On the day, we celebrate the life and wisdom of Martin Luther King Jr., I remember this quote. "The quality, not the longevity, of one's life is what is important."
So what is quality to you? For me, it is time with family, travel, new experiences and helping others.
Through my blog and other businesses, I strive to help people save and manage their money so they can afford to see the world with their family and experience different cultures. I believe that once we venture out of our own bubble, we learn that all people are the same. All people regardless of their race, nationality or religion are looking for love and acceptance.
Enjoy the holiday with your family and of course, thinking about where you will travel in 2017 and 2018 and how almostfreefamilytravel.com can help!

How to spend the minimum to get the bonus

Over the holidays, a few people told me about big trips they would like to take summer 2018. I told them I would help them travel for free, but they said I don't spend a lot of money so I can't get the bonuses on credit cards like you do. And I don't want to spend extra money.
Right, I don't spend extra money. I just spend smarter.
Every few months, I call the secretary at the synagogue and change my credit card for my monthly membership bill. I told her she is helping me go to Europe for almost free, she is more than happy to help.
So I asked my friend, do you have an electric bill? Yes, she said. Okay, do you have a cable bill? Yes, she said. What about a cell phone bill? Oh, yes, I have one of those too. Right.
What if we put all of those payments on one credit card for 3 months? Would that equal $500 per month or $1500 dollars in 3 months? Probably pretty close.
How about your gym membership? car payment? groceries? Costco? medication?
Do you have a big expense coming up? How about your auto insurance, homeowners insurance or property taxes? You may be able to figure out how to put your rent or mortgage on the credit card too.
Just remember to always set your credit card to auto pay immediately after you receive it in the mail. And you have to pay it off each month.
Some people manufacture their spend to meet minimum spending requirements, but I don't. I just use a single credit card for all of my bills for a few months and then move on to the next one. And I make a note in my calendar about a month before the one year anniversary date so I can decide it's it worth keeping the card or cancelling it.
If I'm not focusing on a single card, then I fall back on my Starwood American Express card and my Visa Marriott Rewards Premier credit card. 

WOW Air offers great Spring Break Flights

WOW Air, the discounted Iceland airline, is offering amazing deals right now through April. If you are thinking about a European vacation over Spring Break 2017, this may be your ticket. And if you buy the tickets with your Barclay Arrival Plus credit card, you can get 5% back or use your $500 travel credit.

Some sample fares include:

$99 from Los Angeles to Reyjavik, Iceland
$129 from Los Angeles to Berlin, Germany

and lots more! I have seen reports of fares as low as $69, but I could not find those. The lowest I found was $99 one way.

Now WOW Air is a discounted airline so be careful because they will nickel and dime you for everything including printing your boarding pass, seat reservation, baggage etc. So read the fine print!

But for a family wanting a vacation, you could fly for almost FREE!

Bam! Wyndham Bonus Arrives Today

This is one of the best kept secrets out there. Once you get your flights secured with points or miles, you need to move onto hotels. For my family, breakfast and a clean room are tops. A pool is a bonus if we are going to a warm climate.
But luxury is not the way we usually travel. And since we are a family of 5, sometimes we have to book 2 rooms due to hotel rules.
So the Wyndham Credit Card  has been very useful for us. The bonus is 45,000 points with a $75 annual fee which is not waived and a $2,000 minimum spend. You actually earn 30,000 points with your first purchase and then the additional 15,000 once you reach the minimum spend. There is a second card. The bonus is just 15,000 points, but there is no annual fee and the minimum spend is just $1,000.
Since every hotel room costs 15,000 points, this bonus is good for 3 nights.
You can use the website Awardmapper.com to find Wyndham hotels and partner hotels.
Hotel partners include Days Inn, Ramada, Howard Johnsons and Super 8.
We used the points for an overnight this past summer at the Wyndham Costa del Sol Airport in Lima Peru. The Wyndham is actually connected to the airport which makes it so easy to catch an early morning flight.
The breakfast is quite hearty and included. We booked 2 rooms so it cost us 30,000 points. If we had paid cash for this hotel, it would have cost us $350.
My husband I both applied for the card this time and we were both approved. We knew we had some bills coming up like our gym membership so reaching the minimum spend wouldn't be hard.
We will use the 90,000 points for a 3 night stay with 2 rooms in Prague next summer. If we had paid for a hotel in Prague, we would have spent approximately $750. BAM! That's what I call almostFREEfamilytravel!

Great News! Southwest Extends Companion Pass

Southwest announced this morning that they will reverse the hotel transfer policy until March 31st 2017 reopening a loophole to earn the companion pass. That is great news! They suddenly closed the loophole without any notice on Jan. 1st and were inundated with emails from upset people.
I sent them an email as well because I had been collecting Marriott points for more than a year waiting to cash them in for a vacation package. 
Why were so many people hoping to buy a vacation package? Here's the loophole. You can buy a Marriott vacation package and still earn the pass. The Southwest Marriott 7 day vacation package costs 270,000 points, but nets you 120,000 Southwest points and 7 day vacation at a category 1-5 Marriott. When the 120,000 Southwest points hit your account, Southwest automatically awards you with a companion pass. 
The companion pass allows you to bring a guest free on any flight for that calendar year and the next. So it's good for buy 1 get 1 free travel for 2 years. Wow!
Now you have until March 31st 2017 to do this so don't delay because starting in April the loophole will close for good.

Strange Southwest Email

I received a strange email this morning from Southwest Airlines. At first, I was excited then I was angry. To be clear, my companion pass expired Dec. 31st, 2016. I have been collecting Marriott miles for almost a year so that I could buy a Marriott vacation package and earn the pass again. On Jan. 1st, Southwest changed their policy and hotel transfer points no longer qualify.
Fellow blogger Loophole Travel  called Southwest and the agent told him he would see his companion pass post tomorrow. Loophole Travel says he has not earned the pass. The agent could not tell Loophole Travel how he had earned the pass.
Southwest's official Twitter page says the emails were sent out in error. I'll be checking tomorrow. Perhaps, Southwest felt bad for me.

Bad News For The Southwest Companion Pass

Sometimes you win in this game and sometimes you lose. This is a loser. Southwest Airlines announced on January 1st 2017 that points transferred from hotel loyalty programs will no longer count towards a companion pass.
So that means if you were saving up those Marriott/SPG points to buy a Southwest vacation package that would also earn you a companion pass, you are now out of luck.
More details are coming.......