Chase Sapphire Reserve Cardholders: Your Mid-Year Credits Expire July 1st ⏰
If you carry the Chase Sapphire Reserve, you've got a deadline coming up. Several credits reset on July 1st — meaning anything unused from the January–June window disappears. No rollover, no exceptions. 💸
Here's exactly what you need to use before the clock runs out:
Credits Expiring June 30th 📋
- StubHub Credit — ⚠️ Activate this one before you purchase. Skipping that step means the credit won't apply and there's no getting it back after the fact.
- Dining Credit with Chase Sapphire Reserve Exclusive Tables
- Edit Credit (the Edit hotel booking benefit in the travel portal, note this is different than the hotel credit which is specifically valid at certain hotel brands)
All three are issued twice annually — once for January through June, and again for July through December.
How to Use Them Smartly 💡
You can read about how I used these credits earlier this year for a fun weekend in Las Vegas.
Dining Credit: Not heading out to dinner before June 30th? You can still put this credit to work. Buy a gift card at any restaurant running on the Toast payment platform — it triggers the dining credit and you've got the gift card ready for a future meal. Easy win.
Edit Credit: Book two nights now before the credit resets, then book another two nights at the same property once your July credit kicks in. Stack them together and you've effectively covered a four-night stay across two credit periods. We've covered the Edit + hotel credit stacking strategy before — if you haven't tried it yet, this is a great time to start. 🏨
Quick Checklist Before June 30th✅
- Activate and use StubHub credit
- Use or gift card hack your Dining credit
- Book your Edit credit stay (and plan the July stack)
Don't let these expire — the reset is coming fast. 🗓️ Chase estimates that if you use all the credits, the value is more than $5,000. But you have to use them to at least get the value out of paying the $795 annual fee.
I have created a handy tracker for you to help you keep track.
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