Earn 5% Back On PayPal, Chase Pay And Grocery Stores

Chase FREEDOM is my go to no annual fee credit card. You earn 1% cash back in the form of Chase Ultimate Reward Points for every purchase. And every quarter, Chase adds bonus categories that earn 5% cash back. 

Cashback categories range from gas stations to Amazon to Paypal. Q2 categories are Paypal, Chase Pay and Grocery Stores. 

You are able to earn $75 cash back on $1,500 in purchases across the three categories. Chase will even keep track on the website. You do need to activate each quarter which you can also do through the website with just one click. 

Then you can redeem your points for cash back. 

If you have the Chase Ink, Chase Sapphire or Chase Sapphire Preferred, you can transfer the points to airlines. 

Right now, Chase is offering $150 bonus cash back when you open this card and spend $500 in the first 3 months. This card will not help you with free travel, but it will put some cash back in your pocket. 

That's how we do almost FREE family travel. 

Trade In Your Toys R Us Gift Cards, Ends Tonight!

Have some unused Toys R Us gift cards laying around? Toys R Us is going out of business so Bed Bath And Beyond is offering to exchange those unused gift cards. But you need to hurry, the offer ends tonight Thursday April 5th at 11:59pm EST. 

You can do it online through the Bed Bath And Beyond website by following some easy steps. 

 Step 1 — Enter merchant name and card balance for a fast and easy offer.

Step 2 — Enter your card number, pin, and basic customer information.

Step 3 — A Bed Bath & Beyond eGift Card will be emailed to you! Your card can be used online or in-store at Bed Bath & Beyond

Your Toys R Us card needs to have at least a $20 balance and you will not get the full amount of credit. For example, if you have $100 Toys R Us credit, you will get $64.50 in credit at Bed Bath And Beyond. 

But if you wait, your gift card will be worth zero. By the way, Bed Bath Beyond actually accepts unused gift cards from more than 200 retailers through cardcash.com  You can also use cardcash.com to trade in or get cash for hundreds of other gift cards. 

Airbnb Changes It's Strict Booking Policy

One of the secrets to Almost FREE Family Travel is to rent your house out while you are on vacation. It's your biggest asset and if it's sitting empty while you are away, then it's money left on the table. 

You can check my previous posts about how to rent your house. 

Airbnb.com announced this week that it is making changes to the strict cancellation policy. 

This change will affect both hosts and guests. 

When you travel as a family, it's always good practice to check airbnb.com or other vacation rental sites to see if that may be a better option than paying for or using points at a hotel. 

In an email announcement sent to hosts, the new policy reads:

We’re adding a 48-hour grace period to the Strict policy to boost bookings

Earlier this year, we tested a feature that allowed guests to cancel penalty-free within 48 hours of booking listings with a Strict cancellation policy.

The results were overwhelmingly positive for both hosts and guests—hosts were booked more often because guests felt confident making plans that could be changed.

Because of these benefits, we’re updating our Strict cancellation policy in order to make the 48-hour grace period available to all hosts and guests.

This means that guests will receive a full refund if they cancel within 48 hours of booking, as long as their check-in date is at least 14 days away. After this 48-hour window, the regular cancellation policy applies.

The updated Strict cancellation policy will come into effect Apr 05 and will apply to all reservations booked on or after that date. So look for that change starting April 5, 2018. If you decide to use airbnb.com for accomodations or to host, please use my link. You will get $40 off your first reservation!

United Airlines Is Holding My Credit Hostage

United Airlines is getting a lot of flack these days for their pet travel policy and problems transporting pets. But here's another one to add to the list, change fees. I have a flight booked from Washington DC to Syracuse and I need to cancel it. The airline said they would issue a credit for the price of the ticket $300 and I would have one year to use it. 

However, in order to use my credit, the airline will charge me $200. 

What????

When I check the policy online, it reads:

The fee is $110 for award flights. There's no fee to change or cancel a flight ticketed within 24 hours, so long as the reservation was made at least 7 days prior to departure. United Airlines charges change fees of $200 for domestic flights and as much as $400 or more for international itineraries.

There is a workaround. The flight is still a few weeks out so I'm waiting to see if there is a schedule change. If the airline changes the flight (the time, the route), you can tell them it doesn't work for you and they will cancel without penalty. 

Remember, if you book two one ways, you will be charged the change fee both ways. 

I tend to book United for international flights with award miles since the airline is part of the Star Alliance and allows you to book one way. This cancellation policy is disappointing, to say the least. Just another reason to stick with Southwest.

Southwest Cancelled My Flight Just Hours Before

I love Southwest Airlines. I love the companion pass (see past posts for how to earn a companion pass). I love that I can change or cancel flights whenever without penalty. I love their casual vibe onboard. 

So imagine my surprise when just 2 hours before my flight, I receive an email announcing my flight had been canceled. 

I clicked on the link and Southwest prompted me to buy a day of ticket for a later flight. The cheapest ticket left was priced at $175. I had paid $69 for my flight originally. When I continued through the booking process, the website was going to apply my $69 towards my flight. 
I called Southwest and a nice operator answered and proceeded to book me on another flight. She offered a 9pm flight, but when I asked her about the 1:30pm earlier flight listed on the website, she agreed to rebook me on that flight. 
What about the price difference. She checked with her manager and was able to rebook me on my original $69 ticket. 
So the bottom line is sometimes it helps to call and talk to a real live person. And by the way, I still love Southwest. Next post, United's horrible cancellation policy. 

Ditch The Car, Use Lyft?

The famed pink mustached rideshare company, Lyft.com, is offering monthly subscriptions to certain customers in specific markets as a test. For some, this could mean the end of car ownership. Subscriptions start at $199 a month for 30 rides at $15 or less. If you max it out, each ride costs approximately $6. For example, it is approximately 6 miles from my home to my husband's workplace. Lyft.com estimates the fare to be $14. So if you opted for the monthly plan and used it to commute to work and back, it would cost you $12 per day instead of $28. That's a 50% savings. 

You could drop your car insurance and registration fees. It's a equivalent to a car payment without having to pay insurance and registration.

Not a bad idea for those with a flex schedule. If you had to commute 5 days a week, you would opt for the $399 plan which includes 60 rides. 

This is an experimental program so we have yet to see whether it catches on. 

Rack Up The Points March Madness On Shopping Portals

If you have been following my blog for any time at all, you know how much I love shopping portals. It's an easy way to double dip on points, miles and cash back on your everyday shopping. In honor of March Madness, the portals are offering bonus miles.



United.com and American.com are offering bonus miles for $150 spend. Check the deadlines on each portal. Southwest.com is offering extra points at a variety of stores. Ebates.com is offering double cash back at a variety of stores.

For example, Ebates.com is offering:
Walmart is offering up to 10% cash back
New Balance is offering up to 10% cash back

For example, Southwest.com is offering:
Macys is offering 4 points per $1 instead of 2
Personalcreations.com is offering 9 points per $1 instead of 6




Anytime you buy online, check the portals. It's free money and translates into almost FREE family travel.