Last Day To Apply For The Starwood American Express Card

Today is the last day to apply for The Starwood American Express card. This used to be my hands down a favorite credit card. I have a personal card and the business version. The only reason I didn't jump on the new luxury card is that I wanted to apply for two Chase Southwest credit cards and it would mess up my 5/24. 

But since the merger of Starwood and Marriott last August, this card has lost its luster for me. The points were devalued and the business version lost the perk of free club access in hotels. 

BUT there is one perk left that still causes me to recommend this card for those looking to fly FREE. Starwood (soon to be Bonvoy) points can be converted to dozens of airlines at a 3:1 ratio plus a bonus of 15,000 points per 60,000 points transferred. 

So, for example, if you have 60,000 Starwood points, you can transfer them to American Airlines and get 25,000 Advantage miles. 

So you have until February 12th to apply for this card and then it will be closed forever to new applications. Right now, you can search the web for offers of a 75,000 point bonus for $3,000 minimum spend. It's a good bonus offer on its own and it doesn't stop you from earning other bonuses in the future since it will be a discontinued product. The official American Express application page is not currently showing the 75,000 offer so I would call American Express before you apply. I would also screenshot along the way so if you have to argue to get the bonus, you will have some proof. 

The annual fee is waived the first year, it will be $95 the second year and $125 the third year. It also comes with an annual night hotel certificate up to 35,000 points, and 6x points on spend at Marriott hotels. 

Once this card is discontinued, all Marriott cards will be issued by Chase so if you are over on 5/24, you might want to hop on this. 

Remember, last day to apply is February 12th. 

Last Day To Apply For The Southwest Companion Pass Offer

Today is the last day to take advantage of the Southwest Companion Pass offer. The Southwest Companion Pass is my favorite travel perk! We have saved thousands of dollars flying a companion for FREE over the past 4 years.

Now through February 11th, Southwest is offering an amazing deal and I don't want you to get left out. Sign up for ONE Southwest credit card, spend $4,000 in 3 months and you earn the companion pass plus 30,000 points. Wow!
Southwest has never offered this type of deal before and who knows if they will offer it again. Usually, you need to earn 110,000 Southwest points in a single calendar year to earn the pass. Which means, you probably have to open two Southwest credit cards and earn the bonus on each of them. 
For this deal, you have your choice of the Southwest Plus card, Southwest Priority card or the Southwest Premier card and I'll go over the differences for you.
The difference in the three cards is the annual fee and what you get for it. 

• The Plus has a $69 annual fee
•  The Premier has a $99 annual fee
•  The Priority has a $149 annual fee.

Before you cheap out and go for the Plus, consider the perks of each card. 

• The Priority actually offers you a $75 credit on Southwest, 7,500-anniversary points, 4 upgraded boardings valued at $15 each and 20% off WIFI and drinks. 
• The Premier offers you 6,000 anniversary points for $99. 
• The Plus offers you 3,000 anniversary points for $69. 

Now the one catch and there's always one, the pass is only good through the end of 2019 instead of being good for 2 years which is the norm. But if you are planning some travel this year and especially if Hawaii is on the agenda this year, it might be worth it. 

That’s how we do it at almost free family travel. 

Did You Get Your Southwest Companion Pass Yet? Last Day Is Feb. 11

The Southwest Companion Pass is my favorite travel perk! We have saved thousands of dollars flying a companion for FREE over the past 4 years. I took my daughter on a college search trip twice on the East Coast, and then took her to college in New York, flew to visit her at the New York college for family weekend, took my son to Boston, San Francisco and Washington DC, and took my husband to Cuba.  Whew, you get the idea.

Now through February 11th, Southwest is offering an amazing deal and I don't want you to get left out. Sign up for ONE Southwest credit card, spend $4,000 in 3 months and you earn the companion pass plus 30,000 points. Wow!
Southwest has never offered this type of deal before and who knows if they will offer it again. Usually, you need to earn 110,000 Southwest points in a single calendar year to earn the pass. Which means, you probably have to open two Southwest credit cards and earn the bonus on each of them. 
For this deal, you have your choice of the Southwest Plus card, Southwest Priority card or the Southwest Premier card and I'll go over the differences for you.
The difference in the three cards is the annual fee and what you get for it. 

• The Plus has a $69 annual fee
•  The Premier has a $99 annual fee
•  The Priority has a $149 annual fee.

Before you cheap out and go for the Plus, consider the perks of each card. 

• The Priority actually offers you a $75 credit on Southwest, 7,500-anniversary points, 4 upgraded boardings valued at $15 each and 20% off WIFI and drinks. 
• The Premier offers you 6,000 anniversary points for $99. 
• The Plus offers you 3,000 anniversary points for $69. 

Now the one catch and there's always one, the pass is only good through the end of 2019 instead of being good for 2 years which is the norm. But if you are planning some travel this year and especially if Hawaii is on the agenda this year, it might be worth it. 

That’s how we do it at almost free family travel. 

Last Few Days To Apply For The Starwood Amex

The Starwood American Express used to be my hands down a favorite credit card. I have a personal card and the business version. The only reason I didn't jump on the new luxury card is that I wanted to apply for two Chase Southwest credit cards and it would mess up my 5/24. 

But since the merger of Starwood and Marriott last August, this card has lost its luster for me. The points were devalued and the business version lost the perk of free club access in hotels. 

BUT there is one perk left that still causes me to recommend this card for those looking to fly FREE. Starwood (soon to be Bonvoy) points can be converted to dozens of airlines at a 3:1 ratio plus a bonus of 15,000 points per 60,000 points transferred. 

So, for example, if you have 60,000 Starwood points, you can transfer them to American Airlines and get 25,000 Advantage miles. 

So you have until February 12th to apply for this card and then it will be closed forever to new applications. Right now, you can search the web for offers of a 75,000 point bonus for $3,000 minimum spend. It's a good bonus offer on its own and it doesn't stop you from earning other bonuses in the future since it will be a discontinued product. The official American Express application page is not currently showing the 75,000 offer so I would call American Express before you apply. I would also screenshot along the way so if you have to argue to get the bonus, you will have some proof. 

The annual fee is waived the first year, it will be $95 the second year and $125 the third year. It also comes with an annual night hotel certificate up to 35,000 points, and 6x points on spend at Marriott hotels. 

Once this card is discontinued, all Marriott cards will be issued by Chase so if you are over on 5/24, you might want to hop on this. 

Remember, last day to apply is February 12th. 

What To Do In Panama City With Teens

Traveling with kids is an adventure in itself. When my kids were small, we always needed a pool close by to break up the day. Now that my kids are teens, we don't need the pool, but there are some things we keep in mind to make the trip a success. 

Panama is really close to a perfect place for a family trip. 

There is history, culture, food, and watering holes. 

The city of Panama can be separated into a few different areas that you will want to check out. There is the Casco Viejo (old city), Panama La Vieja (the ruins of the first European settled community in the Pacific Coast of the Americas), the new area of Panama City and the Amador Causeway. 

The Casco Viejo or old city is about an 8 block area full of parks, restaurants, souvenir shops, boutique hotels, bars, and churches. A couple of interesting sights to check out with teens:

1.  The world's most expensive coffee at $70 per pound, Geisha coffee is available at Bajareque Coffee House.  

The whole family enjoyed trying Geisha coffee

2. Two churches that are interesting for teens include the San Jose Church which features the biggest nativity scene you have ever seen, the Golden Altar and an altar to the patron Saint Hedwig (if you want a home, you create a model and leave it for the patron saint). 

Nativity scene in the basement of the San Jose Church

Altar to the patron Saint Hedwig

3.  My 12 year old loved finding all the cats wandering in the old city. 

Lots of cats lounging in the old city

4. Ceviche and craft items - Be sure to stop at the seafood market where there are half a dozen different ceviche stands. Panama is known for fresh fish and ceviche. You can dine here for about $5. Just across the road from the seafood market is a local crafts market. 

Check out Ceviche Loco at the seafood market

5. Check out the Amador Causeway. You can rent bikes, walk and just burn off some energy. The Causeway also features the giant Panama sign which makes for a great family photo. 

6. The oldest city or Panama La Vieja is located on the other side of downtown from the old city. You will need about 2 hours here. The entrance fee is pretty cheap and there is a trolley to take you from the entrance to the museum and tower. Lots of great history and a nice climb to the top of the tower. 

There is no shortage of things to do and see in Panama city. Combine a few days in the city with some excursions to see the canal and the Indigenous Tribal villages and you have a special family trip. Next post, visiting the tribal villages. 

How To Use Rocketmiles To Earn Extra Southwest Miles

If you are earning your companion pass the regular way by collecting 110,000 Southwest points in a calendar year, then you will need to read about this trick. 

Rocketmiles is a hotel booking site that partners with Southwest Airlines. When you book your hotel through the site, you earn a bonus of Southwest points that count towards the companion pass. 

On our recent trip to Panama, we had an overnight layover in Houston and needed a hotel near the airport. I booked two rooms through Rocketmiles and earned 2,000 bonus Southwest points for each room. 

This one stay put me 4,000 points closer to my goal of earning the companion pass. 

I find the hotel prices on Rocketmiles are a bit higher than if you use hotels.com, but this time it made sense to earn the companion pass. 

The bottom line is to leverage your spending to maximize FREE travel. 

That's how we do it over here at almost FREE family travel. 

New Marriott Credit Cards - What You Need To Do Now

The latest move in the Marriott/SPG merger is the rebrand of the two loyalty programs and new credit cards. We now know a few of our favorite SPG credit cards will cease to exist come February 13th. 

The Starwood American Express Personal will become Marriott Bonvoy. 

The Starwood American Express Business will become Marriott Bonvoy Business.

  If you hold one of these cards, Marriott will be sending you a replacement as well as a retention offer. Bonvoy will offer a retention bonus of 25,000 bonus points for every $25,000 spend up to $100,000. The card will close to new applications on Feb. 12th. 

Bonvoy Business will offer new customers a welcome bonus of 100,000 points for $5,000 spend in 3 months plus an additional 35,000 free night award for $60,000 spend. But we don't know if they will offer a retention bonus. The annual fee is also increasing by $30, however, if you apply before March 28th, you will have the fee waived the first year, $95 for the second year and then the increase for the third year. 

If you don't have a Starwood Personal American Express card yet, you may want to apply before February 12th. The current offer is 75,000 points with a $3,000 spend in the first 3 months. No annual fee the first year. But the American Express website is not showing this offer right now so be warned. 

Starwood points used to be one of the most valuable in the industry. But even with the merger and devaluation, it may be worth it to pick up the Starwood Personal credit card. The 75,000 points can be transferred to dozens of airlines at 1:1 plus a 5,000 point bonus. So it would be equal to 30,000 airline miles which could be enough for a FREE round trip ticket. 

As we mourn the loss of our beloved Starwood credit cards, the question is whether these new cards will warrant keeping them around. Once we know all the earning details, we will have to decide whether to keep or cancel. I'll keep you posted.