💳 How to Triple Stack Points on Every Online Purchase

 

💳 How to Triple Stack Points on Every Online Purchase

Every time you shop online, there's a question worth asking: how many points or miles can I earn here?

Earning some points? Nice. Earning double points by layering two sources? Even better. Earning triple points across three sources at once? That's the triple stack — and it's one of the most satisfying moves in the points game.

Here's how it actually works, with a real purchase to show you exactly what's possible.

🌸 The Triple Stack in Action: A Flower Delivery Example

The goal: Buy birthday flowers for a friend ($66 total)

Flower delivery services are basically interchangeable, so the smarter move is choosing the one that earns you the most — not just picking the first result that pops up.

🔍 Step 1: Check for Credit Card Bonus Portals

Chase has an ongoing partnership with the digital payment platform Paze that earns 10x Ultimate Rewards points plus a $10 statement credit on purchases. The first step is checking the Paze merchant directory under flowers and gifts — and sure enough, 1-800-Flowers is listed. Read here about how to link your credit card to Paze.

✅ That locks in Layer 1.

🖥️ Step 2: Check Shopping Portals

Head to CashBackMonitor.com to see every shopping portal where 1-800-Flowers is listed. This is where you decide if a hotel or airline portal makes more sense than a cashback option.

A few things to consider at this step:

• Is any airline or hotel portal running a bonus promotion right now?
• Do you need to top off a specific loyalty account before a trip?
• Are any of your points or miles close to expiring?

In this case, the American Airlines AAdvantage shopping portal made the most sense.

✅ That locks in Layer 2.

💰 Step 3: Pay with the Right Card

Check out using Paze with your linked Chase Freedom Flex or Sapphire credit card.

✅ That locks in Layer 3.

🏆 The Triple Stack Breakdown

Here's what a $66 flower purchase earned:

Source	Reward
American Airlines shopping portal	350 AAdvantage miles
Chase Freedom base earn	66 Ultimate Rewards points
Paze 10x bonus	660 Ultimate Rewards points
Paze statement credit	$10 back

Total: 350 AA miles + 726 Chase points + $10 statement credit — on a $66 purchase you were going to make anyway.

🗺️ The Triple Stack Formula

Whenever you're about to buy something online, run through this quick checklist:

1. Check your credit card bonus offer (Chase Paze, Amex Offers, 5x bonus categories, Rakuten.com etc.)
2. Check shopping portals on CashBackMonitor.com to find the best rate
3. Choose the portal that fills a loyalty gap (expiring points, upcoming trip, bonus promo)
4. Pay with the card that earns the most in that category

The key is always checking before you check out — once the purchase is done, those layers are gone. 🎯

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Or you can book a consulting call with us for just $100. I would love to help you make priceless family memories affordable. 

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