Earn More Points On Your Grocery Shopping If You Have These Credit Cards

Chase and Marriott have increased the number of points you can earn on grocery shopping purchases right now. Since most of us are cooking at home, you may be spending more at the grocery store. And collecting as many points as you can is the way to be ready when travel is available again. 
The Chase Sapphire Reserve and the United Airlines co-branded cards will increase 5x to earn 5 points per dollar and the Sapphire Preferred, Southwest Plus, Premier, Priority, Hyatt co branded, Disney co-branded and many others will earn 3x points. 

The following Chase cards are offering 5x points on groceries:

• Chase Sapphire Reserve
• United Club Card
• United Club Infinite Card
• United Presidential Plus

The following Chase cards are offering 3x points on groceries:

• Chase Sapphire Preferred Card
• Aer Lingus Visa Signature Card
• British Airways Visa Signature Card
• Disney Premier Visa Card
• Hyatt Credit Card
• The World Of Hyatt Credit Card
• Iberia Visa Signature Credit Card
• IHG Rewards Club Premier Credit Card
• IHG Rewards Club Select Credit Card
• Southwest Rapid Rewards Employee Credit Card
• Southwest Rapid Rewards Plus Credit Card
• Southwest Rapid Rewards Premier Credit Card
• Southwest Rapid Rewards Priority Credit Card
• United Explorer Card
• United MileagePlus Card
• United MileagePlus Awards Card
• United MileagePlus Select Card

The increased offer up to $1,500 is available through June 30, 2020 and you do not need to register.
Grocery stores include mainstream, delivery like Instacart and smaller local stores, it may not include warehouse clubs or discount stores. 
Marriott announced earlier this week that it will increase many of its co-branded cards from Chase and American Express to 6x points at grocery stores. This offer is available from May 1, 2020 to July 31, 2020. The offer is valid for purchases up to $5,000. You do not need to enroll or register for this promotion. 
Here is the list:

• Marriott Bonvoy Bold Card
• Marriott Bonvoy Boundless Card
• Marriott Bonvoy Brilliant Card
• Other Marriott cards that are no longer open to new applicants
• This does NOT include the Marriott Bonvoy Business Amex

So it may be time to review which credit cards you use when you head to the grocery store. 

What Are Chase Ultimate Reward Points And Why You Want Them

One of my favorite rewards programs is the Chase Ultimate Rewards. These are points you earn with a number of Chase credit cards including the Chase Sapphire Reserve, Preferred, FREEDOM, Ink and FREEDOM Unlimited. There are pros and cons of each card depending on your goals. You can read my past posts to research specific cards, but here I am going to focus on the rewards program as a whole. 
Ultimate Rewards are just one of a few programs that are not tied to any one airline or hotel brand which means flexibility. You can transfer reward points at 1:1 to most airlines and hotels except Marriott Bonvoy which is 1:3:

Different airlines that include: 

• Aer Lingus
• British Airways
• Jet Blue
• United
• KLM
• Southwest
• Air France
• Emirates
• Iberia,
• Singapore Airlines
• Virgin Atlantic.

Different hotels include:

• IHG
• Marriott
• Hyatt

Once you transfer to an airline or hotel, you can use these points to book on partner airlines or transfer to another program. For example, if you transfer Ultimate Reward points to Marriott Bonvoy, you can then transfer those same points to dozens of different airlines like American Airlines. Pretty awesome, right? And it gets even better because Marriott Bonvoy will give you a 5,000 mile bonus for the transfer. 

What Are Chase Ultimate Reward Points And Why You Want Them

Another way to use the Ultimate Reward points are to book through the Chase travel portal. If you hold a Chase Sapphire Reserve or Preferred credit card, you get better than 1:1. Sapphire Preferred credit cardholders get 1:1.25 value and Sapphire Reserve holders get 1:1.50. Let's check it out. 

In the portal with the Sapphire Reserve, the Springhill Suites in Durham is listed at 13,155 points per night or $197.33. If you booked the same hotel straight from Marriott, it would cost you 20,000 points per night or $158.90 per night. 
So if you pay with points, you get more bang for your buck by using the portal, but if you paid cash, you would be better off booking straight from Marriott. However, if you transferred Chase Ultimate Reward points to Marriott and then booked your room, you would really get a sweet deal. 

Look at this:
Ultimate Rewards transfer to Marriott Bonvoy at 1:3 so you would only need approximately 6,750 Ultimate Rewards points to equal 20,000 Marriott points and boom, FREE night. 

Flexibility is key to this program. You can earn Ultimate Reward points pretty quickly too as most purchases earn 1 point per dollar, but travel and dining earn more. 
When things are uncertain in travel like right now, I like the idea that I can accumulate points in a flexible program and be ready when I can travel again. 

Get Bonus Hotel Points Next Time You Order Delivery

Yet another way to rack up some big bonus points right now. Wyndham is offering 3,000 bonus points if you use this link for your next order from the delivery service Doordash. 
Now through May 4, new DoorDash customers can get 3,000 Wyndham Rewards bonus points after placing your first eligible order. You can also earn 500 points for every eligible order you place in the U.S.
Wyndham changed its loyalty program last year to a tiered structure so hotels start at just 7,500 points. Plus if you have a Chase Sapphire Reserve or Preferred credit card and you link it to Doordash, you will get FREE delivery. 

Earn Bonus Miles By Donating To Charity

If you are considering making a donation to the American Red Cross, Team Rubicon, or Feeding America, you can earn 10x points on Southwest Airlines or 10x miles on American Airlines. The airlines are teaming up to raise money for certain charities helping victims or communities affected by the COVID-19. 

Earn Bonus Miles By Donating To Charity 

For Southwest Airlines, earn 10x points for every $1 donated to one of the charities listed above. The donation has to be at least $25 and made by May 31st 2020. The bonus points will count towards the Companion Pass. Southwest announced earlier this week that it will give all of its members 25,000 qualifying points towards the Companion Pass which means you only need 100,000 points to earn it. The Companion Pass is one of the most valuable travel perks out there. If you make a $100 donation to one of these charities, you earn 1000 points. The points should show up in your account in 45 days. Pretty sweet. 

For American Airlines, earn 10x miles for every $1 donated to the American Red Cross. Use this link to access the donation website. The donation has to be at least $25 and made by April 30th 2020. The bonus miles will show up in your account in about 45 days. 

It's a great win-win! 

How You Can Earn A Bonus 1,000 Marriott Points Fast

Want 1,000 Marriot Bonvoy points quickly? Marriott Bonvoy launched a dining program, Eat Around Town, back in October of last year, but right now, it is offering 1,000 bonus points to new sign-ups. The program works just like Southwest dining program

All you have to do is sign up for the program by April 30th, link a valid credit card to the account, choose a restaurant that belongs to the program and pay for your purchase with the same linked credit card. If you don't have a Marriott Bonvoy account yet, visit this sign up link and one will be created for you.

To get the bonus, you also have to make your first purchase of at least $30 within 30 days of signing up and write a review. 

That's not much work to get 1,000 bonus points. 

Plus Marriott Bonvoy members will earn 4 points per dollar spent, Elite members (Silver, Gold, Titanium, Platinum, and Ambassador) will earn 6 points per dollar spent. These points are in addition to points awarded by the dining program. 

You can even link your Sapphire Reserve or Preferred to use your FREE Doordash delivery. 

But if you link a Marriot co-branded credit card, you can triple dip on points. Marriott co-branded cards earn up to 6 points on dining depending on the card. 

So now that we are trying to support local restaurants and if you are tired of cooking 7 days a week, rack up those points and start planning your next vacation! 

How You And A Friend Can Each Get $30 FREE For Online Shopping

If you follow my blog at all, you know how much I love online shopping portals. These are just FREE money and yep, I love FREE money. You can check out my last post on how to rack up miles fast with online shopping. 

But did you know that besides racking up miles fast, you can also get cashback?

Yep, that's right. Think couponing meets the internet. Stop looking for discount codes and promo codes, just shop the right way and get rewarded. 

Starting April 20th, one of my favorite cash back shopping portals, Rakuten.com (formerly Ebates), is offering $30 to new customers and $30 to the person who referred the new customer. What a win-win! 

How do shopping portals work?

Here's a visual for you about how shopping portals work. I sent flowers to a friend last week for her birthday. Instead of clicking straight to a flower delivery website, I logged into my Rakuten.com account.  There are about 2,500 retailers associated with this marketplace so you should find what you are looking for from Target to Home Depot. I looked at all the flower delivery companies and chose one that offered 48% cashback, yep, you read that right. When I clicked on the link, Rakuten.com took me to the flower company website and I proceeded to make my purchase. Rakuten tracks my purchase and credits me back 48%. Wow! 

You do need to make sure you don't disrupt the tracking by clicking on other windows etc. 

It takes a few days or weeks to see the cashback and then every 3 months, Rakuten will send you a "big fat check." 

This new promotion is only good for two weeks, it ends on May 1st so tell lots of your friends. There is no limit on how many people you can refer. And if you are new to Rakuten, use our link to join and then share your referral link with your friends. 

Southwest Extends The Companion Pass Expiration and More

Woohoo! Great news, Southwest Airlines just announced that it is extending all Companion passes that were set to expire at the end of the year until June 2021 due to COVID-19. 

The Southwest Companion Pass is one of the best travel perks around. It is a buy one, get one FREE ticket on any Southwest flight for two years. To earn the pass, you have to collect 125,000 Southwest points. So this is a big deal! 

Southwest Extends The Companion Pass Expiration and More

Other benefits that Southwest announced today:

• Extending current A list and A list preferred status through June 2021
• All Southwest Reward members will receive 15,000 tier qualifying points 
• All Southwest Reward members will receive 10 flight credits towards A list or A list preferred status
• All Southwest Reward members will receive 25,000 Companion Pass qualifying points 
• All Southwest Reward members will receive 25 flight credits towards the Companion Pass

Great job, Southwest!