How To Get Thousands of FREE Airline Miles Without Spending Extra $

I talk about shopping portals all the time because they’re one of the easiest ways to earn airline miles and hotel points on spending you’re already doing. 🛍️✈️

Today I want to show you a few real examples — plus some bonus offers that can help you stack even more points and miles.

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Rakuten is my current favorite shopping portal 💻✨

Rakuten.com has become my go-to for earning extra rewards on everyday purchases.

For example: I buy cat food from Chewy.com every few months. If I take the extra step of starting at Rakuten and then clicking through to Chewy, I’m still shopping at the exact same website — but now I earn:

• 2% cash back from Rakuten

• Plus 1x–2x points from my credit card

Chewy is listed on a bunch of shopping portals, so it’s always smart to check cashbackmonitor.com before you buy. When I checked, most portals were offering 1x points or miles at Chewy… but the Chase Freedom portal was offering 2x. 👀

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The best part: Rakuten can pay out in points 🎯

Rakuten lets you earn rewards as:

• Cash back

• American Express Membership Rewards points

• Bilt points

I linked my Rakuten account to Bilt, so every 4 months my Rakuten rewards automatically transfer into my Bilt account.

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Quick Bilt refresher (because these points are legit)

Bilt points are a newer flexible currency — similar to Chase Ultimate Rewards, Amex, Citi, and Capital One.

You can transfer Bilt points to airline and hotel partners like:

• Southwest

• Alaska

• Iberia

• Virgin

• Flying Blue (Air France/KLM)

• Hyatt

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A huge current Rakuten offer: Kraken 💰

Right now on Rakuten, the crypto platform Kraken is offering:

$150 back on a $225 deposit and purchase

If you’re earning in Bilt points, that’s essentially 15,000 Bilt points (since it transfers 1:1).

To put that into perspective:

• My last flight from San Francisco to Los Angeles cost 4,500 Alaska points

• The one before that cost 2,500 Southwest points

• And yes, I brought a companion along for free 😅

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Want to stack the deal even more? 🔥

If you open a Rakuten account using my referral link, you’ll get an extra 5,000 points after you spend $50.

So if you did the Kraken offer, you’d be looking at 20,000 Bilt points total.

And just to show how real this is: transfer those points to FlyingBlue.com and you can potentially book a one-way economy ticket on Air France from Los Angeles to Athens. Seriously.

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Not into crypto? Totally fair 😄

If crypto isn’t your thing, you can still use the referral offer and earn the bonus on a normal purchase.

I used it once to send flowers to a friend as a thank-you and earned the 5,000 points that way. You could also use it on something basic like… cat food. 🐾

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More bonus offers to earn points on everyday life ✈️🍽️🚗

United + Instacart 🛒

If you link your Instacart account with your United account and make a grocery purchase within 60 days, United will give you:

• 500 miles for free

If you’re a new Instacart customer and make 4 orders in 8 weeks, United will give you:

• 5,000 miles

I just did this and added another stack. I clicked on Rakuten.com which was offering 3x points on Instacart then placed an order with my Capital One Venture X to earn 2x points and 500 bonus United miles. Woohoo! 

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Lyft partnerships 🚙

Link your Hilton, Alaska, Bilt, or United account with Lyft and earn points every time you ride.

Prefer Uber? You can link Uber + United for extra miles too.

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Airbnb miles 🏡

• Book through Delta Airbnb to earn Delta miles

• You can also earn British Airways Avios on Airbnb stays through their earning portal

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Rental car miles 🚗

I’ve linked my Budget Rental account to my Southwest Airlines account — so every rental earns me 500 Southwest miles.

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VRBO + United 🧳

United also has a partnership with VRBO, so you can earn United miles on stays.

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Dining points through IHG + OpenTable 🍷

On the IHG website, you can access OpenTable and earn:

• 150 IHG points every time you dine out

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The takeaway

None of these require extra spending — they just require one extra click or a quick account link. And over time, these little wins can add up to real flights and hotel nights. 😎

There are even more offers like this out there, so check the websites (or social pages) for your favorite brands and see who they partner with for rewards.

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting call, download my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities.

How You And A Friend Can Each Get $30 FREE For Online Shopping

If you follow my blog at all, you know how much I love online shopping portals. These are just FREE money and yep, I love FREE money. You can check out my last post on how to rack up miles fast with online shopping. 

But did you know that besides racking up miles fast, you can also get cashback?

Yep, that's right. Think couponing meets the internet. Stop looking for discount codes and promo codes, just shop the right way and get rewarded. 

Starting April 20th, one of my favorite cash back shopping portals, Rakuten.com (formerly Ebates), is offering $30 to new customers and $30 to the person who referred the new customer. What a win-win! 

How do shopping portals work?

Here's a visual for you about how shopping portals work. I sent flowers to a friend last week for her birthday. Instead of clicking straight to a flower delivery website, I logged into my Rakuten.com account.  There are about 2,500 retailers associated with this marketplace so you should find what you are looking for from Target to Home Depot. I looked at all the flower delivery companies and chose one that offered 48% cashback, yep, you read that right. When I clicked on the link, Rakuten.com took me to the flower company website and I proceeded to make my purchase. Rakuten tracks my purchase and credits me back 48%. Wow! 

You do need to make sure you don't disrupt the tracking by clicking on other windows etc. 

It takes a few days or weeks to see the cashback and then every 3 months, Rakuten will send you a "big fat check." 

This new promotion is only good for two weeks, it ends on May 1st so tell lots of your friends. There is no limit on how many people you can refer. And if you are new to Rakuten, use our link to join and then share your referral link with your friends. 

Bilt and Rakuten Team Up: More Points For You!

 

Woohoo! Great news from Bilt and Rakuten. Two big announcements: 

1. Bilt is going to make it so you can earn points and miles when you make your mortgage payment. Now that's a game changer. You can read all about how you can currently use Bilt to earn points on your rent payments. But starting in February 2026, Bilt will be offering three new credit cards. These new cards will make it so you can also earn points and miles on your mortgage payment. Since most people earn zero points on this payment now, this is huge. For most of us, it's our biggest purchase of the month. We don't know the details of the new cards yet, but we should hear in January. For existing Bilt credit card holders, Bilt says the change will be seamless. Watch for details in January. 

2. The second big announcement, Bilt is teaming up with the shopping portal, Rakuten. Instead of earning cash back with Rakuten, now you will be able to earn Bilt points specifically 1,000 points for every $10 cash back. Pretty sweet!

You will need to link your two accounts and specify Bilt as your payment preference. Cash back points will deposit quarterly into your Bilt account. The emails on both accounts must match to use this option. 

Two great announcements. If you do not have a Rakuten account yet, you can sign up here. If you use my link, when you spend $50, you will get a $50 bonus or link your Bilt account and that's 5,000 points.

 Yep, that's free money! 

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting call, download my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

How You Can Earn A Bonus 1,000 American Miles Fast

 

Shopping portals are one of the best ways to earn miles without stepping on an airplane. Most of the major airlines and hotels have them. There are also a few cashback portals like Rakuten.com. Think of shopping portals as an online marketplace of retailers. Every retailer agrees to give you a discount so it can be included in the marketplace. It's a win-win for you and the retailer. 

The retailer gives you a discount in the form of miles or cash back. 

It doesn't cost you anything and it's a great way to earn miles without flying. 

Sometimes, the portals will add bonuses in the form of extra miles per purchase or per total money spent. 

How You Can Earn A Bonus 1,000 American Miles Fast

Right now, American Airlines is offering a Spring Cleaning Bonus. 

Spend $100, earn 500 bonus miles 

Spend $300, earn 1,000 bonus miles 

Pretty sweet! This offer ends March 16th. You don't even need to spend the $100 at the same store or even in the same purchase. You just need to spend a total of $100 before the deadline. 

Rakuten.com which used to be Ebates just launched a new credit card with a bonus offer of $30. The card earns 3% bonus back on all purchases through the Rakuten.com shopping portal and 1% back everywhere else. Now I wouldn't recommend this because you don't want to waste a credit pull on a small bonus like this. There are a lot of more valuable bonus offers out there and better long-term credit cards in my opinion. But if you are a big Rakuten.com fan or just looking for cash back, maybe this is an option for you. 

If you do shop at Rakuten.com, please use my referral link, you will get a bonus $20 back on your first $20 purchase. 

Stack, Stack, Stack To Earn The Most Points And Miles

This is the best time of the year to earn so many extra points and miles! The secret is to stack the offers when you are doing your holiday shopping online. A few things to keep in mind, you don't have to use the credit card that matches the shopping portal. For example, you can shop in the Southwest Shopping Portal, but pay with your Capital One credit card to get 2x points. Make sense?

 I'll give you several examples that I've actually done in the past week. 

Example #1 

Southwest Shopping Portal is offering 1,000 extra points if you spend $200 in the portal. That's easy, let's stock up on pet food. 

The Southwest shopping portal is also offering 2 points per $1 spent on purchases at Chewy. Awesome. Then we pay for our purchase with Paypal and our Chase FREEDOM FLEX credit card which nets us 5x points since this card has the 5x bonus rotating categories. 

So this one pet food purchase should earn:

• 1,000 bonus Southwest points 
• 400 Southwest points 
• 1,000 Chase Ultimate Rewards 

Example #2

I was referred to Rakuten.com and bought flowers for a friend through 1-800flowers. I spent $65 on flowers, but got a FREE $50 for following the referral link plus 10% bonus cash back. Then I linked my Bilt account with my Rakuten account. Rakuten transferred more than 5,000 points into my Bilt account. You don't need a Bilt credit card, just create an account. Be sure your email is the same on both accounts. Woohoo! When I'm ready I can transfer the Bilt points to dozens of airlines or hotels like Air France, KLM, Southwest, Hyatt and more. On the first of the month, Bilt offers transfer bonuses too so I may be able to squeeze more value out of those points. 

So this flower purchase earned:

• $50 referral cash 
• 10% cash back 
• 5,500 Bilt points that I can transfer the points to dozens of airlines or hotels

Example #3

I wanted to buy a new Iphone, Capital One Shopping was offering 10% back on Apple purchases and I could pay for the phone with Paypal and my Chase FREEDOM FLEX credit card for 5x Chase Ultimate Rewards points. 

So this phone purchase earned:

• $69.90 Capital One shopping rewards which I can use to buy gift cards for stores like Home Depot, Ulta and REI.  Use this referral link and you get a FREE $40. 
• 3,000 Chase Ultimate Rewards points 

To find these deals, start with cashbackmonitor.com and my new fave Rakuten.com. The $50 referral offer is still active so use my link. 

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting call, download my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

Huge Bonus From The #1 Shopping Portal

 

If you follow me at all, you know how much I love shopping portals. Portals are FREE money and I love that! They are essentially a marketplace of retailers that offer cashback, miles, or points in exchange for being listed on the marketplace. What does this mean for you? I call it leveraged spending, it sounds like a very financial term, but it really just means getting more value out of each purchase. 

Picture this, you need to buy a new toilet from Home Depot. You can buy it straight from homedepot.com, you can walk into the store and buy it OR you can click on a shopping portal to reach homedepot.com and buy it there and get 3%-10% cashback. Woohoo! 

Most of the airlines and Chase offer shopping portals plus there are a few cashback portals including my favorite Rakuten used to be Ebates. 

Stores come and go and the cashback rates change all the time. I use cashbackmonitor.com to check the percentages for retailers. The best part is when you get the email from Rakuten saying you have a big fat check on the way. If you are not a Rakuten member yet, use this link to open your account and you will get $40 when you spend $40. Cha-ching! 

Early Black Friday Deal: Cash Back At Amazon!

If you do most of your shopping on Amazon, it's hard to find cash back deals on that platform. Amazon does not participate in most of the shopping portals. And as you know, I love shopping portals because it's a great way to double or even triple your miles/cash back from a single purchase. You can check out this past post on how to use shopping portals.
Now Rakuten, formerly Ebates, is offering up to 5% cash back on Amazon.

When you click on the Amazon link from Rakuten, there is a quick list of the cash back offers in different categories. Here's a look at that list and you can see it varies greatly, but it's better than zero which is the norm for Amazon.

If you use my referral link to Rakuten, you will get an additional $10 off your first purchase of at least $25. Happy shopping!

How You Can Get A "FREE" 500 Delta Miles

If you've followed this blog for a while, you know I'm a big fan of shopping portals. For the uninitiated: a shopping portal is a marketplace featuring thousands of retailers where you earn bonus points or miles just by clicking through before you buy — stacked on top of whatever your credit card already earns you.

Lately, I've been routing most of my purchases through Rakuten, and here's why it's worth your attention. You can link your Rakuten account to your Bilt account to earn flexible Bilt points, which transfer to a solid lineup of airlines and hotels — think Southwest, KLM, Air France, American, United, Hyatt, Hilton, and Wyndham. If you use my referral link, you get $50 or 5,000 Bilt points when you spend $50 in the Rakuten shopping portal. 

That said, most major airlines and many hotel brands run their own portals too. A great free tool to bookmark is cashbackmonitor.com — it shows you which portals are currently offering elevated bonus rates so you can always pick the best option.

A current deal worth knowing about 🗓️

Delta is running a promotion right now: earn a 500-mile bonus when you make $100 in cumulative purchases through its marketplace by May 4th. 

While digging into this, I spotted that AARP was offering 1,100 miles for a new membership — and the membership itself is just $15. I went ahead and signed up since it had been on my to-do list anyway. With $85 more in purchases before May 4th, I'll hit that additional 500-mile bonus too.

Other ways to earn Delta miles ✈️

Delta has a surprisingly wide ecosystem of earning partners beyond the portal:

• Airbnb – book through deltaairbnb.com
• Starbucks – link your accounts
• Uber & Uber Eats – connect your Delta and Uber profiles
• Hertz – earn miles on rental cars

The opportunities add up faster than you might expect. A little intentionality about where you click before you shop or book can translate into thousands of extra miles and points over time — with no change to your actual spending.

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. 

Or you can book a consulting call with us for just $100. I would love to help you make priceless family memories affordable. 

***In honor of every new paid client, we will make a donation of 10% to one of our favorite charities. 

Why You Should Do This First Before You Shop Online

 

With much of the country plunged into a deep freeze, you may opt for shopping online. But before you press that purchase button, listen up! You need to do something before you press the buy button that could double or triple your points, miles, or cash back. 

It's called shopping portals and they are my favorite! Most of the airlines have them, some of the hotel chains, some companies, and there are even independent cashback portals. There are even a few portals that will direct a percentage of your purchase to your favorite charity, think Amazon Smile and the Benefit app. 

So how do they work? Easy think of it as a giant marketplace, all your favorite retailers agree to be listed in the marketplace (free advertising for them) in exchange for giving you a percentage of your purchase back in the form of points, miles, or cash. 

I just got an email this morning letting me know that I have a big, fat check heading my way from Rakuten.com used to be Ebates.com. 

This is cashback on things I would have bought anyway....think pet food, printer ink, clothes, household items, and my favorite, flowers. For example, one of my favorite portals that you can only shop at with a personal referral offers 48% back on flowers. Wow! Makes sending flowers to my mom for Valentine's Day a bit less expensive. 

Here's how it works: if the flowers are $45, then the portal tracks my purchase and will send $22 back to my account as cashback. Yep, $22, incredible. 

Now some portals offer hotel points or airline miles like Southwest, United and American Airlines back when you shop and others offer cashback like Rakuten. If you use my referral link for Rakuten, you will get $25 extra cashback on your first purchase. 

You can also use the site cashbackmonitor.com to compare offers from the different portals. I switch which portal I use based on the percentage or points for that specific purchase OR if I am trying to top off an account OR if a portal is offering a bonus. If you are strategic, you can earn thousands of points/miles or cashback. 

Be very careful that you don't accidentally click out of the portal before you press the buy button. Sometimes, I will click through to the portal once I have everything in my cart just to be certain. 

This is FREE money, points, and miles and FREE or almost FREE is how we roll here! 

Bilt’s Latest Update: What You Actually Need to Do (and Decide) 🧾💳

Bilt’s Latest Update: What You Actually Need to Do (and Decide) 🧾💳

You’ve probably seen the recent updates from Bilt. The era of effortless rent points may be winding down—though there’s still hope it’s not entirely over 🤞.

For now, if you currently have a Bilt credit card, there’s an important action item:

⏰ Choose Your Card by January 29

You must select one of the new card options in the Bilt app or at bilt.com/card.

Each card comes with different benefits and annual fees. If you’re not excited about the paid perks, the simplest move is to choose the free Bilt Blue card.

Why keep Bilt at all?

• Bilt points still transfer to American Airlines, Alaska, United, Southwest, and more ✈️

• Hotel partners include Hyatt, Marriott, and Hilton 🏨

What Happens If You Don’t Choose?

If you take no action, you’ll automatically receive the Wells Fargo Autograph card (no annual fee).

What it offers:

• ❌ Cannot be used to pay rent

• ✅ Earns 3x points on travel, dining, transit, and streaming

• ✅ Transfer points to airlines like Air France/KLM, JetBlue, British Airways, Virgin Atlantic, and Iberia

Quick guidance:

• Want to stay in the Bilt ecosystem or use Bilt’s airline partners? → Choose Bilt Blue

• Prefer Wells Fargo’s airline partners or want something simpler? → Wells Fargo Autograph is fine

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If You Stick With Bilt: How Housing Rewards Will Work 🏠

After some initial confusion, Bilt clarified that you’ll have two reward options for rent or mortgage payments.

Option 1: Points on Housing

• Pay rent or mortgage with no transaction fee

• Earn up to 1.25x points on housing

• Your earn rate depends on how much non-housing spend you put on the card

Option 2: Bilt Cash + Points

• Pay rent or mortgage with no transaction fee

• Earn 4% back in Bilt Cash

• Earn points on everyday spending

• Use Bilt Cash to “buy” points on housing payments

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Important Things to Keep in Mind ⚠️

• You should continue paying rent via ACH, not floating rent on your credit card—no change there

• It’s still unclear whether Bilt Cash → points will be automatic or manual

• When prompted, always choose “no transaction fee”

• Paying a 3% processing fee is almost never worth it

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What This Looks Like in Practice (Examples)

Using an example from NerdWallet:

Example 1: $2,000 Mortgage

• Transaction fee to earn points: $60 (3%)

• If you have $60 in Bilt Cash → you earn 2,000 points

• If you only have $45 in Bilt Cash:

  • You earn points on $1,500

  • To earn the remaining 500 points, you’d need to pay $15 out of pocket

• You cannot use Bilt points to cover transaction fees

All Bilt cards earn 4% back in Bilt Cash on non-housing spend, so earning $60 in Bilt Cash would require about $1,500/month in other purchases—which is exactly the behavior Bilt is encouraging.

Example 2: $5,000 Rent or Mortgage

• Required Bilt Cash: $150

• That could mean $3,750/month in non-housing spending

• Possible? Sure—for some households. Worth it? That depends.

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One Easy Win: Rakuten + Bilt 🛍️✨

If you do any online shopping:

• Sign up for Rakuten

• Link it to your Bilt account

• Earn free Bilt points on purchases you’re already making

Right now:

• Spend $50 → get 5,000 Bilt points

• This partnership may end May 2026, so it’s worth setting up sooner rather than later

How You Can Earn Bonus Miles On Your Holiday Purchases

 

If you follow my blog, you know how much I love shopping portals! It's FREE money. And now, the airlines are offering bonus points on your purchases when you click through the portals. So how does it work?

Think of a shopping portal like Target or Costco, it's a collection of stores on the shelf. Except the difference is that you get a bonus every time you choose to buy a product. The retailers agree to offer cash back or points or miles bonuses in exchange for being displayed on the store shelf. 

Most of the airlines American, United, Southwest, Jet Blue, Spirit, British Airways, Delta, Alaska, Virgin Atlantic have portals. Hotels like Choice and Wyndham have portals. Amtrak has a portal too. And then Chase Ultimate Rewards, Wells Fargo, and Barclays have portals and then there are the cashback ones like Rakuten. I use cashbackmonitor.com to find the best percentage normally when I make a purchase OR I'll use the portal to top off an account. 

However, during the holidays, the airline portals launch bonus promotions that are great to take advantage of. 

The bonus right now can earn you up to 5,000 bonus miles!  

United - spend $100, get 500 bonus miles 

             spend $500, get 2,500 bonus miles 

             spend $1,000, get 5000 bonus miles 

Southwest - spend $100, get 500 bonus miles 

                   spend $500, get 1000 bonus miles 

                   spend $1000, get 3,500 bonus miles 

Plus United is giving up to a 1,000-mile bonus if you are a new shopper. So next time, you go to make an online purchase, check those portals first, and watch the miles/points/cash back add up.

If you use my link for Rakuten, a cashback portal, you get a $30 bonus when you make your first purchase! 

How To Max Out Points and Miles during Black Friday Shopping

 

This week marks the beginning of the holiday shopping season and specifically the Black Friday sales. Now this year is going to look very different with so many people just trying to make ends meet and retailers trying to save a dismal year. 

So whether you will be taking advantage of the sales a lot or a little, make each purchase count. One day, we will be traveling again, and why not, travel for FREE. 

So a few things to remember when you are shopping over the holiday season:

1. Use the right credit card - this year has been incredible for increased cashback percentages on certain types of purchases. For example, 

• the new Chase Flex credit card offered new credit cardholders 5% back on groceries for one year or up to $12,000. When you are shopping for that Thanksgiving meal ingredients, that would be the card to use. 
• Chase Southwest credit cards offered a targetted offer of 5x points on Amazon purchases this quarter so this would be the card to use at that retailer. And now there is a more general offer for 5x points on Amazon and groceries, you need to activate the offer with this link.
• Chase quarterly bonus categories on Chase Flex and Chase Freedom offer 5x points at Paypal and Walmart this quarter. 
• Cards like Sapphire Preferred and Reserve offer increased percentages at restaurants, travel and grocery stores. Both cards also offer a cash back program where you can erase purchases at an increased 25% and 50% value. 
• Discover offers 5% this quarter at Amazon, Target and Walmart. 

2. Shopping portals - I love shopping portals, this is FREE money. You can check out my guide to shopping portals here. The bottom line is never make a purchase online without clicking on a shopping portal. It costs you nothing and puts money back in your pocket. And right now, Rakuten will give you $40 FREE when you use this referral link. 

3. Amex and Chase offers - check your AmericanExpress and Chase account to see what offers are available. Honestly, I don't find the best offers here, but once in a while, there is a gem. A few months ago, I found $50 back on any Marriott hotel stay. Pretty sweet! 

4. Open a new credit card and use the purchases to meet your minimum spend and get the bonus. One of the best bonuses and cards is the Sapphire Preferred which is offering a 75,000 Ultimate Rewards bonus and 1.25 point cash back program. 

The bottom line is every time you make a purchase make it count twice or three times towards that FREE trip. I call it leveraged spending and in the future, we will call it FREE travel. Woohoo!