Bilt and Rakuten Team Up: More Points For You!

 

Woohoo! Great news from Bilt and Rakuten. Two big announcements: 

1. Bilt is going to make it so you can earn points and miles when you make your mortgage payment. Now that's a game changer. You can read all about how you can currently use Bilt to earn points on your rent payments. But starting in February 2026, Bilt will be offering three new credit cards. These new cards will make it so you can also earn points and miles on your mortgage payment. Since most people earn zero points on this payment now, this is huge. For most of us, it's our biggest purchase of the month. We don't know the details of the new cards yet, but we should hear in January. For existing Bilt credit card holders, Bilt says the change will be seamless. Watch for details in January. 

2. The second big announcement, Bilt is teaming up with the shopping portal, Rakuten. Instead of earning cash back with Rakuten, now you will be able to earn Bilt points specifically 1,000 points for every $10 cash back. Pretty sweet!

You will need to link your two accounts and specify Bilt as your payment preference. Cash back points will deposit quarterly into your Bilt account. The emails on both accounts must match to use this option. 

Two great announcements. If you do not have a Rakuten account yet, you can sign up here. If you use my link, when you spend $50, you will get a $50 bonus or link your Bilt account and that's 5,000 points.

 Yep, that's free money! 

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting call, download my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities.