Capital One released this very quiet 90,000 bonus offer for the same $4,000 minimum spend. It was discovered by our friends at Doctor of Credit so who knows how long it will stick around.
Capital One Venture X comes with a $300 annual travel credit plus $100 Global Entry credit and Capital One and Priority Pass Lounge access. You also get a 10,000 point bonus on your anniversary. All of this balances out the $395 annual fee.
I like Capital One because the points are so flexible. You can transfer them to dozens of airlines and hotels plus you can use them to erase travel purchases and to buy travel in the portal. Though sometimes you need to be careful when booking through the portal.
You earn 2 points per dollar on everything so it's a great everyday card. The 90,000 bonus offer is equal to $900 in travel.
You are only eligible for a Capital One bonus every 48 months so if you have had this card before, be sure to check the date that you got the bonus. And if you or your partner have a Capital One Venture X card, it may make more sense to refer the other person to the regular offer to get the referral bonus which is worth 25,000 points.
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