Chase Ink No Annual Fee Card Offers Big Bonus

 

Woohoo! Chase just upped the offer on its no annual fee business cash card to 90,000 bonus Chase Ultimate Reward points when you spend $6,000 in the first three months. 90,000 points are worth approximately $900, but can be worth much more if you combine them onto another card. 

This is a great offer IF you already have or can also apply for a Chase Sapphire Preferred, Chase Sapphire Reserve or Chase Ink Business Preferred credit card. Why? Because the Ink Cash card does not allow you to take advantage of all the ways to use your Chase Ultimate Rewards on travel. 

But you can transfer your 90,000 points to another card that does offer the travel opportunities like the travel portal and transferring points to airlines and hotels. Make sense?

The Ink Business cash card also earns 5x points at office supply stores, streaming services, internet, cable and phone. 

Capital One Venture X New 90,000 Point Bonus Offer

 

Capital One released this very quiet 90,000 bonus offer for the same $4,000 minimum spend. It was discovered by our friends at Doctor of Credit so who knows how long it will stick around. 

Capital One Venture X comes with a $300 annual travel credit plus $100 Global Entry credit and Capital One and Priority Pass Lounge access. You also get a 10,000 point bonus on your anniversary. All of this balances out the $395 annual fee. 

I like Capital One because the points are so flexible. You can transfer them to dozens of airlines and hotels plus you can use them to erase travel purchases and to buy travel in the portal. Though sometimes you need to be careful when booking through the portal. 

You earn 2 points per dollar on everything so it's a great everyday card. The 90,000 bonus offer is equal to $900 in travel. 

You are only eligible for a Capital One bonus every 48 months so if you have had this card before, be sure to check the date that you got the bonus. And if you or your partner have a Capital One Venture X card, it may make more sense to refer the other person to the regular offer to get the referral bonus which is worth 25,000 points. 

How You Can Earn 5x Chase Ultimate Reward Points Using Paypal

 

Woohoo! I love when Paypal is one of the bonus categories! Chase announced the bonus categories for the Chase FREEDOM and FREEDOM FLEX cards for Q4. 

And Paypal made the list! It's awesome when Amazon makes the list, but apparently not this year. 

However, you can pay for almost everything using Paypal so it's time to rack up the points this holiday season. 

How You Can Earn 5x Chase Ultimate Reward Points Using Paypal

The Wholesale clubs category is a bit tricky. Gas does not count and Costco does not take Mastercard so it's a bit limiting. 

Chase FREEDOM FLEX is one of my favorite go to cards since there is no annual fee and you can rack up the points with the bonus categories. You can also get a $200 bonus for a $500 minimum spend. 

How You Can Earn 5x Chase Ultimate Reward Points Using Paypal

This is a great card to pair with a Chase Sapphire Preferred or Reserve or Ink Business Preferred 

Why? Because once you earn the points, you get more value out of them if you transfer them to the Preferred, Reserve or Ink card. You can read all about it here. 

You have to activate the bonus categories by December 14th and it is retroactive. 

Happy Shopping! 

Yet Another Reason Why I LOVE Chase Ultimate Rewards

 

I've used Chase Ultimate Rewards to travel all over the world for FREE. The points came in very handy to erase Airbnb reservations (this promotion ended) and for flights when we visited the Perito Moreno glacier in Patagonia, Argentina. 

I love CUR rewards because they are so flexible. If you don't know where you want to stay or where you will be traveling, then these points are for you. That's because you can transfer them to dozens of different airlines and three hotel chains, Hyatt, IHG and Marriott. 

Sometimes the deal is even better transferring CUR than using the points in the travel portal and sometimes the portal is a better value. 

Yet Another Reason Why I LOVE Chase Ultimate Rewards 

Here is an example that happened just last week. 

I had my eye on the Hyatt in Evanston, Illinois, just outside of Chicago for an upcoming trip. 

The cash price was showing $350 per night, ouch! 

In the Chase Travel Portal, it was showing $320 per night or 48,005 points. I get 50% more value for my points in the portal because I have a Chase Sapphire Reserve credit card. The Chase Sapphire Preferred gets 25% more value in the portal.  

But when I checked the Hyatt website, standard rooms are just 12,000 points per night. 

Woohoo! That means by transferring CUR to Hyatt at 1:1 cuts the number of points needed in half and has a value of $740. Nice. 

It's simple to transfer CUR points to dozens of airlines and hotel chains. When you log into your Chase.com account and click on redeem points

Then click on the menu in the top left hand corner and choose transfer to travel partners. 

CUR points transfer immediately to Hyatt and you must transfer in 1,000 point increments. Sometimes Chase will offer a bonus when you transfer. 

You will need to create an account with the EXACT name on your Chase account BEFORE you attempt to transfer the CUR points. 

Once you submit, you cannot get the CUR points back so be certain this is what you want to do. 

When I transferred to Hyatt, the points showed up immediately in my new Hyatt account and I could book the hotel in Evanston. Amazing! 

Yet Another Reason Why I LOVE Chase Ultimate Rewards 

Right now, the Chase Ink Business Preferred credit card is offering a 100,000 CUR bonus with a $8,000 minimum spend. It's a hefty minimum spend, but usually it is set at $15,000 so you might say this minimum spend is a bargain. If you have a big expense coming up or can handle the minimum spend, this bonus can be worth thousands of dollars. 

We are hearing this bonus may end September 23rd.