Unveiling the Chase Ultimate Rewards: Why 23,363 Points in 2023 are Worth Celebrating

 

I love when I see my rewards summary in my inbox. Now you may look at this Chase Ultimate Rewards summary and say, wait, you only earned 23,363 points in 2023. But let me explain. 

This summary is for my Chase FREEDOM FLEX credit card. It's a no annual fee card with 5x points rotating bonus categories. 

What does that mean? FREE money! Woohoo! 

Unveiling the Chase Ultimate Rewards: Why 23,363 Points in 2023 are Worth Celebrating

I earned those 23,363 points on purchases that I was going to make anyway like gas, groceries, Amazon, Paypal etc. 

But I intentionally used this credit card when Chase offered 5x points on those types of purchases. 

Chase rotates the categories every quarter. This quarter the categories are groceries and gyms. You can activate the offer in your Chase.com account.

The secret here is to earn the points on the Chase FREEDOM FLEX credit card and then transfer those points to your Chase Sapphire Preferred or Reserve account to squeeze more value out of them for incredible trips like this one in Chile. 

Unveiling the Chase Ultimate Rewards: Why 23,363 Points in 2023 are Worth Celebrating

The reason is that when you spend the points from your Chase Sapphire Preferred or Reserve account, you get 1.25% or 1.5% more when you book travel through the Chase Travel Portal and you can transfer the points to a dozen different airlines and three hotel chains. You can click here to find out how we use Chase points to book insanely cheap nights at Hyatt. 

 

The Chase FREEDOM FLEX is offering a $200 or 20,000 CUR points on $500 minimum spend. This no annual fee card earns 5x points on rotating bonus categories and 5x points on gas and groceries for the first year up to $12,000. Please use my referral link if you decide to apply for this card. 

Unveiling the Chase Ultimate Rewards: Why 23,363 Points in 2023 are Worth Celebrating

If you don't have a Chase Sapphire Preferred or Sapphire Reserve credit card, you can read about these cards here. They are the key to our success, we love the flexibility of the Chase Ultimate Rewards points for almost FREE travel. 

Again, if you decide to add any of these card to your strategy, please use our referral links and if you would like support with your travel goals, join our Travel Coaching Program. 

What Are Chase Ultimate Reward Points And Why You Want Them

One of my favorite rewards programs is the Chase Ultimate Rewards. These are points you earn with a number of Chase credit cards including the Chase Sapphire Reserve, Preferred, FREEDOM, Ink and FREEDOM Unlimited. There are pros and cons of each card depending on your goals. You can read my past posts to research specific cards, but here I am going to focus on the rewards program as a whole. 
Ultimate Rewards are just one of a few programs that are not tied to any one airline or hotel brand which means flexibility. You can transfer reward points at 1:1 to most airlines and hotels except Marriott Bonvoy which is 1:3:

Different airlines that include: 

• Aer Lingus
• British Airways
• Jet Blue
• United
• KLM
• Southwest
• Air France
• Emirates
• Iberia,
• Singapore Airlines
• Virgin Atlantic.

Different hotels include:

• IHG
• Marriott
• Hyatt

Once you transfer to an airline or hotel, you can use these points to book on partner airlines or transfer to another program. For example, if you transfer Ultimate Reward points to Marriott Bonvoy, you can then transfer those same points to dozens of different airlines like American Airlines. Pretty awesome, right? And it gets even better because Marriott Bonvoy will give you a 5,000 mile bonus for the transfer. 

What Are Chase Ultimate Reward Points And Why You Want Them

Another way to use the Ultimate Reward points are to book through the Chase travel portal. If you hold a Chase Sapphire Reserve or Preferred credit card, you get better than 1:1. Sapphire Preferred credit cardholders get 1:1.25 value and Sapphire Reserve holders get 1:1.50. Let's check it out. 

In the portal with the Sapphire Reserve, the Springhill Suites in Durham is listed at 13,155 points per night or $197.33. If you booked the same hotel straight from Marriott, it would cost you 20,000 points per night or $158.90 per night. 
So if you pay with points, you get more bang for your buck by using the portal, but if you paid cash, you would be better off booking straight from Marriott. However, if you transferred Chase Ultimate Reward points to Marriott and then booked your room, you would really get a sweet deal. 

Look at this:
Ultimate Rewards transfer to Marriott Bonvoy at 1:3 so you would only need approximately 6,750 Ultimate Rewards points to equal 20,000 Marriott points and boom, FREE night. 

Flexibility is key to this program. You can earn Ultimate Reward points pretty quickly too as most purchases earn 1 point per dollar, but travel and dining earn more. 
When things are uncertain in travel like right now, I like the idea that I can accumulate points in a flexible program and be ready when I can travel again. 

90,000 Chase Ultimate Reward Bonus on No Fee Ink Cards - Wow!

Small Business Saturday just passed and in honor of that, let's talk about one of the best offers I've ever seen for the Chase Ink Business credit cards. The two FREE cards are offering 90,000 Chase Ultimate Reward points as a bonus and the $95 annual fee card is offering a whopping 100,000 Chase Ultimate Reward points as a bonus. Wowza! 

I'll run down the difference between the cards in a minute, but first, I have to share with you why I love Chase Ultimate Reward points and what you can do with all those bonus points. 

This past summer, I took my family to Ireland, you can check out my blog to read all about this amazing country and people. 

But I used Chase Ultimate Reward points to erase the cost of all of our Airbnb stays during the trip, much of our dining and one plane ticket. I love these points because of how flexible they are. You can transfer them to dozens of airlines, Hyatt, Marriott and IHG. You can erase purchases just like a Capital One card. You can buy travel with them in the Chase Travel Portal. Plus if you have a Sapphire Preferred or Reserve card, you can combine your Ink CUR points and get even more value. 

So what's this new offer all about? and which card should you choose? 

The Chase Ink Business Unlimited  - No annual fee! 1.5% cash back or 1.5x points on every purchase. 

The Chase Ink Business Cash  - No annual fee! 5% cash back or 5x points at office supply stores, phone, internet, and cable. This is the card I have had for years! 2% or 2x points at gas stations and restaurants and 1% or 1x points at everything else. 

The Chase Ink Business Preferred  - $95 annual fee. 3% cash back or 3x points on shipping, advertising on social media sites, internet, cable and phone services and travel. 1% or 1x points on everything else. 

Look at the types of purchases your business makes to determine which credit card makes sense for you to leverage your spending for maximum points. And remember, your "business" doesn't have to be a Fortune 500 company. A business can easily be selling items on Etsy or Ebay, freelance services, property management, vacation rentals and more. 

You can hold all of these INK cards at the same time, but you can't get the bonus on any of these cards more than once every 24 months. 

And you can transfer your the CUR points from your INK account to your Chase Sapphire Preferred or Reserve card and bam, almostFREEfamilytravel. 

Amazing! 

Please consider using our referral ink if you apply for any of these credit cards. Thank you for your support. 

How I Booked Overwater Bungalows and Flights In Tahiti for $140

When I asked my children where they wanted to celebrate their graduations,
they decided on Tahiti. I was a bit surprised since my first thought was that’s where you honeymoon. But I was game. And they added, we would love to stay in those over the water bungalows. Makes sense!

So how do you get a family of 5 an almost FREE trip to Tahiti? It takes a lot of planning and time. I wanted to walk you through my process so you can see the strategy in action. 

And I need to mention that if you are looking for help planning your next trip, I just launched the second cohort of my Travel Coaching Program. There are still a few spots open. And right now, I am donating 15% of all the proceeds to the Israel Emergency Fund.

But I'll share my process here so if you want to do it on your own, you can. Because my goal is that everyone can travel for almost FREE and enjoy those priceless experiences.

I start with research:

• Who flies to Tahiti
• Which islands should we visit
• What is there to do there
• Do we need a car
• Where will we stay

And of course, the most important question of all: which over the water bungalows do we want to stay in. 

After doing the research, I decided for this trip: 

• We should fly American Airlines - 70,000-80,000 miles per round trip
• We will visit Tahiti and Moorea - we can take a short ferry between these islands. 
• We will need a car on both islands
• Besides the OWB, seems to be most cost effective for our family of 5 to stay in Airbnb

Now this is the way, we travel, but you might make different choices for your family. Now the fun part, earning all the points. For this trip, we will need approximately: 

• 400,000 American Airlines miles for 5 r/t tickets
• 299,000 Chase Ultimate Reward points for 2 nights in an OWB bungalow and a garden room (we need two rooms for 5 people)
• Capital One points to erase the Airbnb, rental cars and tours

It sounds like a lot, but let’s break it down:

• Barclays American Aviator bonus offer 70,000 miles for $99 annual fee and one purchase - my partner and I each opened one of these
• Chase Ink Business Preferred bonus offer 100,000 Ultimate Rewards for a $95 annual fee and $8,000 minimum spend - my partner and I each opened one of these
• Several friends opened the Chase Ink Business Preferred using my referral link - bonus 40,000 Chase Ultimate Reward points for each one
• American Airlines Online Shopping portal
• Chase Ultimate Rewards Shopping portal
• Capital One points using my partners Capital One Venture X card and my new Capital One Venture X bonus. 

So what did all of this get us:

• 240,000 American Airlines miles netted 3 round trip flights
• 128,000 Chase Ultimate Reward points netted 2 round trip flights
• 299,000 Chase Ultimate Reward points netted 2 nights in the OWB and 2 nights in the garden room
• 74,000 Capital One points netted 3.5 days in the Airbnb

So right now, I estimate the amount I saved using points and miles at approximately $11,000. Pretty good. I have spent $400 on annual fees and $340 on taxes, fees.

Between now and the actual trip, I will continue to earn Capital One points so I can erase the Airbnb, tours and rental cars.

And when I’m relaxing on the beach in Tahiti, I’ll enjoy it just a bit more because I didn’t spend an arm and a leg to have this dream vacation.

If this sounds amazing, but you are confused about where to start and how to get your next trip for almost FREE then join the second cohort in my Travel Coaching program. Sign up by November 1st. 

Yet Another Reason Why I LOVE Chase Ultimate Rewards

 

I've used Chase Ultimate Rewards to travel all over the world for FREE. The points came in very handy to erase Airbnb reservations (this promotion ended) and for flights when we visited the Perito Moreno glacier in Patagonia, Argentina. 

I love CUR rewards because they are so flexible. If you don't know where you want to stay or where you will be traveling, then these points are for you. That's because you can transfer them to dozens of different airlines and three hotel chains, Hyatt, IHG and Marriott. 

Sometimes the deal is even better transferring CUR than using the points in the travel portal and sometimes the portal is a better value. 

Yet Another Reason Why I LOVE Chase Ultimate Rewards 

Here is an example that happened just last week. 

I had my eye on the Hyatt in Evanston, Illinois, just outside of Chicago for an upcoming trip. 

The cash price was showing $350 per night, ouch! 

In the Chase Travel Portal, it was showing $320 per night or 48,005 points. I get 50% more value for my points in the portal because I have a Chase Sapphire Reserve credit card. The Chase Sapphire Preferred gets 25% more value in the portal.  

But when I checked the Hyatt website, standard rooms are just 12,000 points per night. 

Woohoo! That means by transferring CUR to Hyatt at 1:1 cuts the number of points needed in half and has a value of $740. Nice. 

It's simple to transfer CUR points to dozens of airlines and hotel chains. When you log into your Chase.com account and click on redeem points

Then click on the menu in the top left hand corner and choose transfer to travel partners. 

CUR points transfer immediately to Hyatt and you must transfer in 1,000 point increments. Sometimes Chase will offer a bonus when you transfer. 

You will need to create an account with the EXACT name on your Chase account BEFORE you attempt to transfer the CUR points. 

Once you submit, you cannot get the CUR points back so be certain this is what you want to do. 

When I transferred to Hyatt, the points showed up immediately in my new Hyatt account and I could book the hotel in Evanston. Amazing! 

Yet Another Reason Why I LOVE Chase Ultimate Rewards 

Right now, the Chase Ink Business Preferred credit card is offering a 100,000 CUR bonus with a $8,000 minimum spend. It's a hefty minimum spend, but usually it is set at $15,000 so you might say this minimum spend is a bargain. If you have a big expense coming up or can handle the minimum spend, this bonus can be worth thousands of dollars. 

We are hearing this bonus may end September 23rd. 

Woohoo! Another FREE Travel Success Story!

 

Woohoo! I just booked two round trip flights to Medellin, Colombia on points! And the best part by waiting a few days, I saved 20,000 points. 

I am going to show you how I do this so you can do it too, but if you feel like you need more support, join my Travel Coaching Program. Registration is open now for the second cohort. 

Okay, here's the way to redeem those points and miles:

The first step is to research the destination, which airlines fly there? I use Google Flights to figure that out. You can use the date grid if your dates are flexible to find the best price combination. You can use the price graph to figure out if the cost fluctuates. This is important! 

Once you know which airlines fly to the destination and when the price is the best, you can look at points or miles that will get you there. 

In this case, Copa Airlines had the best flights and it is a member of the Star Alliance. But I don't have any points or miles that transfer to Copa Airlines.

This is when the flexible points come in so handy! Chase Ultimate Reward points and Capital One points are the programs I prefer.  But there are also American Express Rewards and Citi. 

All of these programs are flexible meaning you can use the points for any travel, but the two I prefer have a few key differences. 

• Capital One points are always worth one cent per dollar.  You can either book through the Capital One Travel portal or use the travel eraser to get a statement credit for the purchase. If you have the Capital One Venture X, the $300 travel credit kicks in if you book through the portal too. It's great to have Capital One points for tours, flights on budget airlines, independent hotels and more. You can also transfer the points to several hotel chains and more than a dozen airlines. 

• Chase Ultimate Rewards points can be more valuable depending on which credit cards you have and how you use the points. For example, with the Chase Sapphire Reserve credit card, my points are worth 1.5%. When I book the flight through the Chase Travel Portal, it will only cost 56,374 points even though the price is $845.60. If you have the Chase Sapphire Preferred credit card, then your points are worth 1.25%. 

You can also transfer Chase Ultimate Reward points to dozens of airlines and several hotel chains. You can read here about how to transfer points to Hyatt for sweet deals. 

Just like the prices for flights increase and decrease depending on the day of the week and when you book, it's the same in the travel portals.  So check several times before you finally book so you get the best deal. When I checked this flight the first time, it was priced at 56,374 points, but I wasn't quite ready to book. Then when I was ready to book, the price had jumped to 74,000 points so I waited a few days and it dropped again. 

Sometimes the price drops on Tuesdays and Wednesdays so keep that in mind. 

A benefit to booking flights through the travel portals is that taxes are included. Pretty nice! Some people are hesitant to book through travel portals because they are considered third party instead of booking directly through the airline. I have not had a problem, but it is a personal decision. 

To book your flight through the Chase Travel Portal, login to your Chase.com account and click redeem points, click travel and then follow the prompts just like you would book through expedia or other third party platforms. When you get to the check out, click use points. You can even pay with a combination of points and cash. 

If you want to start earning Capital One points, you can either apply for the Capital One Venture card with a 75,000 bonus, $4,000 minimum spend and $95 annual fee or the Capital One Venture X card with a 75,000 bonus, $4,000 minimum spend and $395 annual fee (this includes $300 travel credit, $100 Global Entry credit and Priority Pass Lounge membership). 

If you want to start earning Chase Ultimate Reward points, we recommend you start with the Chase Sapphire Preferred credit card with a 60,000 bonus, $4,000 minimum spend and $95 annual fee or the Chase Sapphire Reserve credit card  with a 60,000 bonus, $4,000 minimum spend and a $550 annual fee (this includes a $300 travel credit, $100 Global Entry credit and Priority Pass Lounge membership plus 1.5% point value in the portal). 

If you decide to apply for any of those credit cards, please consider using my referral links. 

Last Chance To Get The 90,000 Chase Ink Business Bonus

Chase appears to be ending the 90,000 Chase Ultimate Rewards bonus offer on the Ink Business Cash and Unlimited credit cards. We are hearing that both offers will end on January 18th. 

These annual fee business cash cards were offering 90,000 bonus Chase Ultimate Reward points when you spend $6,000 in the first three months. 90,000 points are worth approximately $900, but can be worth much more if you combine them onto another card. 

This is a great offer IF you already have or can also apply for a Chase Sapphire Preferred, Chase Sapphire Reserve or Chase Ink Business Preferred credit card. Why? Because the Ink Cash card does not allow you to take advantage of all the ways to use your Chase Ultimate Rewards on travel. 

But you can transfer your 90,000 points to another card that does offer the travel opportunities like the travel portal and transferring points to airlines and hotels. 

Make sense?

The Ink Business cash card also earns 5x points at office supply stores, streaming services, internet, cable and phone. 

So you may be asking what qualifies as a business? Lots of small businesses count like selling items on Ebay, Etsy and rental income. 

You are also allowed to hold each of the Ink Business cards so you may want to apply for one of the no annual fee cards with the bonus offer ending soon and then turn around an apply for the Ink Business Preferred credit card with its new 100,000 bonus point offer. This card does carry a $95 annual fee and a $8,000 minimum spend, but 100,000 points are at least $1,000 in travel and maybe more if you transfer the points to your Sapphire Preferred or Reserve credit card. 

You can read about how I use Chase Ultimate Rewards points for almost FREE family travel here. 

If you apply for any of the INK credit cards, please use my referral link so I can continue to help you travel for almost FREE. 

If you want help walking through this process, register for my Travel Coaching Program or book me for a 1:1 coaching session. 

 Ends Jan. 18th 

Last Chance To Earn That 80,000 Chase Sapphire Preferred Bonus Offer

 

Is this vacation on your bucket list? We were in the islands off Panama a few years back. What a fantastic trip! And we got there by using Chase Ultimate Rewards Points. Yep, our flights and hotels were all FREE. 

If you want to travel for FREE, you should apply for the Chase Sapphire Preferred asap before the 80,000 bonus offer is gone. 

The offer expires on June 1st. 

Last Chance To Earn That 80,000 Chase Sapphire Preferred Bonus Offer

Chase Ultimate Reward points are my favorite because they are so flexible. You can transfer them to dozens of different airlines including Southwest, several hotel chains (Hyatt, IHG and Marriott), pay yourself back in cash and use the points in the travel portal. You can read all about my tricks to getting the most value out of Chase Ultimate Reward points here. 

In fact, I just booked a round trip flight from Washington, DC to Dublin, Ireland for just 33,000 points and no fuel charges. Amazing! So this offer is worth approximately $1,000 in FREE travel. 

The benefit of booking through the travel portal is that you can book any flight for points. You don't have to accumulate enough miles or points on one single airline. 

Last Chance To Earn That 80,000 Chase Sapphire Preferred Bonus Offer 

Here's the offer: 

• spend $4,000 in three months 
• $95 annual fee
• $50 annual hotel credit when you book through the portal 
• 5x Chase points on travel booked through the portal
• 2x Chase points any travel purchases
• 3x Chase points on online grocery purchases
• Chase points are worth 25% in the travel portal and when redeemed through the pay yourself back tool in rotating categories
• 3x Chase points on dining
• 3x Chase points on streaming services
• 10% anniversary points boost 

You are eligible for this offer IF you do not currently hold this card AND have not received the bonus in the past four years.

If you decide to apply for this card and you should, consider using my referral link so I can continue to keep you updated on the best ways to fly FREE. 

By the way, AlmostFREEFamilyTravel has teamed up with Families Fly FREE to bring more value to you. If you would like to check them out, click here and let Lyn know I sent you. :) 

Plus I am launching another program and you are the first to hear about it! I know so many women who want to travel, but are worried about the cost, traveling alone and safety. So I am launching a Beta program and looking for 5 women to join me! 

The program involves Lyn's simple Families Fly FREE process plus a graduation trip using points and miles to get you started on your new travel habit. 

If you are interested, fill out this form to get the conversation started. 

I am offering $200 off Lyn's Families Fly FREE simple system program for this Beta test cohort only (you must sign up for Lyn's program using my referral link to get the discount) in exchange for your feedback on the program PLUS you will have access to graduation trips with future cohorts as my special guest.

Hope you will consider joining me for this exciting new Beta test cohort program! 

My Favorite Credit Card Is Offering An 80,000 Point Bonus!

 

This past summer, I spent two weeks in Ireland and had the opportunity to hike along the Cliffs of Dover. Amazing! And I'll let you in on a secret. This trip was almost FREE thanks to one of my favorite ways to travel for FREE using Chase Ultimate Rewards points. 

For this trip to Ireland, I cashed in CUR points for my daughter's flight and erased all of our Airbnb's for the entire trip! 

One of the best ways to earn and redeem those points is by using the Chase Sapphire Reserve credit card. 

Now this card is offering 80,000 bonus points when you spend $4,000 on the Chase Sapphire Reserve credit card. 

What can you do with 80,000 Chase Ultimate Reward points? 

So many things. 

• For one, you can use them in the Chase Travel Portal where the Chase Sapphire Reserve makes the points worth 50% more. 
• You can also transfer them 1:1 to dozens of airlines including United, Jet Blue, Southwest and more. 
• You can transfer them to Hyatt, Marriott and IHG hotels at 1:1.
• Through the end of the year, you can use them to erase Airbnb and dining purchases. 

Chase says the value of 80,000 CUR points is $1,200 towards travel. But it could be more if you play your cards right. 

So for the trip to Ireland, I used Chase Ultimate Reward points to cover my daughter's round trip flight which I booked through the Chase travel portal for 30,000 points. 

I erased all of our Airbnb stays at 50% value for 50,000 points and I erased most of our dining with another 30,000 points. 

The Chase Sapphire Reserve card also comes with a $300 travel credit so we used that to erase parking and a portion of the rental car. 

Now this card is offering 80,000 bonus points when you spend $4,000 on the Chase Sapphire Reserve credit card. 

The other benefit is that you can transfer CUR points from your other credit cards to your Reserve card and then redeem them for 50% more. Woohoo! 

This card also comes with a $100 Global Entry credit, Priority Pass lounge access and FREE Dashpass membership, Instacart+ and $10 Go Puff monthly credit. 

The card does come with a hefty annual fee of $550, but as long as you use the $300 travel credit, Global Entry and lounge access, it will be worth it. 

Couple of important notes about this card. If you already hold the Chase Sapphire Preferred card, you are not eligible to apply for the Reserve card. You can only hold one at a time. However, your spouse, partner or other family member could apply for the Reserve card. You can also only earn the bonus on the Reserve once every four years. 

If you decide to apply for the Chase Sapphire Reserve, please consider using my referral link. 

 

How You Can Stay At An Airbnb For FREE

 

After flights, accommodations are the biggest expense when you travel. 

But you have a few more days to cash in your Chase Ultimate Reward points to erase Airbnb purchases. 

It's part of the Pay Yourself Back program on the Chase Sapphire Preferred and Reserve credit cards. The program was launched during the pandemic so you could use your points even though you were not travelling and fortunately, it stuck. 

Back then, we could use the points to erase groceries and dining which was pretty awesome. 

Now you can use the points to erase the following:

• Airbnb 
• charitable contributions
• dining (with the Sapphire card only)
• membership fee (with the Sapphire card only)

And the best part is you get a bonus, the same bonus you get if you book travel through the Chase Travel Portal. On the Preferred card, you get a bonus 25% and with the Reserve you get a 50% bonus. 

But the offer ends June 30th, 2022. So don't wait. 

I erased several Airbnb purchases just today at a value of $700. 

I am going to walk you through exactly how to do this. The first thing you need to do before you erase anything, transfer any Chase Ultimate Reward points you have on a Chase FREEDOM or Ink card to your Preferred or Reserve. 

It's easy to "combine points":

• Log into your Chase.com account
• click on the card you want to transfer points FROM
• click redeem points
• then click on the three little lines at the top left
• scroll to the bottom
• click combine points. 

Once you have moved your points to your Chase Sapphire Preferred or Reserve, then you are ready to erase your purchases. From the Chase Ultimate Rewards home page, scroll down until you see the Pay Yourself Back promotion. 

Click on the promotion and you will see a list of your eligible purchases. Only purchases made in the past 90 days are eligible to be erased. There is even a handy countdown above each purchase. 

Since I have the Chase Sapphire Reserve, you can see my points are worth 50% more when I use them to erase Airbnb purchases. Just check the box for the ones that you want to erase. I usually start with the oldest ones, but since this promotion ends on June 30th 2022, it doesn't matter. 

You will be able to erase all of the purchase or just some of it so check as many boxes as you want. 

 

The purchases will be applied as a statement credit and it will take about 5-7 days to see that happen. 

Keep checking your Chase Sapphire Preferred and Reserve accounts too as the June 30th date gets closer or wait until the last day to cash in. After I cashed in 41,000 points, another 9,000 points showed up so I cashed those in too. 

And if you haven't booked your Airbnb yet for a trip coming up, book it and erase it before June 30th. 

This is just one of the reasons why the Chase Sapphire Preferred and Reserve are my favorite credit cards. You can read all about how these cards play an important part in my fly FREE strategy. 

If you do not have these cards yet, please consider using my referral link. It costs you nothing, but will award me for referring you so I can bring you more great information about how to FLY free. Right now, the Chase Sapphire Preferred is offering 60,000 points for a $4,000 minimum spend. Those points are worth $750 in the travel portal or if you erase an Airbnb purchase. But hurry, the Pay Yourself Back promotion ends June 30th.