Are you looking to boost your credit card rewards? One of the most effective ways to earn 5X points from Chase is by taking advantage of the rotating bonus categories offered by the Chase Freedom Flex and Chase Freedom cards. Each quarter, Chase selects four purchase categories that earn 5X points instead of the standard 1X or 1.5X points.
Historical Bonus Categories
In previous quarters, Chase has featured categories such as:
- Amazon purchases
- Warehouse club stores
- Gas stations
- EV charging stations
Q4 2024 Bonus Categories Revealed
Chase has just announced the exciting bonus categories for the fourth quarter of 2024:
- McDonald's
- PayPal
- Pet shops and veterinary services
- Select charities
Maximizing Your Rewards
- Pet Expenses: With many people investing heavily in their furry friends, pet shops and vet services could lead to substantial bonus points.
- Charitable Giving: The fourth quarter aligns perfectly with end-of-year donations, making the charity category particularly valuable.
- PayPal Purchases: This category is a true winner! Use PayPal for most of your online shopping, especially holiday gifts, and watch your bonus points stack up.
Important Reminders
- Activation Required: Don't forget to activate your credit card by December 14th. You can do this by clicking here or logging into your online account.
- Earning Cap: There's a maximum of $1,500 in combined purchases across these categories that are eligible for 5X points.
Start planning your Q4 spending strategy now to make the most of these lucrative bonus categories!
If you don't have a Chase FREEDOM FLEX card yet, it might be a good addition to your wallet. It's a no annual fee card with a small bonus offer of just $150 for a $500 spend.
But just a reminder, we never want to apply for the cards without a plan, join my Travel Coaching Program so we can design a custom plan for you to reach your travel goals.
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