Showing posts sorted by date for query chase points why i love. Sort by relevance Show all posts
Showing posts sorted by date for query chase points why i love. Sort by relevance Show all posts

Tuesday, April 14, 2026

Atmos Rewards Is Back With a 100,000-Point Bonus 🎉


Atmos Rewards (Alaska Airlines) just brought back its 100,000-point bonus offer — and this one is worth paying attention to.

I usually steer my clients toward flexible point programs like Capital One, Chase Ultimate Rewards, and Amex. But after jumping on this offer last year, I can confirm that Atmos Rewards holds its own when it comes to flexibility — especially for families.

Why Atmos Points Are More Flexible Than You'd Think ✈️

Alaska Airlines partners with 13 alliance members, including some heavy hitters:

  • American Airlines
  • British Airways
  • Aer Lingus
  • Qatar Airways
  • Singapore Airlines
  • Cathay Pacific
  • Fiji Airways
  • Finnair
  • Iberia
  • Japan Airlines
  • Malaysia Airlines
  • Qantas
  • Royal Air Maroc
  • Royal Jordanian
  • Sri Lankan Airlines

That's a lot of booking options. To put it to the test, I ran a few searches:


  • San Francisco → Sydney, Australia — multiple options on Fiji Airways and American Airlines ✅
  • New York → Madrid, Spain — solid choices on Iberia and American Airlines ✅

  • Seattle → Tokyo — non stop even business class bookable on Hawaiian Airlines  ✅

Could you sometimes find a better deal booking directly, say on Iberia using Avios? Possibly. But Atmos points shine when you need options fast. A client of mine needed a last-minute flight to Austin — cash prices were brutal, but we found a redemption for just 12,500 Atmos points. That's the kind of win that makes keeping a points stash worthwhile. 🙌

The Two Card Offers Right Now 💳

Summit Card — 100,000-point bonus

  • Spend $6,500 in the first 3 months
  • $395 annual fee
  • Perks: 50% flight discount code, 8 lounge passes, and a 25,000-point global companion award

Ascent Card — 80,000-point bonus

  • Spend $4,000 in 4 months
  • $95 annual fee
  • Perks: 50% flight discount code, $99 companion fare, and one free checked bag for you and up to 6 guests

Both are genuinely strong offers. Whether you go big with the Summit or keep it lean with the Ascent, having a healthy Atmos points balance gives you real booking power when you need it most. 🗺️

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. 

Or you can book a consulting call with us for just $100. I would love to help you make priceless family memories affordable. 

***In honor of every new paid client, we will make a donation of 10% to one of our favorite charities. 

Tuesday, March 31, 2026

You Have the Points—So Why Are You Still Paying Cash for Flights? ✈️


Both new clients I met with this past week had a serious stash of points and miles—and were still planning to pay cash for their next flights. 🤔✈️

The first client had 800,000 Chase Ultimate Rewards points sitting in their account… and had just purchased a flight to the East Coast. When I asked why, she said she was saving them for a “big trip someday.”

Family trip to Finland to see the Northern Lights

The second client? 2 million Amex points. Yes, really—two million. And they were about to pay cash for round-trip flights to Europe.

And here’s the kicker: both are still actively earning points every month.

This isn’t unusual. I’ve seen it over and over:

So what’s going on? Why do smart, points-savvy people collect all these miles… and then not use them?

I asked ChatGPT, and the answer lines up exactly with what I see in real life:

1. Mental accounting
Points feel like a “special” currency—too valuable to touch. Cash feels easier to part with. If you have a steady paycheck, paying $500 for a flight doesn't seem like as much as paying 50,000 points even though it's the same value. 

2. Loss aversion
It took effort to earn those points, so spending them feels like losing something.

3. Endowment effect
Once you have a big balance, it starts to feel like something to protect. People hold out for a “perfect” redemption that rarely happens.

4. Optimization paralysis
Transfer partners, award charts, dynamic pricing…it can get complicated fast. When people aren’t sure they’re getting the best value, they freeze—and default to cash.

5. Future fantasy vs. present reality
Points get saved for a dream trip someday, while real trips—family visits, college tours, quick getaways—get paid in cash.

Here’s the reality:
Points and miles don’t get more valuable over time. They quietly lose value. Meanwhile, your travel life is happening now.

Once we talked it through, each of these clients made a shift:

  • 800,000 points → used 100,000 for a round-trip flight to Europe ✈️
  • 100,000 points → used 40,000 for a round trip California trip 🌴
  • 225,000 points → used 40,000 for a round trip West Coast flight 🌊
  • 2 million points → used 492,000 for two round trip business class flights to Europe 💺✨

Did they use their points well? Yes. The round trip business class flights to Europe priced out at $14,000.  
Do they still have plenty left? Also yes. That same client has 1.5 million Amex points left. 
Are they still earning more? Absolutely.

Over the water bungalow in Moorea paid with points

And maybe most importantly—they’re actually enjoying the benefits of what they’ve earned.

If you’re sitting on a pile of points and thinking about paying cash for your next flight, let’s take a look before you book. A quick consult can save you thousands of points—or help you finally use them with confidence.

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. 

Or you can book a consulting call with us for just $100. I would love to help you make priceless family memories affordable. 

***In honor of every new paid client, we will make a donation of 10% to one of our favorite charities. 




Sunday, December 21, 2025

The Chase Combo That Changed My Points Game 💳✨

The Chase Freedom Unlimited + Sapphire Combo That Changed My Points Game 💳✨

Want to know a points-earning strategy that actually makes sense? Pair the no-annual-fee Chase Freedom Unlimited with either a Sapphire Preferred or Reserve card. (I've got a full breakdown of how this duo works )


Here's why this matters: The Freedom Unlimited earns 1.5 points on literally everything, plus 3x at restaurants and drugstores, and 5x on travel booked through Chase. The real magic happens when you transfer those points to your Sapphire card—suddenly they're worth way more when you redeem them for travel.

Right now, there's a $300 bonus after you spend $500 🎉

Since there's no annual fee, this card pays for itself (well, technically it costs nothing). It's one of those rare no-brainer additions to your wallet that keeps working for you year after year.

Use my referral link to get the increased bonus 

Want more personal help planning your next trip? Book a 1:1 consulting calldownload my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 


Wednesday, December 17, 2025

Score Big Points: Chase Freedom Q1 2026 Categories Are Here! 💳


Chase just dropped the Q1 2026 rotating bonus categories for the Freedom (no longer available) and Freedom Flex cards, and there's some surprisingly specific earning potential this quarter.

Why These Cards Matter

Both Freedom cards charge zero annual fees and pair beautifully with premium Chase cards like the Sapphire Preferred or Sapphire Reserve. Since all your points pool together in the Chase Ultimate Rewards ecosystem, you're essentially earning 5x points that can transfer to travel partners or boost redemptions through the Chase portal.

Q1 2026 Categories (Jan 1 - Mar 31)

Here's where you'll earn 5x points:

  • Norwegian Cruise Line 🚢
  • American Heart Association
  • Dining 🍽️

The Cruise Opportunity

Planning a Norwegian cruise in 2026? Here's a pro move: wait until January to book or pay your balance. A $3,000 cruise booking would generate 15,000 Chase points—that's serious value from a no-fee card. Even final payments on existing bookings should qualify if processed during Q1.

Dining Never Gets Old

The dining category remains one of the most practical bonus opportunities. Whether you're grabbing coffee, ordering takeout, or enjoying a nice meal out, those 5x points add up quickly over three months.

Don't Forget to Activate! ⚠️

Activate your card by March 14th to earn bonus points. The good news? Activation is retroactive to January 1st, so you won't miss out on early purchases.


New to Chase Freedom?

The Freedom Flex currently offers a $200 welcome bonus after spending $500 in the first three months. That's a solid return for everyday spending, plus you'll be ready for future rotating categories.

If you don't have a Chase Sapphire Reserve credit card yet and these credits sound interesting to you, there is an increased 125,000 point offer right now for a $6,000 minimum spend. You can read more about the benefits of the card here. If that's too steep for you, the Chase Sapphire Preferred is also offering an increased 75,000 point bonus offer for $5,000 minimum spend.


Want more personal help planning your next trip? Book a 1:1 consulting calldownload my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

Friday, September 12, 2025

Avios Just Got WAY More Flexible

Avios Just Got WAY More Flexible (And I'm Here for It!) ✈️

Hey travel friends! You know I'm obsessed with flexible points like Chase Ultimate Rewards and Capital One miles, but there's another loyalty program that's quietly becoming a powerhouse player. Let me introduce you to the Avios ecosystem - it's about to become your new best friend! 🌟

Meet the Avios Family 👨‍👩‍👧‍👦

Avios points work across multiple airlines, giving you tons of booking options:

  • British Airways 🇬🇧
  • Iberia 🇪🇸
  • Qatar Airways 🇶🇦
  • Finnair 🇫🇮
  • Aer Lingus 🇮🇪
  • Vueling ✈️
  • Loganair 🏴󠁧󠁢󠁳󠁣󠁴󠁿

Transfer Partners Galore! 💳

Here's where it gets exciting - Avios partners with practically everyone:

  • Chase Ultimate Rewards
  • Citi ThankYou Points
  • Capital One miles
  • Bilt Points
  • Wells Fargo Rewards
  • Marriott Bonvoy
  • American Express Membership Rewards

This means you can funnel points from multiple credit card programs into one super flexible currency!

Sweet Spot Alert! 🍯

Want to cross the Atlantic without breaking the bank? Iberia flights to Spain start at just 16,000 Avios + $50 in taxes for economy class. Meanwhile, Aer Lingus makes hopping over to Ireland surprisingly affordable. These are the kind of deals that make my travel-planning heart sing! 💚

Game-Changer: New Transfer Tool 🔄


Here's the really exciting news - Avios just launched a tool that lets you move points between different airline programs within their family. Found an amazing Iberia deal but your points are sitting in British Airways? No problem! Transfer them over in minutes.

Sometimes Iberia has the sweet spot, other times British Airways comes through with the perfect routing. Now you can chase the best deals across the entire network without being locked into one program.

How to Set It Up 🛠️

Getting started is straightforward:

  1. Log into your Avios account 
  2. Link your accounts with the other Avios airlines
  3. Double-check that all your accounts have identical name and contact info (this is crucial!)
  4. Set everything up BEFORE you need it - trust me on this one

Pro tip: There's no minimum transfer amount, and you can move points back and forth as many times as you want. The flexibility is incredible! 🙌

Why This Matters for Your Family 👪

For families like ours, having multiple options means better chances of finding award space for everyone. Instead of being stuck with one airline's availability, you can check across the entire Avios network and transfer points to wherever the best deals are hiding.

This kind of flexibility is exactly what we need to keep family travel affordable and accessible. The more options we have, the better our chances of scoring those sweet award flights that make international family trips possible! 🌍

Ready to dive into the Avios ecosystem? Start by linking those accounts and watch your booking options multiply!

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting calldownload my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 








Tuesday, September 9, 2025

My FREE Gift To You: 1,000 Airline Miles

My Go-To Strategy for Affordable European Adventures ✈️

When it comes to crossing the Atlantic without breaking the bank, I keep coming back to Flying Blue, the loyalty program that powers both Air France and KLM. Here's why this program has become my secret weapon for European travel.

The Sweet Spot for Award Flights

Flying Blue offers some genuinely solid redemption rates:

  • Economy seats: 25,000 points one way (or just 18,750 during their regular promotions)
  • Business class with lie-flat seats: 50,000 points each way 🛏️

What really sets them apart? Both airlines include free stopovers in their hub cities (Paris for Air France, Amsterdam for KLM). This means you can essentially visit two destinations for the price of one award ticket.

A Recent Win That Made My Day

Earlier this year, I snagged a flight from Athens to Los Angeles for only 20,000 points plus $50 in taxes. The cherry on top? When I missed my connection in Paris due to delays, Air France stepped up big time – covering my hotel, meals, and even sending me an $800 compensation check. Sometimes travel hiccups work out better than expected! 🎉

Easy Ways to Earn Flying Blue Miles

The beauty of Flying Blue lies in its flexibility. You can transfer points from all the major credit card programs:

  • Chase Ultimate Rewards
  • Citi ThankYou Points
  • Capital One Miles
  • Bilt Rewards
  • American Express Membership Rewards

The New Player Worth Watching

Here's where things get interesting – Rove Miles just entered the scene as a shopping portal meets flexible points program. They've partnered with over 12,000 online merchants, letting you earn miles on everyday purchases that you can then transfer to Flying Blue and other airlines.

Their airline partners include Flying Blue, Finnair, Aeromexico, and Turkish Airlines, giving you plenty of redemption options.

Limited-Time Opportunity 🎯

I've got something special for you – 1,000 free Rove miles just for signing up (no purchase required). The signup process takes under a minute, and you can transfer those miles to Flying Blue if that's your preference once you have earned 2,000 Rove miles.

Important: This offer expires September 17th, so don't let it slip by if you're interested in building your points balance.

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. Not ready to dive into the coaching program, download the ebook or custom tracker or book a 1:1 consulting call with me.  I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities.  

Wednesday, July 23, 2025

Have You Applied Yet?

Now that summer is in full swing, you might have some fomo watching all your friends go on fab trips or you are enjoying your trip and already planning the next one. 

Either way, the new Chase Sapphire offers could help you make those vacations super affordable. We don't know when this latest offer will end so it's better not to wait. 

Chase announced three whopper deals on its Sapphire line of credit cards. We will detail these for you and help you decide if you should jump on any of these offers. We knew the Chase Sapphire Reserve credit card was undergoing a refresh and you can check the details here to see how you will be affected if you already hold the card. It's good! 

 
Now if you don't have a Chase Sapphire Credit Card yet or if you have the Chase Sapphire Preferred credit card, there are some awesome new benefits on this card too plus a 75,000 bonus offer. Not as good as the 100,000 bonus offer that ended in May, but better than the regular 60,000 point offer. 

The new Reserve business credit card has a crazy high minimum spend of $30,000, but if you can swing it, the 200,000 Chase Ultimate Rewards points bonus is outstanding. 


Let's break down the offer on each card:
  • Chase Sapphire Preferred - Bonus offer 75,000 points (valued at $750) with a $5,000 minimum spend in three months. This is our all time favorite travel credit card. Annual fee of $95 and it comes with a $50 hotel credit when you book through the travel portal. You earn 3x points on dining, 3x on online grocery, 2x on travel, 5x on travel booked in the Chase Travel Portal and 1x on everything else. It also comes with a $120 DoorDash credit and points boost when you book in the Chase Travel Portal. 
  • Chase Sapphire Reserve - Bonus offer 100,000 points (valued at $1,000) with a $5,000 minimum spend in three months. This was our all time favorite premium travel credit card, but it now has an increased annual fee of $795. We still think it's a great deal, but you need to make certain that you will use the credits to make the high annual fee worth it. We detailed the credits and benefits of the new refreshed card here. 
  • Chase Sapphire Reserve Business - Bonus offer 200,000 points with a $30,000 minimum spend in six months. This is a brand new card and if your business can swing the spend, it's a great deal for you. You can squeeze as much as $4,000 value out of those 200,000 points. Plus annual credits on the Chase Travel Portal, DoorDash, Zip Recruiter, Edit Hotels, Google Workspace, Lyft and more. 
Another big change is the 48 month rule. You are now only eligible for a bonus on a Chase Sapphire card once in a lifetime. Chase will alert you when you apply if you are eligible or not. Even though you can technically hold two Sapphire cards at the same time now, you will not be eligible for a bonus if you already hold one.

And if you have had a Sapphire credit card before, but no longer hold the card, you can only apply for one you have never held before and get the bonus. It's similar to the Southwest credit card strategy with personal cards. Another option is to downgrade your Sapphire card to a non Sapphire and then apply for a Sapphire card you have never had before. 

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. Not ready to dive into th coaching program, download the ebook or custom tracker or book a 1:1 consulting call with me.  I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

Wednesday, July 2, 2025

How I Scored A Flight To Europe for $50 And 20,000 Points

  


Number one million why I love flexible points! You have been hearing a lot about Chase Ultimate Rewards points these days because of the recently announced incredible bonus offers, but this story is about another brand of flexible points. One that you don't hear about as often and one that doesn't get enough credit. 

How I Scored A Flight To Europe for $50 And 20,000 Points 


We are talking about Avios, the loyalty points program for British Airways, Iberia, Aer Lingus, Qatar Airways and Finnair. But it doesn't stop there because these airlines are part of the One World Alliance that also includes partners like American Airlines, LATAM, and Vueling. 

The flexible part here is that you can transfer the points between the main four airlines depending on which one offers you the best deal. And you can transfer Chase Ultimate Rewards points and Capital One points to Avios too. 

Let's look at the path I took to find this great deal of 20,000 points and $50 on a one way flight from Chicago to Madrid, Spain. 

How I Scored A Flight To Europe for $50 And 20,000 Points 


1. Start with Google Flights to see your options. We find this American Airlines red eye flight for $464 in economy. 



2. Next let's check American Airlines. Now I actually don't have any American Airlines miles and it is not a transfer partner for any flexible points, but let's check anyway. It's being offered for 27,000 miles and $5.60 so that gives us a starting point. We are looking at off peak fares.  



3. I always like to check seats.aero to see what other options may be out there. You can see 90 days out with a free account. 

4. Then I check the Chase Travel Portal and the Capital One Travel Portal to see if the flight is listed and how many points are needed or the price if I decide to buy it in the portal and earn 5x points. 
Now that the Chase Travel Portal has added the "Points Booster", it's always a good idea to look because you never know what you are going to get and it changes constantly. The Capital One Travel Portal is always one cent per point so it's usually a better place to pay cash, earn 5x points and then erase the purchase with your points. In the Chase Travel Portal, the same flight would cost 30,993 points. In the Capital One Travel Portal, the same flight would cost 46,400 points.  Big difference! 


4. American Airlines is in the One World Alliance with British Airways so we try searching there. The same flight shows up for 20,750 Avios and $213. I like the the number of points, but those taxes, Yikes. 






5. So can we do better? Since Madrid is the base for Iberia Airlines and we have a stash of Avios from the Iberia Airlines credit card bonus offer a few years ago, let's see what's happening there. 


Wow! 20,750 Avios and $51.70, now that's a deal. Remember when we mentioned that Iberia is part of the One World Alliance with American Airlines? This deal is for the same American Airlines red eye flight from Chicago to Madrid. Crazy, right?

And guess what? We look for the return flight and snag that one for just 16,000 Avios and $100 taxes. That's how we do it here at Almost FREE Family Travel. 

So if you just got your Chase Sapphire Preferred 100,000 bonus, this could be one way to use those points. Click here to read about other ways. 

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting call or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

 Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 









Avios 


20,000 $50 Chicago to Madrid 

16,000 $131 Madrid to Chicago 


Iberia Avios 



Tuesday, June 24, 2025

How Does The New Chase "Points Boost" Work

 


Part of the new refreshed Chase Sapphire Reserve credit card is the "Points Boost" bonus in the travel portal. The "Points Boost" is replacing the fixed bonus 1:1.5. But we noticed that the points boost is also live in the portal for existing Chase Sapphire Preferred card holders where the fixed bonus was 1:1.25 points. Reserve card holders as of June 22nd 2025 will still have the fixed bonus through October 25th 2025. In theory, you should be offered the better bonus offer.

So how does it work? It went live today and here's what we found. 


When you click on the travel portal and enter your search criteria, the first thing you see is a banner with "Points Boost" offers applied. I entered a search for hotels near Seattle Tacoma Airport in my Chase Sapphire Preferred account. These two hotels were offered to me with the points boost bonus which appears to be approximately  1.5 value of points. 


When you open the map view, you see little rocket icons next to the hotels where the points boost has been applied. I was happy to see that the majority seem to have the rocket icon. I clicked on the $169 to see the offer. The portal points out that the boost has increased this offer to better than the usual 1:1.25 value. 


Then I clicked on the travel portal in my Chase Sapphire Reserve account and entered the same search for hotels near Seattle Tacoma Airport to see the difference. 
Here's what it gave me:


It returned the same banner, but this time with point booster offers on Edit hotels in the area. The Chase Sapphire Reserve comes with a $500 credit ($250 every 6 months) for Edit hotels booked in the portal so that makes sense and can help you decide whether to use your credit or points.  



When I open the map, there are less options near the airport, but the $169 hotel is on there. 



But you can see the points boost offers are better than when I accessed the portal with the Sapphire Preferred. The boost does not appear to be a full 2x though. 
Points boost promised up to 2x. 

I also tried searching for flights. The points booster showed up primarily for business and first class flights in a banner across the top. 


On a different search, the banner offered me a variety of fares with the points boost. Again, first or business was offered at a better points boost than the economy plus fare on the same flight and the price difference was only $6. 


If I scrolled down though, some flights had points booster rocket icons next to various fare rates, but I couldn't figure out why some flights were targeted for a boost. Again, you can see on this search that the points needed for the first class fare end up being less than economy even though the flight is priced higher. 

At this point, you might want to check any reservations you already have booked to see if you get a better offer and can rebook. Just be careful if the original reservation is non refundable or offers you a credit. 
We will have to wait and see how the points booster evolves.


Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. Or book a 1:1 consulting call.  I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 











Monday, June 23, 2025

New Chase Sapphire Offers Are Announced And They Are Big!

 



Wow! Chase just announced three whopper deals on its Sapphire line of credit cards. We will detail these for you and help you decide if you should jump on any of these offers. We knew the Chase Sapphire Reserve credit card was undergoing a refresh and you can check the details here to see how you will be affected if you already hold the card. It's good! 
 
Now if you don't have a Chase Sapphire Credit Card yet or if you have the Chase Sapphire Preferred credit card, there are some awesome new benefits on this card too plus a 75,000 bonus offer. Not as good as the 100,000 bonus offer that ended in May, but better than the regular 60,000 point offer. 

The new Reserve business credit card has a crazy high minimum spend of $30,000, but if you can swing it, the 200,000 Chase Ultimate Rewards points bonus is outstanding. 


Let's break down the offer on each card:
  • Chase Sapphire Preferred - Bonus offer 75,000 points (valued at $750) with a $5,000 minimum spend in three months. This is our all time favorite travel credit card. Annual fee of $95 and it comes with a $50 hotel credit when you book through the travel portal. You earn 3x points on dining, 3x on online grocery, 2x on travel, 5x on travel booked in the Chase Travel Portal and 1x on everything else. It also comes with a $120 DoorDash credit and points boost when you book in the Chase Travel Portal. 
  • Chase Sapphire Reserve - Bonus offer 100,000 points (valued at $1,000) with a $5,000 minimum spend in three months. This was our all time favorite premium travel credit card, but it now has an increased annual fee of $795. We still think it's a great deal, but you need to make certain that you will use the credits to make the high annual fee worth it. We detailed the credits and benefits of the new refreshed card here. 
  • Chase Sapphire Reserve Business - Bonus offer 200,000 points with a $30,000 minimum spend in six months. This is a brand new card and if your business can swing the spend, it's a great deal for you. You can squeeze as much as $4,000 value out of those 200,000 points. Plus annual credits on the Chase Travel Portal, DoorDash, Zip Recruiter, Edit Hotels, Google Workspace, Lyft and more. 
Another big change is the 48 month rule. You now are only eligible for a bonus on a Chase Sapphire card once in a lifetime. Chase will alert you when you apply if you are eligible or not. Even though you can technically hold two Sapphire cards at the same time now, you will not be eligible for a bonus if you already hold one.

And if you have had a Sapphire credit card before, but no longer hold the card, you can only apply for one you have never held before and get the bonus. It's similar to the Southwest credit card strategy with personal cards. Another option is to downgrade your Sapphire card to a non Sapphire and then apply for a Sapphire card you have never had before. 

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. Or book a 1:1 consulting call.  I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities.