Woohoo! Got The Capital One 90,000 Point Bonus

 Update, the 90,000 bonus is no longer being offered, but you can still get a 75,000 bonus using my referral link 

You might think it's strange that I'm celebrating that I spent $4,675 on my credit card! But look at the rewards, 98,563. Yep, I already got the 90,000 point bonus from Capital One Venture X and I haven't even paid the card yet. 

Here's a hack, Capital One gives you the bonus BEFORE you even pay off the credit card. Now we always pay the full balance every month when it is due. 

But here's an interesting hack, you can actually use the bonus to erase the purchases you made to reach the minimum spend. Are you following me?

Let's say that part of that $4,675 was a purchase of two airline flights. As soon as you see the bonus come through, you need to follow the steps to erase the travel purchase. If you can do it before your statement closes, you won't have to pay for the purchase. Instead you are using the bonus to pay for it. Pretty good hack. 

In this case, I will pay the balance and keep adding points so that I can erase my rental car in Tahiti. Woohoo! 

I like the Capital One Venture X credit card because you earn 2x points on all purchases, you get $100 Global Entry credit, you get Priority Pass lounge membership for you and your authorized users which you can add for FREE plus you can transfer the Capital One points to dozens of airlines, and a few hotels and you can use them in the Capital One portal and just use them to erase ANY travel purchase. Annual fee is $395, but you get a $300 travel credit in the portal. 

You can get the 90,000 bonus offer too by using my referral link here. 

Now if this is confusing or scary or you just want some help deciding if this card is right for you and your travel goals, join my travel coaching program! I am launching the second cohort now and offering a Black Friday special of just $99. This is an incredible deal because it includes the video modules, the custom points and miles tracker, a 1:1 meeting with me and our monthly group coaching sessions for life. There are limited spaces available so don't wait!