbon as a day trip. If you must drive, grab a parking meter spot (download the parking app so you can add time remotely) and hoof it from there.

There are dozens of castles here. Take a FREE walking tour to see most from the outside, then pick your favorite 2-3 to explore inside. Pena Palace is the famous colorful one on the hill – you'll need to bus up from town to reach it.

🍰 Must-try: Stop at Periquita (on the corner in town center) for local pastries that'll ruin your diet plans.

Douro Valley 🌄

This is where Portugal gets serious about wine and scenery. Most people day-trip from Porto, but I'm begging you – stay overnight. The valley at sunset, with a glass of wine in hand? That's the moment you'll remember.

🏡 Where to stay: Book a vineyard like Quinta da Portela. We spent two nights here, and our host brought breakfast baskets to our villa each morning – fresh pastries, yogurt, eggs, coffee, homemade jams. After a private wine tasting on the terrace overlooking the vines, I never wanted to leave.


🍷
Wine tastings: We did two, both around €20 per person:

  • D'Origem – Started with an olive oil factory tour, ended with wine tasting on a deck with valley views that'll make your Instagram followers jealous
  • Second vineyard (closer to our quinta) – More commercial vibes but held in an atmospheric wine cellar at a gorgeous table

Also available: hiking, biking, and boat tours on the Douro River.

Days 5-7: Porto 🌉

Porto just works. The history, the architecture stacked on hillsides, the entire culture built around Port wine – it's got everything.

🚶 FREE walking tour alert – I love Guruwalk but there are lots of tours available. They focus on the old historic center, which is where Porto's soul lives. After the tour, head downhill to where the magic really happens.

The Riverfront 💙

Seven bridges span the Douro here, with water taxis zipping underneath. The views are absolutely breathtaking – you can walk for hours along the promenade, ducking into shops, grabbing petiscos (Portuguese tapas), and watching street performers.


🍷 Port cellars – All located across the river in Vila Nova de Gaia (thanks to old tax laws). Dozens to choose from, but we loved Ferreira, one of the oldest producers. The cave and cellar tour is fascinating, ending in a proper tasting room where we sampled ruby, white, and tawny ports. Tours run about €20 per person.

🏛️ Palácio da Bolsa – Get tickets (around €11) if you can. Even if you've seen your share of palaces, this one will drop your jaw. Trust me on this.

Days 8-10: Algarve 🏖️

Portugal's southern coast delivers on natural beauty, dramatic cliffs, and that perfect beach vacation energy.

Base yourself in Lagos so you're not packing and unpacking every day.

🚣 Benagil Caves – Absolutely unmissable. Choose between a boat tour or kayaking (heads up: the ocean can get choppy). The view from the water looking back at those golden cliffs is stunning. Plus, you'll hit a secret beach and explore a hidden tunnel.

Other options:


Want more personal help planning your next trip? Book a 1:1 consulting calldownload my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 















Friday, December 5, 2025

Stack, Stack, Stack To Earn The Most Points And Miles


This is the best time of the year to earn so many extra points and miles! The secret is to
stack the offers when you are doing your holiday shopping online. A few things to keep in mind, you don't have to use the credit card that matches the shopping portal. For example, you can shop in the Southwest Shopping Portal, but pay with your Capital One credit card to get 2x points. Make sense?

 I'll give you several examples that I've actually done in the past week. 



Example #1 
Southwest Shopping Portal is offering 1,000 extra points if you spend $200 in the portal. That's easy, let's stock up on pet food. 



The Southwest shopping portal is also offering 2 points per $1 spent on purchases at Chewy. Awesome. Then we pay for our purchase with Paypal and our Chase FREEDOM FLEX credit card which nets us 5x points since this card has the 5x bonus rotating categories. 
So this one pet food purchase should earn:
  • 1,000 bonus Southwest points 
  • 400 Southwest points 
  • 1,000 Chase Ultimate Rewards 


Example #2
I was referred to Rakuten.com and bought flowers for a friend through 1-800flowers. I spent $65 on flowers, but got a FREE $50 for following the referral link plus 10% bonus cash back. Then I linked my Bilt account with my Rakuten account. Rakuten transferred more than 5,000 points into my Bilt account. You don't need a Bilt credit card, just create an account. Be sure your email is the same on both accounts. Woohoo! When I'm ready I can transfer the Bilt points to dozens of airlines or hotels like Air France, KLM, Southwest, Hyatt and more. On the first of the month, Bilt offers transfer bonuses too so I may be able to squeeze more value out of those points. 

So this flower purchase earned:
  • $50 referral cash 
  • 10% cash back 
  • 5,500 Bilt points that I can transfer the points to dozens of airlines or hotels

Example #3



I wanted to buy a new Iphone, Capital One Shopping was offering 10% back on Apple purchases and I could pay for the phone with Paypal and my Chase FREEDOM FLEX credit card for 5x Chase Ultimate Rewards points. 

So this phone purchase earned:

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting calldownload my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

Thursday, November 20, 2025

Holiday Shopping Portals Offer Big Bonuses

It's almost that time of the year again! The holidays. Whether you give big gifts or small gifts or you plan to gift to charity, you can earn extra points for your online purchases. 

Holiday Shopping Portals Offer Big Bonuses 

How you ask? By taking that one extra step and making your purchase through a shopping portal. Most of the airlines, some credit cards and even a few hotel chains have shopping portals. 

Already we are seeing some bonus offers! 
  • Alaska - Earn 300 bonus points when you spend $100, 750 when you spend $350 or 1,500 when you spend $650. 
  • American - Earn 500 bonus miles for spending $200, 1,500 for $700 or 4,000 for $1,600 in total purchases. This is big because it doesn't have to be one purchase, it can be multiple purchases from different stores. 
  • Delta - Earn 400 bonus miles for spending $200, 1,000 bonus miles for $500 or 4,000 for spending $1,500. 
  • Southwest - Earn 400 bonus points when you spend $100, 1,600 when you spend $400 or 4,000 for spending $900.
  • United - Earn 500 bonus miles when you spend $125, 2,000 bonus miles when you spend $500 or 5,000 for $1,100. 
These are just some examples, but your first step before making any online purchase is to check cashbackmonitor.com for the specific store. From there, you can see if there is an elevated offer for that store and then you can see if there is a bonus offer being offered by the platform. 

Holiday Shopping Portals Offer Big Bonuses 


The other thing to take into consideration is your travel strategy. Are you trying to collect points or miles on a certain airline or hotel? If so, then target that shopping portal. Flying Blue often has huge bonuses! 

Another interesting fun fact is that you don't have to use the credit card associated with that shopping portal. For example if you use the Chase Shopping Portal to earn 3x points at Chewy.com, you could use your Capital One Venture X credit card to pay for the purchase to earn 2x points. 
We call this strategy "stacking". I've seen some people double and even triple stack! 
Let me know the creative stacking you come up with. 

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting calldownload my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 



Monday, November 17, 2025

Capital One Venture X Launches A 100,000 Bonus Offer


🔥 Capital One Venture X just launched a whopping 100,000 point bonus offer! Wow! This is the highest offer we have seen for this card. The minimum spend is also high at $10,000, but you have 6 months to reach that spend. 

Capital One Venture X Launches A 100,000 Bonus Offer

We love the Venture X because the annual fee is $395, but you get a $300 travel credit in the Capital One Travel Portal, 2x points on every purchase, $120 Global Entry credit, 10,000 bonus points on your anniversary valued at $100 and Priority Pass and Capital One lounge access. 

What can you do with 100,000 Capital One points? Oh so much. You can read about how I have used Capital One points in the past here. 

1. If you spend them in the portal or use them to erase travel purchases, they are worth $1,000 in travel

2. If you transfer the points to any of the dozen or so airlines and hotels,  they can be worth so much more. For example:

  • 18,750 points on Flying Blue (KLM and Air France) from the US to Europe in economy 
  • 16,000 Iberia Avios from the US to Spain (transfer to British Airways or Finnair and then transfer to Iberia)

Capital One Venture X Launches A 100,000 Bonus Offer

That's just a start to the incredible travel savings! If this card is too hefty, the Capital One Venture card carries just a $95 annual fee and right now offers a bonus of 75,000 points for a $4,000 minimum spend. 

We don't have an end date on this offer yet. 

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting calldownload my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 



Friday, November 7, 2025

Bilt and Rakuten Team Up: More Points For You!

 


Woohoo! Great news from Bilt and Rakuten. Two big announcements: 

1. Bilt is going to make it so you can earn points and miles when you make your mortgage payment. Now that's a game changer. You can read all about how you can currently use Bilt to earn points on your rent payments. But starting in February 2026, Bilt will be offering three new credit cards. These new cards will make it so you can also earn points and miles on your mortgage payment. Since most people earn zero points on this payment now, this is huge. For most of us, it's our biggest purchase of the month. We don't know the details of the new cards yet, but we should hear in January. For existing Bilt credit card holders, Bilt says the change will be seamless. Watch for details in January. 

2. The second big announcement, Bilt is teaming up with the shopping portal, Rakuten. Instead of earning cash back with Rakuten, now you will be able to earn Bilt points specifically 1,000 points for every $10 cash back. Pretty sweet!
You will need to link your two accounts and specify Bilt as your payment preference. Cash back points will deposit quarterly into your Bilt account. The emails on both accounts must match to use this option. 

Two great announcements. If you do not have a Rakuten account yet, you can sign up here. If you use my link, when you spend $50, you will get a $50 bonus or link your Bilt account and that's 5,000 points.
 Yep, that's free money! 

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting calldownload my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 






Tuesday, November 4, 2025

Points Ecosystems: A 4-Person Portugal Field Test

 


Points Ecosystems: A 4-Person Portugal Field Test ✈️

Portugal is absolutely one of those bucket-list destinations! Sun-drenched cities, incredible food, and history around every corner. Even better? With some clever planning, it’s also an incredibly affordable one. Before we dive into what to eat and see in Lisbon and Porto, let's look at the most exciting part: free flights!

I often hear from clients who get stuck at the points-redemption stage. They have the points, they want to book, but they freeze up worrying they aren't getting the best deal or doing it "right."

I’m about to show you that there isn't one "right way." There are many different ways to get to the exact same destination using different combinations of points and miles, and all of them are wins! Hopefully, this case study takes some of the pressure off your next big booking.


The Ultimate Points Challenge

Recently, my family of four headed to Portugal for a much-needed getaway. But this wasn't a simple round-trip for four. Because of different schedules and starting points, we were traveling from four different cities on four different days to converge on Lisbon.

This logistical challenge turned into a perfect, real-life points-and-miles case study, demonstrating how powerful diverse redemptions can be. Here’s a look at the strategy for each traveler:

Traveler 1: The Multi-City Mixer

  • LAX → MAD | Nonstop via Iberia Airlines | 18,000 Iberia Avios + $60 | |
  • Seville (SVQ) → LIS | Positioning flight (booked via portal) | 8,000 Chase Ultimate Rewards (UR) 
  • ATH → CDG → LAX | Return via Air France/KLM (Flying Blue) | 20,000 Chase UR (transferred to Flying Blue) + $80 
  • Total Cost | | 46,000 points + $140 | The takeaway here is using Avios for low-tax redemptions and then transferring Chase points to a partner (Flying Blue) for the long-haul return.

Traveler 2: The Direct & Diversify

  • LAX → LIS | Direct via TAP Portugal (booked via portal) | 22,000 Chase UR 
  • OPO → AMS → SAN | Return via KLM (Flying Blue) | 20,000 Chase UR (transferred to Flying Blue) + $80 
  • Total Cost | | 42,000 points + $80 | A great reminder that sometimes the easiest redemption is through a portal (Chase) for the outbound, while a partner transfer (Flying Blue) is best for the inbound.

Traveler 3: The Flying Blue Promo Fare Hunter

  • SFO → CDG → LIS | Air France Promo Fare | 18,750 Chase UR (transferred to Flying Blue) + $120 
  • LIS → AMS → SFO | KLM Promo Fare | 18,750 Chase UR (transferred to Flying Blue) + $177 | | 
  • Total Cost | | 37,500 points + $297 | This person shows the magic of Promo Fares. They saved the most points overall by being flexible with connections and leveraging a great monthly transfer bonus.

Traveler 4: The Avios Madrid Hub Master

  • ORD → MAD | Iberia Avios Redemption | 20,750 Iberia Avios + $67 
  • LIS → MAD | Cheap cash positioning flight | $50 
  • MAD → ORD | Iberia Avios Redemption | 16,000 Iberia Avios + $36 
  • Total Cost | | 36,750 points + $153 | The Avios sweet spot is real! By routing through Madrid, they used significantly fewer points for a transatlantic trip and spent only a little extra cash on the positioning flight.

The Grand Total & The Earning Strategy

To move four people from four different starting points across the Atlantic, we used:

Total Points and Miles Redeemed

  • Chase Ultimate Rewards: Approximately 107,500 points

  • Iberia Avios: 45,750 Avios

  • Total Cash Paid (Taxes/Fees/Cash Leg): ~$670

That’s four transatlantic flights and two positioning flights for minimal cash! 🤯

How We Earned the Points

Now for the second most-asked question: How do you have so many points?

  • Chase Points: My large stash came primarily from my Player 2 (P2) downgrading his Chase Sapphire Preferred credit card earlier this year and immediately reapplying to snag a huge 100,000-point welcome bonus. This is a classic, powerful strategy.

  • Iberia Avios: I earned 100,000 Iberia Avios a few years ago when Chase offered a whopping bonus on their co-branded Iberia Visa. I canceled the card after a year, but I kept the points alive by making a small, occasional purchase through the Iberia Shopping Portal—a simple trick to prevent expiration!

That's how it's done! Once you knock the big ticket item—the flights—out of the park for practically free, then you can relax and move on to redeeming for hotels, activities, and rental cars. If you aren't using points yet, focus on earning them for your next big trip. It’s absolutely worth the effort!

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting calldownload my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 






Friday, October 31, 2025

One More Chance To Earn The Southwest Companion Pass!


If that 120,000 Southwest bonus offer for a $10,000 minimum spend was a bit too hefty for you, now you have another chance! 

Southwest just launched 85,000 bonus offer for just $3,000 minimum spend on all three of their personal credit cards. Depending on which benefits you want, the annual fee will range from $99 to $229. 

  • 2x points on groceries or restaurants or gas stations
  • Points earned on your anniversary date
  • Seat selection 
  • Upgrade option for more legroom 
  • Qualifying points towards A List 
  • Flight discount promo code 

All the cards include one FREE checked bag for you and up to 8 people on your reservation including your companion pass.  Which one is best for you? Depends on the benefits you will use and where you spend the most money, groceries, restaurants or gas stations.

This is a pretty great offer and better than the usual 50,000 bonus offer. 

The catch here is that if you want to earn the Southwest Companion Pass, you will still need to apply for  a business credit card or earn the points through flying, booking hotels or just using the card for purchases. You earn the Southwest Companion Pass when you collect 135,000 Southwest points in a calendar year. 

The Southwest Companion Pass is a BOGO on any flight anytime anywhere Southwest flies. Now that the airline is going to fly to Alaska and the Caribbean, it might save you a lot of money. I have had the companion pass for the past 8 years and it has saved my family thousands of dollars. 



You can read here about how we time this process so you earn the pass for almost two entire years! 

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting calldownload my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities.