Atmos Rewards Is Back With a 100,000-Point Bonus 🎉

Atmos Rewards (Alaska Airlines) just brought back its 100,000-point bonus offer — and this one is worth paying attention to.

I usually steer my clients toward flexible point programs like Capital One, Chase Ultimate Rewards, and Amex. But after jumping on this offer last year, I can confirm that Atmos Rewards holds its own when it comes to flexibility — especially for families.

Why Atmos Points Are More Flexible Than You'd Think ✈️

Alaska Airlines partners with 13 alliance members, including some heavy hitters:

• American Airlines
• British Airways
• Aer Lingus
• Qatar Airways
• Singapore Airlines
• Cathay Pacific
• Fiji Airways
• Finnair
• Iberia
• Japan Airlines
• Malaysia Airlines
• Qantas
• Royal Air Maroc
• Royal Jordanian
• Sri Lankan Airlines

That's a lot of booking options. To put it to the test, I ran a few searches:

• San Francisco → Sydney, Australia — multiple options on Fiji Airways and American Airlines ✅
• New York → Madrid, Spain — solid choices on Iberia and American Airlines ✅

• Seattle → Tokyo — non stop even business class bookable on Hawaiian Airlines  ✅

Could you sometimes find a better deal booking directly, say on Iberia using Avios? Possibly. But Atmos points shine when you need options fast. A client of mine needed a last-minute flight to Austin — cash prices were brutal, but we found a redemption for just 12,500 Atmos points. That's the kind of win that makes keeping a points stash worthwhile. 🙌

The Two Card Offers Right Now 💳

Summit Card — 100,000-point bonus

• Spend $6,500 in the first 3 months
• $395 annual fee
• Perks: 50% flight discount code, 8 lounge passes, and a 25,000-point global companion award

Ascent Card — 80,000-point bonus

• Spend $4,000 in 4 months
• $95 annual fee
• Perks: 50% flight discount code, $99 companion fare, and one free checked bag for you and up to 6 guests

Both are genuinely strong offers. Whether you go big with the Summit or keep it lean with the Ascent, having a healthy Atmos points balance gives you real booking power when you need it most. 🗺️

Want more personal help using points and miles for almost FREE travel? Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process. Right now, you can use the promo code "FREETRAVEL" to get $50 off the program. 

Or you can book a consulting call with us for just $100. I would love to help you make priceless family memories affordable. 

***In honor of every new paid client, we will make a donation of 10% to one of our favorite charities. 

Get $200 Instantly If Your Flight Is Delayed 3+ Hours

These days, a lot can go sideways when you travel: weather, mechanical delays, crew issues, schedule changes, strikes… and the occasional random snafu that nobody saw coming. 😅

Recently, one of my clients was traveling in Greece when a labor strike + high winds caused her ferry to be cancelled. She handled it like a pro: she stayed an extra night on the island she was already on and cancelled her next island stop.

But the changes came with extra costs:

• A new ferry ticket

• An extra hotel night

• And no refund for the original ferry ticket

(Thankfully, the hotel on the next island did refund her.)

Why this mattered: she had travel insurance

Fortunately, she had purchased travel insurance through Faye Travel Insurance.

Faye has been named one of the best travel insurance companies by U.S. News & World Report, and for about $100, my client was covered for her 3-month trip in Europe.

Besides emergency medical and evacuation coverage, Faye includes some really practical features:

What I like about Faye ✈️

• An easy-to-use app with:

  • Your policy info

  • Live chat + emergency numbers

  • A digital wallet

  • Real-time flight updates

  • Claim filing tools

• Virtual and in-person doctor visits worldwide

• Flight delay perks that kick in fast:

  • 3+ hour delay: $200 instantly for airport meals + a lounge pass

  • If there’s no lounge, you can buy a pass and get up to $50 reimbursed

  • No receipts required

  • Max $600 per trip

  • 6+ hour delay: an additional $100

Her Greece claim was seamless

For the ferry cancellation, she uploaded her receipts in the app, explained what happened, and Faye refunded her costs quickly. Done. ✅

And later in her trip, she needed a doctor. She opened the app, and within a few hours she had a face-to-face appointment with a local physician.

Want a free quote?

You can get a FREE quote here.

One quick tip: if you’re booking flights and hotels using points and miles, set your trip cost to the minimum of $1,000. You’ll still get solid coverage, but your insurance cost will usually be much lower. 💡

Want more personal help using points and miles for almost FREE travel? I can plan your entire trip using your points and miles or offer a 30 minute consult to answer questions or you can  download my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

A Change to Capital One Venture X Lounge Access 😕

 

Priority Pass lounge in Las Palmas, Canary Islands

And now for a bit of disappointing news ✈️

As of February 1, Capital One Venture X removed complimentary lounge access for authorized users 😥

Previously, authorized users could access:

• Capital One Lounges in Denver, Las Vegas, Washington DC (Dulles and Reagan), JFK, and Dallas

• Priority Pass lounges worldwide

That perk is now gone for authorized users, and guest access is more limited as well.

Capital One Lounge Denver

Why I’m Still Keeping the Card 💳

Even with this change, I’m holding onto my Venture X. The math still works:

• $395 annual fee

• $300 annual travel credit

• 10,000 anniversary bonus miles (worth about $100)

That essentially offsets the annual fee.

On top of that:

• All purchases earn 2x points

• It pairs well with other cards for everyday spending

• Transfer partners are strong

• The travel eraser makes using points simple and flexible

Still, the loss of lounge access for authorized users—and tighter guest rules—is frustrating. Some cardholders are hoping this leads to shorter lounge lines 🤞, but that remains to be seen.

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So What Are Your Options Now? 🧳

If you travel with authorized users or guests, here’s what you can do:

1. Buy lounge access for authorized users
You can add annual lounge access for authorized users for $125 per person.
I plan to do this for my three kids, but the nice part is you don’t have to activate it right away—so you can wait until they actually need it.
To add this, log into your account and select “Manage Users.”

2. Pay per visit for guests
If someone is traveling with you:

• $45 per adult

• $25 per child

• Kids under 2 are free 👶

3. Have your travel partner apply for their own Venture X
If your partner applies for their own card:

• You can earn 10,000 bonus miles with a referral 🎉

• They’ll get their own lounge access, no guest fees required

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While this change definitely takes away some of the shine, the Venture X can still make sense—especially if you value simple earning, flexible points, and strong travel credits.

If you don't have a Capital One credit card yet, be sure to look at the hot bonus offer on the Venture credit card which can save you at least $1,000 off your next flight or hotel. 

Want more personal help using points and miles for almost FREE travel? I can plan your entire trip using your points and miles or offer a 30 minute consult to answer questions or you can  download my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

How You Can Use Your Sapphire Reserve Credits For A Vegas Holiday

Since the refresh of the Chase Sapphire Reserve last year, figuring out how to actually use the card’s growing list of credits has been top of mind. With such a high annual fee, you really don’t want those credits expiring unused—but how do you use them without spending a ton of extra cash?

I kept seeing Las Vegas mentioned as an easy win, so I decided to test it myself. My credits were expiring December 31, 2025, which gave me a perfect excuse to plan a quick midweek escape. I started researching what 48 hours in Las Vegas could realistically look like—and whether the math would actually work in my favor.

Below is exactly how I used the credits, and what the weekend ultimately cost. 🎰✈️

Chase Sapphire Reserve Credits (Current Lineup)

The Chase Sapphire Reserve currently includes the following credits:

• $500 Edit Hotel Credit – $250 per two-night stay booked through the Chase Travel portal

• $300 Restaurant Credit – valid through Chase Sapphire Reserve Exclusive Dining

• $300 StubHub Credit – must be activated in your Chase account before purchase; split into two $150 credits (Jan–June and July–Dec)

• $250 Chase Hotel Credit – valid on select hotel brands (Omni, IHG, Montage, Pendry, Virgin, Minor, Pan Pacific) booked through the portal; two-night stay required

• $300 Annual Travel Credit – automatically applied to eligible travel purchases charged to the card

The credits I specifically needed to use before they expired were:

• $150 Dining Credit

• $250 Edit Hotel Credit

• $150 StubHub Credit

Booking the Hotel 🏨

I logged into the Chase Travel portal and found a solid midweek deal at Park MGM: Tuesday–Thursday in mid-January for about $145 per night, plus a $100 property credit. After booking, the $250 Edit Hotel Credit posted the next day. The hotel was well located, room was large and beds were comfy. Added bonus, there is a tram that connects the hotel to the Bellagio saving your feet from more walking. 

Total out-of-pocket for the hotel: $41

Using the StubHub Credit 🎭

Next stop: StubHub. I noticed The Wizard of Oz was playing at the Sphere—seeing a show there was already on my wish list. Midweek 5:00 pm tickets were about $189 per ticket including fees and taxes.

After activating the StubHub credit, I booked the tickets. The $150 credit posted immediately.

Total out-of-pocket for the show: $229

Dining with Chase Exclusive Tables 🍽️

I checked Chase Sapphire Reserve Exclusive Tables and snagged a reservation at Hell’s Kitchen. Dinner came to $175 including tax and tip, and the dining credit applied seamlessly. And by the way, dinner was delicious. Highly recommend! 

Total out-of-pocket for dinner: $25

Property Credit Meals & Extras 🥢☕

We used the $100 Park MGM property credit for dinner at La La Noodle and breakfast at Primrose Café. The front desk confirmed the credit only covered food—not tax or tip, but was valid at any of the restaurants inside the hotel except Crack Shack. 

We also split a sandwich from Eataly before the show. 

Total out-of-pocket for additional food, tax and tip: $45

Since that used up the property credit, we picked up breakfast at the airport before our flight home in the Capital One Lounge which is a benefit of the Capital One Venture X credit card. Yum! 

Capital One Lounge Las Vegas

Flights & Transportation 🚗

We flew to Las Vegas on Southwest using points and my Companion Pass. I did park my car at the San Diego airport for $36.

We skipped renting a car in Las Vegas and used Lyft instead. I applied the $10 monthly Chase Sapphire Reserve Lyft credit for the airport ride, and paid for the return trip.

Total out-of-pocket for parking and rides: $51
(If I still had my $300 travel credit available, this would have been fully covered.)

Beautiful light and fountain show in front of the Bellagio Hotel

Final Tally 💸

Was this a completely free Las Vegas trip? No—not technically. But for 48 hours in Vegas, a hotel stay, a Sphere show, multiple restaurant meals, and flights on points, we spent about $250 out of pocket total.

More importantly, I used credits that otherwise would have expired—and turned the Chase Sapphire Reserve “coupon book” into a genuinely fun, low-stress getaway. For me, that’s exactly how these credits should work. If you are interested in applying for the Chase Sapphire Reserve or Preferred credit cards, use this link. 

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting call, download my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

How To Make Travel Chaos Easier On You

 Quick flight home

from San Francisco this week turned into travel weather chaos but I learned a few things that helped me navigate the changes more quickly.

I was notified of the changes for my Alaska Airlines flight through email, but there was a serious lag. I was actually sent a free $50 airport voucher for food and drinks BEFORE I found out my flight was delayed. That's when I decided to check the board to confirm the delay and saw my flight was actually cancelled. Hmmmm.

The app and flightaware.com still showed the flight delayed.

The Alaska Lounge rep told me to head to the Alaska service center, but the line was 50 deep so I hopped on the app.

The app immediately offered me several alternative flights to cities within 70 miles of my intended destination. I could check the flight board at the airport to see if those alternative flights were still taking off and I was able to rebook myself on an American Airlines flight leaving in an hour. Alaska even refunded 8,000 points when I booked the new flight.

That American Airlines flight ended up getting delayed as well, but I still departed that night instead of spending the night in San Francisco.

While I was changing flights, I was trying to help a woman in the service center line, but she had not downloaded the app and didn't have her confirmation code or loyalty number so we were not having much success. The Alaska rep ended up rebooking her on a flight leaving the next day and she was forced to pay for a hotel near the SFO airport. Sidenote, she had also checked her bag and could not get it back. Bummer.

I had access to both the Alaska Lounge with the Atmos Summit credit card lounge passes and The Club at SFO through Priority Pass with my Chase Sapphire Reserve credit card.

I was disappointed with the food at the Alaska Lounge though the Whiskey Sour welcome drink was pretty tasty!

There was a waiting list for The Club at SFO so I spent the $50 voucher from Alaska on a sandwich, yogurt and protein bar from one of the restaurants. Since I still had a balance available, I bought some chocolate and pretzels. The credit showed up instantly on my credit card.

Then I got off the waitlist at The Club and my flight got delayed again so I went in and found a quiet place to work.

So lessons learned from this experience:

Always download the app for the airline you are traveling with. I was able to rebook myself from a cancelled Alaska flight to an American flight on the app and skip waiting in the huge line. The Alaska rep was surprised! She could only rebook on Alaska flights and Alaska refunded my miles thru the app

Check your credit card benefits, Atmos Summit sent me a $50 voucher to use in the airport during the delay

Lounge access is awesomea welcome drink and free food makes the delay much easier

Be flexible. I ended up flying to LA and renting a car for $32 instead of spending the night in a hotel

Another reason not to check bags. My carryon stayed with me.

The flight cancellation notice from Alaska Airlines eventually came through and cited Air Traffic Control Restrictions as the reason for cancellation. Since I did have to rent a car and pay for a half tank of gas, I filed a claim with Alaska Airlines. Stayed posted to see if I get reimbursed. If I had paid for my flight or just the taxes with my Chase Sapphire Reserve credit card, I could have filed a claim with Chase under trip delay reimbursement. But since I used my Atmos Summit credit card to pay the $6 taxes for this flight, I was awarded the $50 trip delay voucher to use in the airport.

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting call, download my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

Last Chance To Get 100,000 Capital One Bonus Points

 

We just got word that this offer is ending January 5th! If you have been thinking about this one, don't wait.

 🔥 Capital One Venture X has a whopping 100,000 point bonus offer! Wow! This is the highest offer we have seen for this card. The minimum spend is also high at $10,000, but you have 6 months to reach that spend. 

Capital One Venture X Launches A 100,000 Bonus Offer

We love the Venture X because the annual fee is $395, but you get a $300 travel credit in the Capital One Travel Portal, 2x points on every purchase, $120 Global Entry credit, 10,000 bonus points on your anniversary valued at $100 and Priority Pass and Capital One lounge access. 

What can you do with 100,000 Capital One points? Oh so much. You can read about how I have used Capital One points in the past here. 

1. If you spend them in the portal or use them to erase travel purchases, they are worth $1,000 in travel

2. If you transfer the points to any of the dozen or so airlines and hotels,  they can be worth so much more. For example:

• 18,750 points on Flying Blue (KLM and Air France) from the US to Europe in economy 
• 16,000 Iberia Avios from the US to Spain (transfer to British Airways or Finnair and then transfer to Iberia)

Capital One Venture X Launches A 100,000 Bonus Offer

That's just a start to the incredible travel savings! If this card is too hefty, the Capital One Venture card carries just a $95 annual fee and right now offers a bonus of 75,000 points for a $4,000 minimum spend. 

We don't have an end date on this offer yet. 

Want more personal help using points and miles for almost FREE travel? Book a 1:1 consulting call, download my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities. 

My 2025 Travel Year in Review: How Points & Miles Funded $14K+ in Adventures

On the island of Gozo in Malta

My 2025 Travel Year in Review: How Points & Miles Funded $14K+ in Adventures

December is the perfect time to look back and tally up the real-world impact of points and miles—specifically, how much actual cash they kept in my wallet.

And wow, 2025 delivered! 🌍

The Adventures

The year kicked off with gorilla trekking in Uganda with my family, followed by exploring the national parks of Eastern Rwanda. Both places absolutely blew my mind.

Then came six weeks volunteering in Israel—a truly transformational experience that shifted something fundamental in me.

Back stateside, I jetted off for a long weekend in Nashville with girlfriends. My second visit to the city, but my first time really diving in beyond the surface. The energy there is infectious!

For my birthday, I treated myself to an overnight at Joshua Tree National Park and scored an incredible behind-the-scenes tour of an original homestead. Desert magic at its finest ✨

July brought an unexpected gift: my cousin invited me to visit family in Rio de Janeiro. I tacked on a few extra days to finally see Iguazu Falls—which means I've now checked off all three of the world's great waterfalls!

August started with a New York City board meeting and visit to the floor of the stock exchange. Naturally I extended for Broadway shows and proper bagels 🥯

Late August meant a whirlwind family tour through Vancouver, Seattle, San Francisco, and Los Angeles with my daughter. We kayaked in Canadian waters and squeezed in quality time with cousins across four cities.

Then came the big one: early October through mid-November exploring Spain, Portugal, Malta, Sicily, Cyprus, and the Canary Islands. Detailed guides for all these spots are in the works!

Beyond the Flights

The travel is just part of the equation. Factor in all those card credits—Lyft rides, food pickup through Dash, StubHub credits, airport lounge access, Edit hotel credits, and dining credits. Plus travel insurance reimbursement and one flight claim in Europe.

The Numbers

• 10 countries explored
• 37 flights booked
• 7 hotels (23 nights)
• 8 Airbnbs (32 nights)

Grand total saved: $14,460 💰

The experiences and memories? Those are priceless—but knowing I kept nearly $15K in my pocket while collecting them feels pretty incredible too.

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Want more personal help planning your next trip? Email me about how I can help plan your next trip! Book a 1:1 consulting call, download my ebook, custom tracker or Join my Travel Coaching Program and we will design your personal strategy to travel for almost FREE and guide you through the process.

Right now, you can use the promo code "FREETRAVEL" to get $50 off the coaching program. I would love to help you make priceless family memories affordable. 

*For every new client, we will donate 10% of the proceeds to one of our favorite charities.