Monday, May 1, 2023

Want An Easy $1,000 For Summer Travel? It's Simple

 


This is me on a recent trip to Australia and Indonesia. All I can say is wow. I will have many blog posts coming soon to share the experience and of course, tips for you. 
This card is the first credit card that both of my children applied for as soon as they had enough credit to qualify. 
It is an entry card that packs a powerful punch. It's not a FREE card, it does carry an annual fee, but the perks and benefits more than offset that fee. 
So let's break it down and tell you about this offer! 

Want An Easy $1,000 For Summer Travel? It's Simple

The offer is 80,000 Chase Ultimate Rewards points for a $4,000 minimum spend. I have only seen this high of an offer once before so it's huge that they brought it back a second time. 
80,000 CUR or Chase Ultimate Rewards points are worth about $1,000 in FREE travel. Amazing right? You can read about how I have spent CUR points on FREE travel here. 



Just buy the things you normally buy, but direct all your spending to this card and you get $1,000 off your next trip. That could be round trip flights or hotel rooms or both if you play your cards right like on my trip to Ireland. 

So let's talk specifics: 
  • 80,000 bonus points 
  • $4,000 minimum spend 
  • $95 annual fee
  • $50 hotel credit in the Chase Travel Portal
  • 25% more value when you use the Chase Travel Portal
  • Other travel protection benefits
  • $10 monthly credit with GoPuff 
  • Dashpass complimentary access
Don't worry about the annual fee. The card also comes with a $50 hotel credit if you book through the Chase Travel portal. You also get 25% more value for your points if you book through the Chase Travel portal. In the travel portal, you can pay with your credit card or with your CUR points. If you use your CUR points, you actually get a 25% discount, pretty sweet. 

You can only apply for this card once every 4 years and you can only hold one Chase Sapphire card at a time. This card also follows the rules of 5/24, you will only be approved for 5 cards in 24 months. 





Sunday, April 2, 2023

How You Can Get 5x Chase Points On Your Amazon Purchases

I don't know about you, but I spend quite a bit of money on Amazon and it makes me crazy that I can't earn any extra points on those purchases. Well, this quarter you can! 

Time to active the 5x bonus categories on your Chase FREEDOM and Chase FREEDOM FLEX cards. 
These are rotating quarterly categories and don't worry the bonus is retroactive so as long as you activate by June 30th. 





The Chase FREEDOM card is no longer available to new customers, but the Chase FREEDOM FLEX card is available and is a great no annual fee card. It earns 1.5 points per $ on every purchase plus a $200 bonus when you spend $500 in the first three months plus for the first year, you earn 5x points on grocery purchases. 



 

Wednesday, March 1, 2023

Why This Couple Should Take Advantage Of The New Southwest Companion Pass Offer

 



I flew Southwest Airlines this past weekend to Washington DC and met the nicest couple on board (I hope Bonnie is reading this ๐Ÿ˜€). We got to talking about points and miles and their future travel plans. 

I want to share their situation with you because it is the model scenario for when it makes sense to jump ON the new Southwest Companion Pass promotional offer that ends on March 19th. This offer is a Southwest Companion pass valid through February 28, 2024 and 30,000 Southwest points for opening one personal Southwest credit card and spending $4,000. 

The Southwest Companion Pass is the best travel perk out there. It is a BOGO on any Southwest flight as many times as you want for as long as the pass is valid. 

Usually, you need to earn 135,000 Southwest points in a single calendar year to get the pass. You can earn those points by opening credit cards, flights, shopping and more. 





Why This Couple Should Take Advantage Of The New Southwest Companion Pass Offer 

Bonnie's boyfriend earned the promotional Southwest Companion Pass last February through a similar offer and it expired Feb. 28th 2023. You are eligible to earn a bonus from a Southwest personal credit card just once every 24 months and you can only hold one personal card at a time. So in this case, Bonnie's boyfriend is NOT eligible to earn another bonus until February 2024 so our regular two credit card method to earn the pass won't work for him. 

But Bonnie's boyfriend shared with me that he travels for work and actually has more than 100,000 Southwest points in his account. 

So in this case, Bonnie could apply for the Southwest personal credit card promotion offer and get the Southwest Companion Pass and 30,000 points. She does not have a business and would not qualify for a business credit card. 

But when they go to book their flights, here's the go around. 
The boyfriend should book Bonnie's flight using his points and include her Rapid Rewards number in the reservation. Once the reservation shows up in Bonnie's Southwest account, she can actually add her boyfriend as her companion and he will fly for FREE using the companion pass. Make sense?

Once the promotional companion pass expires in February 2024, the boyfriend should be eligible to earn the bonus again. At that point, he can follow our plan, open two credit cards and get the regular companion pass valid for two years and lots more points OR if Southwest offers the promotional pass again, he could hop on that and they can keep trading off. 

For this couple, the promotional offer is a good one! If it is good for you too, please consider using my referral link. 





 


Tuesday, February 21, 2023

Other Than Flying, How You Can Earn Airline Points

 


This photo is from a cooking class my family and I enjoyed in Buenos Aires, Argentina. I didn't earn points or miles for this class, but there are some great ways to earn points when you dine out. 

Last night, I went out with a group of friends, but the waiter wouldn't accept more than 4 credit cards and there were 15 of us! Argh. 

A few people had cash, amazing! A few people offered to use Venmo. I volunteered super quickly and asked everyone to give me their cash. Then I charged the dinner to my Chase Sapphire Reserve credit card that earns 3x points on dining. 

That's just one way you rack up points without flying. 

Here are some more: 

1. Online shopping through portals - I love shopping portals! You can read all about how to maximize shopping portals here. 
2. Hotel booking sites like Rocketmiles 
3. Dining programs - many of the airlines and hotels offer opportunities to link a credit card to their dining program and earn extra points or miles. 
4. Surveys like this one from Avios - many of the airlines and hotels will offer points in exchange for your opinions.
5. Car rentals - many times you can earn bonus points if you link your car rental to your airline mile account. 
6. Airbnb and Delta or Avios - there is a portal that earns Delta or Avios miles when you book an Airbnb. 


If you use the Southwest Shopping Portal, those points count towards the Southwest Companion Pass too if you are trying to earn the pass. 
Remember, every time you spend money, it should be helping you get your next vacation for FREE. 

That's how we do it here at almostfreefamilytravel.com 



Friday, February 17, 2023

Mission Accomplished! I Got My Southwest Companion Pass

 


The best news of the week! Earned my Southwest Companion Pass and it's valid through December 31, 2024. Woohoo!

The Southwest Companion Pass is a BOGO pass valid for up to two years that you can use to take a companion on any flight anytime and as many times as you want. All you pay is the $5.60 in taxes. Compare that with other passes where you can only use them once or they cost $99. 

You earn the pass by collecting 135,000 Southwest points in a single calendar year. Once you earn the pass it is valid for the rest of that year and the next year. 

Riding in a classic car in Havana, Cuba


I have had this pass for the past 8 years minus last year ๐Ÿ˜ขand it has saved me thousands of dollars. When I took my daughter to visit colleges, yep, she flew for FREE as my companion. When we went back east for a family event, yep, took my son as my companion for FREE. When I went to Cuba, took my husband for FREE. Amazing! 

Mission Accomplished! I Got My Southwest Companion Pass

If you have been following my blog, you can see how I planned to earn the pass, but let me share the exact stats and how it went. 

  • I started planning this back in October 2022. 
  • I cancelled my Southwest Priority credit card because you can only hold one personal Southwest credit card at a time. 
  • I also confirmed that it had been at least 24 months since I received the bonus. 
  • After 30 days, I applied for the new Southwest Priority credit card which had a 75,000 bonus offer for a $3,000 minimum spend. I like the Priority card because it comes with a $75 Southwest credit. Even though it has a higher annual fee of $149 once you subtract the credit, it's actually less than the others. You also get FREE upgraded boardings which are helpful when you forget to check in LOL. 
  • Next, I applied for the Southwest Performance Business credit card which was offering 80,000 bonus points for a $5,000 minimum spend. I chose this one because I need to renew my Global Entry this year and it comes with a $100 Global Entry credit. 
  • Now I directed all my spending to these two cards. Holiday gifts, holiday travel, medical bills, groceries, dining everything. I don't bother changing monthly automated bills especially since I pay those with credit cards that earn extra points on streaming, phone, internet etc. 
  • I was very careful to reach the minimum spend after Jan. 1st because you have to accumulate the points in the same calendar year to earn the 135,000 points needed. And you want to earn the points as close to the beginning of the year as you can so the pass is valid for almost two years. 

And bam, mission accomplished! Now if you compare this plan with the new Southwest companion offer of 30,000 bonus points and a companion pass valid through February 2024 by opening one card, you can see that I end with a pass good for an additional 10 months and 120,000 more Southwest points. 

More work, yes. More payoff, yes! 

What do I plan to do with the pass this year? I have already booked two East Coast trips and now I'm looking at going to the countries that Southwest flies to that I haven't been to before. Woohoo! 

Now this plan isn't right for everyone, in my next blog post, I'll share with you who SHOULD definitely take advantage of the new Southwest bonus offer. 



Wednesday, February 8, 2023

Is The New Southwest Companion Pass Offer Right For You?

 


If you are dreaming about visiting someplace like Yosemite National Park this summer, you might be tempted to jump on Chase's new Southwest Companion Pass offer. But let's talk for a minute about whether this offer is the right one for you.

The Southwest Companion pass is a BOGO on any Southwest flight anytime for up to two years. You earn it by accumulating 135,000 Southwest points in a calendar year. 
We recommend applying for two Chase Southwest credit cards, one personal and one business, to earn the pass. I have had this pass for 6 years and have saved thousands of dollars. Last year, I didn't have the pass and I regretted it greatly. 




The new offer is to apply for the Chase Southwest Plus personal credit card, spend the $4,000 minimum and then earn a bonus of 30,000 points and the companion pass for one year. 

Is The New Southwest Companion Pass Offer Right For You? 

So let's compare the new offer with the regular companion pass method we recommend and see how it stacks up so you can decide if it is right for you. 

There are three Chase Southwest personal credit cards, the Plus, Priority and Premier. The bonus offers on these cards range from 40,000 points up to 75,000 points. The minimum spend ranges from $1,000 to $3,000. The cards range in annual fees from $69 to $149. There are varied benefits on each card. 

You can only hold one personal card at a time and you can only get the bonus offer once every 24 months. Chase will also only approve you for 5 cards every 24 months.  

There are also two Chase Southwest business credit cards, the Performance and the Premier Business. The bonus offers range from 60,000 points to 80,000 points and the minimum spend ranges from $3,000 to $5,000. The annual fees range from $99 to $199. 



Is The New Southwest Companion Pass Offer Right For You? 

Usually I recommend applying for one personal card and one business card to earn the companion pass. The minimum spend for the two cards can be as low as $4,000 and as high as $8,000 depending on the offers. You can earn as many as 155,000 Southwest points and as few as 110,000 points. The annual fee for two cards can be as low as $168 or as high as $348. The companion pass is valid for up to two years. 

This new offer is only for the Chase Southwest Plus credit card with an annual fee of $69 and a minimum spend of $4,000. The bonus offer is 30,000 points plus the companion pass. The pass is valid through February 28, 2024. 

So is this new offer right for you? Like everything we talk about, it really depends on you and your travel plans. The pros of this offer are that it is simple, one card, one minimum, one bonus. The cons are that the pass is only good for one year instead of two years. You only earn 30,000 points instead of lots more. 

Let us know what you decide to do. And if you decide to jump on this offer, please consider using my referral link.  


Monday, February 6, 2023

The Basics: Where Do I Start If I want to Travel for FREE

 


We are jumping for joy in a field looking at the Andes Mountains in Chile because it's beautiful, we trekked to get here and our trip was almost FREE. I'm not bragging. Instead, I'm hoping to inspire you that you can travel for FREE too. 

Before I share the basics with you. I want to share some of the questions I have received recently which sparked the need for this post. 
  • A friend called me last week and asked me if I could help her family of four travel to Italy this summer for FREE. The answer is no. Next summer, yes. 
  • Another friend asked if she could get her hotels for FREE for an upcoming trip. Then she shared that she had opened at least 5 credit cards in the past year including a Williams Sonoma credit card. The answer is maybe. But she may have to wait another year to start and review all of her credit cards. 
So where do you start? 

You have heard the saying that you need to start at the beginning and do a review of where you are now and where you are going. 

Let's look at the steps:

1. Where do you want to go - What are your travel goals? Who will be going with you?
2. What credit cards do you have currently? I would create a spreadsheet with all the cards, the dates you opened them, the credit limit, perks, the annual fee and the card anniversary. Then review them and ask if you are getting benefit out of them. Never cancel your oldest card or cards with high credit limits. But the rest are fair game. 
3. Depending on what type of travel you want to do, domestic or international will determine which card you open first.

Once you are approved for your credit card, use that card for all of your daily purchases like gas and groceries. I call it leveraged spending. It's making your daily purchases work harder for you.

And if you go out for dinner with friends, pick up the check and ask them to give you cash or venmo you. 
If you have an event coming up, pay for it with that credit card. 
Home repair project, see if you can pay with a credit card. 
College tuition due, pay with the credit card, but watch out for fees. 
Insurance premium, medical bills, yep, put it all on the same credit card. 

Now you MUST pay off the credit card entirely! I put all of my credit cards on auto pay as soon as I get them. If you pay interest, then it defeats the point of the game. 

Once the bonus is triggered, you can move onto the next credit card. In the next blog post, we will talk about some more advanced methods of earning points and of course, the best part, how to spend the points. 

If you apply for any credit cards, please use the referral links in this post. You get the same deal you would anywhere else and I get a reward for referring you.